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For sale
  • $5,300,000

    1621 Fern Ave, Harbor Springs, MI 49740

    6beds
    3,065sqft
    : 
    $35,082/mo
    Get pre-qualified
    SingleFamily
    Built in ----
    -- sqft lot
    $5,170,400 Zestimate®
    $1,729/sqft
    $-- HOA

    What's special

    Stunning double-sided fireplaceBeautiful glassed-in porchSweeping lake viewsSerene all-weather vantage pointExpansive waterfront patioWake-up-to-the-water vistasRemarkable waterfront home
    Quintessential Roaring Brook Waterfront Cottage Set against the breathtaking backdrop of Little Traverse Bay, this remarkable waterfront home offers unparalleled panoramic views and a lifestyle defined by lakeside living. Designed for both intimate entertaining and family gatherings, the main living areas exude classic cottage charm. A stunning double-sided fireplace serves as the centerpiece, seamlessly warming both the living and dining rooms. Classic French doors open directly onto an expansive waterfront patio, blurring the lines between indoor comfort and outdoor splendor. For breezy afternoons or cool evenings, a beautiful glassed-in porch provides a serene, all-weather vantage point to take in the sweeping lake views. With six generous bedrooms, the home effortlessly accommodates family and guests. Four of the bedrooms feature private en-suite bathrooms for ultimate convenience and privacy. Most notably, the home boasts two spectacular primary waterfront bedrooms, offering wake-up-to-the-water vistas and a tranquil start to every morning. Whether you are watching sailboats glide across the bay from your patio or enjoying a cozy evening by the fire, this Roaring Brook gem captures the true magic of waterfront living.
    17 days
    |
    2,903
    |
    104
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lee Ford,

    Coldwell Banker Schmidt- Harbor Springs 231-526-1100

    Source: Northern Michigan MLS,MLS#: 480045MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Primary bedroom
      • Area: 430.22
      • Dimensions: 29.33 x 14.67
      Bedroom
      • Area: 197.42
      • Dimensions: 17.17 x 11.5
      Bedroom 1
      • Area: 157.17
      • Dimensions: 13.67 x 11.5
      Bedroom 2
      • Area: 331.22
      • Dimensions: 22.58 x 14.67
      Dining room
      • Area: 255.66
      • Dimensions: 15.42 x 16.58
      Kitchen
      • Area: 150.46
      • Dimensions: 13.08 x 11.5
      Living room
      • Area: 255.66
      • Dimensions: 15.42 x 16.58
      Heating
      • Electric Baseboard
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
      Features
      • Flooring: Wood
      • Basement: Crawl Space
      Interior area
      • Total interior livable area: 3,065 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage Or Carport
      Features
      • Levels: Two Or More
      • Patio & porch: Deck, Patio
      • On waterfront: Yes
      • Waterfront features: Waterfront
      Details
      • Parcel number: 081617176063

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood Frame/Site Built

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Harbor Springs

      Financial & listing details

      • Price per square foot: $1,729/sqft
      • Tax assessed value: $1,583,400
      • Date on market: 7/6/2026

        Estimated market value

        $5,170,400

        $4.91M - $5.43M

        $5,427/mo

        Price history

        DateEventPrice
        7/6/2026Listed for sale$5,300,000$1,729/sqft
        Source: Northern Michigan MLS #480045 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2021-- $791,700 +3.1%
        2020-- $767,900 +16.3%
        2019-- $660,100 +38.3%
        2018-- $477,300 +9.3%
        2017-- $436,600 +0.7%
        2016-- $433,500 -3.8%
        2015-- $450,600 +22.3%
        2014-- $368,300 +1%
        2013-- $364,600 -5.3%
        2012-- $385,000 -15.4%
        2011-- $455,300 -9.5%
        2010-- $503,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49740

        Getting around

        1 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harbor Springs

        Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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