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For sale
    • Price cut: $30K (7/24)
    $420,000

    15964 Highway 86 #19, Spirit Lake, IA 51360

    2beds
    2baths
    1,000sqft
    : 
    $3,158/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1983
    5,662 Square Feet Lot
    $406,100 Zestimate®
    $420/sqft
    $167/mo HOA

    What's special

    Water accessSingle-level open floor planSupplemental baseboard heatUpdated amenities
    Life at the lake feels effortless in this inviting 2-bedroom, 2-bath home located in the popular PMC community on the North Bay of West Lake Okoboji. With water access, a boat slip on a newly built community dock, and a sandy beach just steps away, this property is designed for making the most of every season at the lake. Residents of PMC enjoy access to a welcoming clubhouse perfect for gatherings and entertaining, plus two dedicated parking spaces directly in front of the home, along with additional overflow parking for guests. Conveniently situated across from the new bike path, the location makes it easy to enjoy biking, walking, and everything the Okoboji area has to offer. The home itself combines comfort, functionality, and ease with a single-level, open floor plan. The new forced air furnace and central air unit, along with supplemental baseboard heat, provide year-round comfort. Outside, the spacious front deck creates the perfect setting for relaxing mornings or quiet evenings with lake views. Blending the charm of a cozy lake neighborhood with updated amenities and easy access to the water, this property offers a rare opportunity to enjoy the best of West Lake Okoboji living all year long
    349 days
    |
    627
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jill Pluim 712-395-0004,

    Realty Associates

    Source: Northwest Iowa Regional BOR,MLS#: 829895MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Kitchen, Dining, Living, Full Bath, Bedroom, 3/4 Bath
      Heating
      • Baseboard, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Water Softener: Rented
      Features
      • Basement: Crawl Space
      Interior area
      • Total structure area: 1,000
      • Total interior livable area: 1,000 sqft
      • Finished area above ground: 1,000
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: No Garage, Blacktop
      Features
      • Patio & porch: Deck
      Lot
      • Size: 5,662 Square Feet
      Details
      • Parcel number: 0602380704

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Hardboard
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Rural Water

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $2,000 annually
      Location
      • Region: Spirit Lake

      Financial & listing details

      • Price per square foot: $420/sqft
      • Tax assessed value: $126,500
      • Annual tax amount: $1,500
      • Price range: $420K - $420K
      • Date on market: 8/14/2025
      • Inclusions: Fridge, Range, Microwave, Dishwasher (new). Most all furnishings are included

        Estimated market value

        $406,100

        $386,000 - $426,000

        $1,377/mo

        Price history

        DateEventPrice
        7/24/2026Price change$420,000-6.7%$420/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        6/18/2026Price change$450,000-4.3%$450/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        5/29/2026Price change$470,000-4.1%$470/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        4/24/2026Price change$490,000+4.3%$490/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        12/11/2025Price change$470,000-2.1%$470/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        10/30/2025Price change$480,000-2%$480/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        9/26/2025Price change$490,000-2%$490/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        8/29/2025Price change$500,000-4.8%$500/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        8/26/2025Price change$525,000-4.5%$525/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        8/14/2025Price change$550,000+71.9%$550/sqft
        Source: Northwest Iowa Regional BOR #829895 Report a problem
        5/23/2023Pending sale$319,900$320/sqft
        Source: Iowa Great Lakes BOR #230294 Report a problem
        4/13/2023Listed for sale$319,900$320/sqft
        Source: Iowa Great Lakes BOR #230294 Report a problem
        11/30/2022Listing removed$319,900$320/sqft
        Source: Iowa Great Lakes BOR #221176 Report a problem
        10/15/2022Price change$319,900-4.5%$320/sqft
        Source: Iowa Great Lakes BOR #221176 Report a problem
        10/6/2022Listed for sale$334,900+86.1%$335/sqft
        Source: Iowa Great Lakes BOR #221176 Report a problem
        9/19/2013Sold$180,000$180/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$892 -3.5%$126,500 +13%
        2024$924 +7.9%$111,900
        2023$856 +2.1%$111,900 +27.6%
        2022$838 +3.7%$87,700
        2021$808 +2.2%$87,700 +9.5%
        2020$791 +4%$80,100
        2019$760 +3.3%$80,100 +3.4%
        2018$736 -1.6%$77,500
        2017$748 +1.6%$77,500 +4.2%
        2016$736 +5.7%$74,400
        2015$696 +13.4%$74,400 +17.2%
        2014$614 +3.4%$63,500
        2013$594 $63,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 51360

        Getting around

        9 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Spirit Lake
        • Middle: Spirit Lake
        • High: Spirit Lake

        Source: Northwest Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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