Located in the highly sought-after Cross Key Waterways neighborhood of Key Largo, this beautifully maintained single-story CBS waterfront home offers the ideal blend of durability, comfort, and effortless Florida Keys living. Constructed with concrete walls, a concrete roof, hurricane impact windows, and impact doors, this home is built for lasting peace of mind while offering the potential for insurance savings. Thoughtfully equipped for year-round reliability, the property features a professionally installed whole-home generator powered by an underground natural gas tank, ensuring you're prepared when the unexpected happens. The natural gas system also services the kitchen stove and water heater, providing efficiency, convenience, and dependable performance. Designed for low-maintenance living, the home features a fully fenced yard and an expansive rooftop deck, the perfect place to enjoy breathtaking sunsets, cool ocean breezes, and panoramic views of the surrounding neighborhood. For boating enthusiasts, the 40-foot concrete dock with davits offers quick and convenient access to both the Florida Bay and the Atlantic Ocean, making it easy to enjoy everything the Keys have to offer. Ideally located just minutes from shopping, dining, schools, and local attractions, this move-in-ready home is equally suited as a full-time residence, vacation retreat, or investment property. Offering quality construction, premium upgrades, and an exceptional boating location, this is a rare opportunity to own an easy-to-maintain waterfront home in one of Key Largo's most desirable neighborhoods.
For sale
$1,149,000
1608 Monmouth Ln, Key Largo, FL 33037
3beds
1,688sqft
Single Family Residence
Built in 2015
3,920 Square Feet Lot
$1,106,500 Zestimate®
$681/sqft
$-- HOA
What's special
Fully fenced yardExpansive rooftop deckSingle-story cbs waterfront homeHurricane impact windowsImpact doorsProfessionally installed whole-home generator
- 4 days |
- 547 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
The Lazcos Team - David and Publio Lazcos 305-340-7318,
Real Estate Sales Force, Inc.
Source: FLKMLS,MLS#: 620514
Originating MLS: Florida Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Propane Stove, Natural Gas
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Built-in Cabinets, Quartz Countertops
- Flooring: Tile
- Doors: Impact Rstnce Doors
- Windows: Impact Rstnce Window
Interior area
- Total interior livable area: 1,688 sqft
Property
Parking
- Parking features: Off Street
Features
- Levels: Ground Level
- Patio & porch: Roof Top Deck, Screened Patio
- Fencing: Fenced
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Dockage: Davits
Lot
- Size: 3,920 Square Feet
- Dimensions: 40 x 100
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00468472000600
- Zoning: URM
- Zoning description: Urban Res Mobile Home District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Concrete
- Roof: Concrete
Condition
- Year built: 2015
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Propane
Community & HOA
Community
- Security: Smoke Detector(s), Fire Sprinkler System
- Subdivision: Cross Key Waterways (103.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $681/sqft
- Tax assessed value: $1,077,359
- Annual tax amount: $8,674
- Date on market: 7/3/2026
- Listing terms: No Seller Finance,FHA,VA Loan,Conventional,Cash
Estimated market value
$1,106,500
$1.05M - $1.16M
$3,964/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Listed for sale | $1,149,000+763.9%$681/sqft |
Source: | ||
| 12/23/1997 | Sold | $133,000$79/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,675 +9.6% | $911,332 +10% |
| 2024 | $7,912 +6.6% | $828,484 +10% |
| 2023 | $7,424 +14.8% | $753,167 +10% |
| 2022 | $6,465 +12% | $684,697 +10% |
| 2021 | $5,770 -1.2% | $622,452 -0.6% |
| 2020 | $5,838 | $626,232 -0.6% |
| 2019 | $5,838 +1% | $630,011 +1.5% |
| 2018 | $5,778 +3.7% | $620,431 +17.7% |
| 2017 | $5,571 +11.5% | $527,239 +32.1% |
| 2016 | $4,998 +31.9% | $398,978 +268.6% |
| 2015 | $3,790 | $108,242 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 1.7 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 12.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Key Largo
- 33037
- 1608 Monmouth Ln






