Set in the heart of Belfast, this distinctive in-town home offers 3 bedrooms, 3 full baths, 1 half bath, and over 3,300 square feet of flexible living space with water views and direct shoreline access. Set on 0.29 acres, the property combines coastal character, spacious interiors, and exceptional versatility in one of Belfast's most desirable locations.
The main level is designed for both everyday living and entertaining, featuring a kitchen with attached garage access, dining area with access to a deck overlooking the bay, living room with fireplace, library, and a half bath. Large windows and thoughtful positioning bring natural light and water views into the living spaces, while the deck offers an inviting place to relax and enjoy the changing scenery throughout the seasons.
Upstairs, the primary bedroom features a strong water view and an en-suite bath, while a second bedroom opens to a private balcony overlooking the water. An additional bedroom and full bath complete the second level.
The walkout lower level offers outstanding flexibility with a large open living area, full bath, and direct access to the waterfront side of the property -- ideal for guests, extended family, studio space, recreation, or a potential guest suite. An additional room accessed separately from the exterior on the waterside of the home is currently used as a workshop but could easily serve as an art studio, office, creative space, fitness room, or additional living area, all enhanced by water views.
Enjoy the rare combination of in-town convenience, waterfront setting, and adaptable living spaces just moments from Belfast's harbor, shops, restaurants, and vibrant downtown amenities. Some finishing work is scheduled for completion prior to closing; see disclosures for details.
Active under contract
$1,200,000
16 Lord Street, Belfast, ME 04915
3beds
3,364sqft
Single Family Residence
Built in 2000
0.29 Acres Lot
$-- Zestimate®
$357/sqft
$-- HOA
What's special
- 43 days |
- 475 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Realty of Maine
Source: Maine Listings,MLS#: 1663385
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Library
- Level: First
Living room
- Level: First
Other
- Level: Basement
Heating
- Direct Vent Furnace, Heat Pump, Radiant
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Refrigerator
Features
- Bathtub, Primary Bedroom w/Bath
- Flooring: Tile, Bamboo
- Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full,Partial
- Number of fireplaces: 1
Interior area
- Total structure area: 3,364
- Total interior livable area: 3,364 sqft
- Finished area above ground: 3,364
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Gravel, 1 - 4 Spaces, Garage Door Opener, Heated Garage
- Attached garage spaces: 2
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Scenic
- Body of water: Penobscot Bay
- Frontage length: Waterfrontage: 122,Waterfrontage Owned: 122
Lot
- Size: 0.29 Acres
- Features: City Lot, Near Public Beach, Near Shopping, Level, Open Lot, Rolling Slope, Landscaped
Details
- Parcel number: BELFM037L109A
- Zoning: RES 1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Frame, Shingle Siding, Wood Siding
- Foundation: Poured Concrete
- Roof: Metal,Pitched
Condition
- Year built: 2000
Utilities & green energy
- Electric: On Site, Circuit Breakers
- Sewer: Public Sewer, Quasi-Public
- Water: Public
- Utilities for property: Utilities On
Community & HOA
Location
- Region: Belfast
Financial & listing details
- Price per square foot: $357/sqft
- Tax assessed value: $968,000
- Annual tax amount: $15,915
- Date on market: 6/3/2026
- Exclusions: small island does not convey
- Electric utility on property: Yes
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Contingent | $1,200,000$357/sqft |
Source: | ||
| 6/3/2026 | Listed for sale | $1,200,000$357/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,907 +44.6% | $968,000 +88.7% |
| 2023 | $10,309 +17.5% | $512,900 +25.1% |
| 2022 | $8,774 -2.7% | $410,000 |
| 2021 | $9,020 +5.6% | $410,000 +11.8% |
| 2020 | $8,544 +2.4% | $366,700 +0.6% |
| 2019 | $8,345 +0.9% | $364,400 |
| 2018 | $8,272 +3.7% | $364,400 |
| 2017 | $7,980 -4.5% | $364,400 -0.2% |
| 2016 | $8,359 +2.2% | $365,000 |
| 2015 | $8,176 +3.5% | $365,000 |
| 2014 | $7,902 +4.1% | $365,000 |
| 2013 | $7,592 +7.8% | $365,000 +2.6% |
| 2012 | $7,043 +12% | $355,700 +2.4% |
| 2011 | $6,290 +0.7% | $347,500 +0.7% |
| 2009 | $6,245 | $345,040 +13% |
| 2008 | -- | $305,340 +0.8% |
| 2006 | -- | $303,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 04915
Nearby schools
GreatSchools rating
- 7/10Captain Albert W. Stevens SchoolGrades: PK-5Distance: 0.8 mi
- 4/10Troy A Howard Middle SchoolGrades: 6-8Distance: 1.6 mi
- 6/10Belfast Area High SchoolGrades: 9-12Distance: 1 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Maine
- Waldo County
- Belfast
- 04915
- 16 Lord Street




