For sale

$350,000

1562 Cowart St, Chattanooga, TN 37408

1beds

1,152sqft

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Condominium

Built in 2020

-- sqft lot

$343,900 Zestimate^®

$304/sqft

$75/mo HOA

What's special

Modern Southside living with income potential! Built in 2020, this stylish home at 1562 Cowart St offers a bright and open floor plan, sleek kitchen with stainless-steel appliances, and high-end finishes throughout. Currently operating as a successful income-producing short-term rental, this property also includes a rare transferable STR permit—a valuable opportunity for investors or owner-occupants. Enjoy low-maintenance living in this 1 Bedroom/2 Bathroom townhome, with modern systems and a walkable location just steps from Chattanooga's best restaurants, coffee shops, and nightlife. This turnkey property can be purchased fully furnished, and ready for its next owner—this is your chance to own in one of the city's most sought-after neighborhoods!

265 days

143

6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 2
Full bathrooms: 2

Bedroom

Level: Third

Bathroom

Level: Second

Bathroom

Level: Third

Kitchen

Level: Second

Living room

Level: Second

Other

Level: First

Heating

Central, Electric

Cooling

Central Air, Ceiling Fan(s), Electric

Appliances

Included: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked, Water Heater
Laundry: Laundry Closet, Electric Dryer Hookup, In Unit, Washer Hookup

Features

Granite Counters, Open Floorplan, Recessed Lighting, Separate Shower
Flooring: Luxury Vinyl
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,152
Total interior livable area: 1,152 sqft
Finished area above ground: 1,152

Property

Parking

Parking features: Off Street, Parking Lot

Features

Levels: Three Or More
Stories: 3
Patio & porch: Covered, Patio
Exterior features: Balcony, Private Entrance

Details

Parcel number: 145l C 023 C003

Construction

Type & style

Home type: Condo
Architectural style: Other
Property subtype: Condominium

Materials

Brick, Other
Foundation: Block, Concrete Perimeter

Condition

New construction: No
Year built: 2020

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community & HOA

Community

Features: Street Lights, Sidewalks
Subdivision: Davis on Cowart

HOA

Has HOA: Yes
Amenities included: Maintenance, Trash
Services included: Maintenance Grounds
HOA fee: $75 monthly

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $304/sqft
Tax assessed value: $500,800
Annual tax amount: $3,017
Date on market: 1/9/2026
Listing terms: Cash,Conventional,Special Funding
Road surface type: Asphalt, Paved

Estimated market value

$343,900

$327,000 - $361,000

$1,901/mo

Price history

Date	Event	Price
1/9/2026	Listed for sale	$350,000$304/sqft
Source: Greater Chattanooga Realtors #1523090 Report a problem
12/20/2025	Contingent	$350,000$304/sqft
Source: Greater Chattanooga Realtors #1523090 Report a problem
12/8/2025	Listed for sale	$350,000$304/sqft
Source: Greater Chattanooga Realtors #1523090 Report a problem
12/1/2025	Pending sale	$350,000$304/sqft
Source: Greater Chattanooga Realtors #1523090 Report a problem
10/29/2025	Listed for sale	$350,000+28.8%$304/sqft
Source: Greater Chattanooga Realtors #1523090 Report a problem
10/19/2020	Sold	$271,700$236/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,036	$200,320 +197.9%
2024	--	$67,250
2023	$1,505	$67,250
2022	$1,505 -37.5%	$67,250 -37.5%
2021	$2,407 +14%	$107,600
2020	$2,112	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Southside

Getting around

81 / 100

Very Walkable

44 / 100

Some Transit

90 / 100

Biker's Paradise

Nearby schools

GreatSchools rating

6/10
Battle Academy for Teaching Learning
Grades: PK-5Distance: 0.2 mi
3/10
Orchard Knob Middle School
Grades: 6-8Distance: 2 mi
4/10
The Howard School
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

Elementary: Battle Academy
Middle: Orchard Knob Middle
High: Howard School of Academics & Tech

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.