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Active under contract
  • $1,200,000

    16 Lord Street, Belfast, ME 04915

    3beds
    3,364sqft
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    Single Family Residence
    Built in 2000
    0.29 Acres Lot
    $-- Zestimate®
    $357/sqft
    $-- HOA

    What's special

    Set in the heart of Belfast, this distinctive in-town home offers 3 bedrooms, 3 full baths, 1 half bath, and over 3,300 square feet of flexible living space with water views and direct shoreline access. Set on 0.29 acres, the property combines coastal character, spacious interiors, and exceptional versatility in one of Belfast's most desirable locations. The main level is designed for both everyday living and entertaining, featuring a kitchen with attached garage access, dining area with access to a deck overlooking the bay, living room with fireplace, library, and a half bath. Large windows and thoughtful positioning bring natural light and water views into the living spaces, while the deck offers an inviting place to relax and enjoy the changing scenery throughout the seasons. Upstairs, the primary bedroom features a strong water view and an en-suite bath, while a second bedroom opens to a private balcony overlooking the water. An additional bedroom and full bath complete the second level. The walkout lower level offers outstanding flexibility with a large open living area, full bath, and direct access to the waterfront side of the property -- ideal for guests, extended family, studio space, recreation, or a potential guest suite. An additional room accessed separately from the exterior on the waterside of the home is currently used as a workshop but could easily serve as an art studio, office, creative space, fitness room, or additional living area, all enhanced by water views. Enjoy the rare combination of in-town convenience, waterfront setting, and adaptable living spaces just moments from Belfast's harbor, shops, restaurants, and vibrant downtown amenities. Some finishing work is scheduled for completion prior to closing; see disclosures for details.
    43 days
    |
    475
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Realty of Maine

    Source: Maine Listings,MLS#: 1663385MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Library
      • Level: First
      Living room
      • Level: First
      Other
      • Level: Basement
      Heating
      • Direct Vent Furnace, Heat Pump, Radiant
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Refrigerator
      Features
      • Bathtub, Primary Bedroom w/Bath
      • Flooring: Tile, Bamboo
      • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full,Partial
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,364
      • Total interior livable area: 3,364 sqft
      • Finished area above ground: 3,364
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Gravel, 1 - 4 Spaces, Garage Door Opener, Heated Garage
      • Attached garage spaces: 2
      Features
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Scenic
      • Body of water: Penobscot Bay
      • Frontage length: Waterfrontage: 122,Waterfrontage Owned: 122
      Lot
      • Size: 0.29 Acres
      • Features: City Lot, Near Public Beach, Near Shopping, Level, Open Lot, Rolling Slope, Landscaped
      Details
      • Parcel number: BELFM037L109A
      • Zoning: RES 1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Shingle Siding, Wood Siding
      • Foundation: Poured Concrete
      • Roof: Metal,Pitched
      Condition
      • Year built: 2000

      Utilities & green energy

      • Electric: On Site, Circuit Breakers
      • Sewer: Public Sewer, Quasi-Public
      • Water: Public
      • Utilities for property: Utilities On

      Community & HOA

      Location
      • Region: Belfast

      Financial & listing details

      • Price per square foot: $357/sqft
      • Tax assessed value: $968,000
      • Annual tax amount: $15,915
      • Date on market: 6/3/2026
      • Exclusions: small island does not convey
      • Electric utility on property: Yes
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/18/2026Contingent$1,200,000$357/sqft
        Source: Maine Listings #1663385 Report a problem
        6/3/2026Listed for sale$1,200,000$357/sqft
        Source: Maine Listings #1663385 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$14,907 +44.6%$968,000 +88.7%
        2023$10,309 +17.5%$512,900 +25.1%
        2022$8,774 -2.7%$410,000
        2021$9,020 +5.6%$410,000 +11.8%
        2020$8,544 +2.4%$366,700 +0.6%
        2019$8,345 +0.9%$364,400
        2018$8,272 +3.7%$364,400
        2017$7,980 -4.5%$364,400 -0.2%
        2016$8,359 +2.2%$365,000
        2015$8,176 +3.5%$365,000
        2014$7,902 +4.1%$365,000
        2013$7,592 +7.8%$365,000 +2.6%
        2012$7,043 +12%$355,700 +2.4%
        2011$6,290 +0.7%$347,500 +0.7%
        2009$6,245 $345,040 +13%
        2008-- $305,340 +0.8%
        2006-- $303,000

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 04915

        Getting around

        60 / 100
        Somewhat Walkable
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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