Charming 2-Bed, 1-Bath Home in Decatur, IL Owner Financing Available!
Step into homeownership with this delightful 2-bedroom, 1-bathroom home at 1563 E Main St, Decatur, IL 62521. With 728 sq ft of cozy, inviting living space, this property is perfect for first-time buyers, investors, or anyone looking for a comfortable and affordable home in a welcoming neighborhood.
Financing Made Easy:
Down Payment: $2,500
Estimated Monthly Payment: $875
Closing Cost: $200
Monthly Taxes: $40
Interest Rate: 10.248% (fixed)
Insurance: Included
Flexible owner financing terms available to make your dream of homeownership more accessible than ever
Condition:
Full Basement
Updated Electrical Panel: 100 Amp
New Carpet
New Kitchen Flooring
New Laminate Countertop
Bedrooms and Bathroom on Main Floor
No Appliances Included
Neighborhood & Location Highlights:
Nestled in a well-established and convenient area of Decatur, this home is just minutes away from shopping centers, schools, parks, and essential amenities. Enjoy a peaceful, friendly neighborhood while staying connected to everything the city has to offer.
Why This Property is a Must-See:
Turnkey Ready: Move in immediately and start enjoying your new home
Affordable Investment: Low down payment and manageable monthly payments
Flexibility & Opportunity: Owner financing makes it easier to secure your home while building equity
Rental Potential: Great option for investors seeking reliable rental income
Don't miss the chance to make this charming property yours! Schedule a private showing or request more information today:
Your next homeor next investmentawaits at 1563 E Main St!
Sold for $32,000
$32,000
1563 E Main St, Decatur, IL 62521
2beds
728sqft
Single Family Residence
Built in ----
-- sqft lot
$44,000 Zestimate®
$44/sqft
$830 Estimated rent
Home value
$44,000
$33,000 - $57,000
$830/mo
Zestimate® history
Owner options
List your home for rent
$830/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$830/mo
Rent Zestimate®
Refinance and save
$193/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$193/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
New kitchen flooringNew carpetFull basementNew laminate countertop
Zillow last checked:
Listing updated:
Source: Zillow Rentals
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior area
- Total interior livable area: 728 sqft
Property
Parking
- Details: Contact manager
Features
- Exterior features: Smoke Free
Details
- Parcel number: 041213160002
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Community & HOA
Community
- Features: Smoke Free
- Deposit fee: $2,500
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $44/sqft
- Tax assessed value: $4,947
- Annual tax amount: $479
- Date on market: 1/4/2026
- Lease term: Contact For Details
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Sold | $32,000+6.7%$44/sqft |
Source: Public Record Report a problem | ||
| 2/3/2026 | Listing removed | $875$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/4/2026 | Price change | $875+10.1%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/18/2025 | Price change | $795-9.1%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/29/2025 | Listed for rent | $875$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/28/2025 | Listing removed | $875$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/7/2025 | Listed for rent | $875$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/23/2025 | Sold | $30,000+5900%$41/sqft |
Source: Public Record Report a problem | ||
| 4/20/2018 | Sold | $500-94.4%$1/sqft |
Source: Public Record Report a problem | ||
| 12/19/2017 | Listing removed | $9,000$12/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 10/13/2017 | Price change | $9,000-39.6%$12/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 8/5/2017 | Price change | $14,897-25.1%$20/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 3/8/2017 | Price change | $19,897-16.7%$27/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 2/23/2017 | Price change | $23,897-17.3%$33/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 12/21/2016 | Listed for sale | $28,897+60.5%$40/sqft |
Source: RE/MAX EXECUTIVES PLUS #6165241 Report a problem | ||
| 6/26/2006 | Sold | $18,000$25/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $479 +0.8% | $4,947 +3.7% |
| 2023 | $475 +3.8% | $4,772 +6.6% |
| 2022 | $458 +6.4% | $4,475 +7.1% |
| 2021 | $430 -2.1% | $4,179 +3.8% |
| 2020 | $439 +3.6% | $4,025 +1% |
| 2019 | $424 -18.3% | $3,985 -19.1% |
| 2018 | $519 -2.1% | $4,925 -2.6% |
| 2017 | $530 -1.9% | $5,056 -1% |
| 2016 | $540 -11% | $5,107 -13.9% |
| 2015 | $606 +7.7% | $5,929 +1% |
| 2014 | $563 -3.2% | $5,870 -3.6% |
| 2013 | $581 -0.6% | $6,091 -3% |
| 2012 | $585 | $6,279 |
| 2011 | -- | $6,279 -5.4% |
| 2010 | -- | $6,639 |
| 2009 | -- | $6,639 +10.3% |
| 2006 | -- | $6,017 |
| 2005 | -- | $6,017 |
Find assessor info on the county website
Neighborhood: 62521
Nearby homes
- $31,0002 bd1 ba988 sqft125 S 16th St, Decatur, IL 62521Sold

- $1,594-- bd-- ba-- sqft1545 E Main St, Decatur, IL 62521Off Market
- $626-- bd-- ba-- sqft129 S 16th St, Decatur, IL 62521Off Market
- $102-- bd2 ba860 sqft1529 E Main St, Decatur, IL 62521Off Market
- $60,000-- bd1 ba830 sqft1603 E Main St, Decatur, IL 62521Sold
- $5,613-- bd-- ba-- sqft1521 E Main St, Decatur, IL 62521Off Market
- $7,931-- bd-- ba-- sqft1611 E Main St, Decatur, IL 62521Off Market
- $20,5002 bd1 ba883 sqft1511 E Main St, Decatur, IL 62521Sold
Nearby schools
GreatSchools rating
- 3/10Muffley Elementary SchoolGrades: K-6Distance: 1.9 mi
- 2/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 3.1 mi
- 2/10Eisenhower High SchoolGrades: 9-12Distance: 0.9 mi
- Illinois
- Macon County
- Decatur
- 62521
- 1563 E Main St