For sale

Price cut: $5K (7/3)

$194,900

1628 Monterey St SW, Cullman, AL 35055

3beds

1,200sqft

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Single Family Residence

Built in 1962

10,454 Square Feet Lot

$189,300 Zestimate^®

$162/sqft

$-- HOA

What's special

Metal roofGas water heaterNice large back deckOriginal hardwood floorsLow maintenance vinyl siding

Great little home in the city of Cullman. This 3 bedroom 1 bath home has original hardwood floors, newer HVAC system with back up gas heat & gas water heater. Nice large back deck and walking distance to West Elementary in the Cullman City School district. Would be a perfect home for a small family. Zoned R-4 so would also be a great short term or long term rental if you are looking for investment property. Very solid home that has been well maintained. Low maintenance vinyl siding with metal roof. Fenced in backyard perfect for kids or pets.

80 days

202

8

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 3

Basement

Area: 0

Heating

Central, Electric, Natural Gas

Cooling

Ceiling Fan(s), Central Air, Electric

Appliances

Included: Electric Oven, Gas Water Heater, Refrigerator
Laundry: Electric Dryer Hookup, Inside, Washer Hookup

Features

Flooring: Hardwood, Vinyl
Doors: Sliding Doors
Windows: Insulated Windows
Has basement: No
Attic: Scuttle
Has fireplace: No

Interior area

Total structure area: 1,200
Total interior livable area: 1,200 sqft
Finished area above ground: 1,200
Finished area below ground: 0

Property

Features

Patio & porch: Covered, Deck, Front Porch
Fencing: Back Yard,Chain Link
Frontage length: 75'

Lot

Size: 10,454 Square Feet
Dimensions: 75' x 104'
Features: City Lot, Level

Details

Additional structures: Shed(s)
Parcel number: 47053
Zoning: R4

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block, Crawl Space
Roof: Metal

Condition

Year built: 1962

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Internet - Cable, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community

Features: School Walking Dist.

HOA

Has HOA: No

Location

Region: Cullman

Financial & listing details

Price per square foot: $162/sqft
Tax assessed value: $104,000
Annual tax amount: $410
Price range: $194.9K - $194.9K
Date on market: 4/16/2026
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

$189,300

$180,000 - $199,000

$1,339/mo

Price history

Date	Event	Price
7/3/2026	Price change	$194,900-2.5%$162/sqft
Source: Strategic MLS Alliance #528274 Report a problem
4/16/2026	Listed for sale	$199,900$167/sqft
Source: Strategic MLS Alliance #528274 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$10,420 +6.1%
2024	--	$9,820 +5.4%
2023	$359 +15.6%	$9,320 +15.6%
2022	$310 +12.3%	$8,060 +12.3%
2021	$276 +5.6%	$7,180 +5.6%
2020	$262	$6,800 +0.6%
2019	--	$6,760 +5%
2018	--	$6,440 +3.2%
2017	$240	$6,240
2016	--	$6,240 +4.7%
2014	--	$5,960 +3.8%
2013	--	$5,740
2012	--	$5,740
2010	--	$5,740

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 35055

Getting around

47 / 100

Car-Dependent

41 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

10/10
West Elementary School
Grades: 3-6Distance: 0.3 mi
10/10
Cullman Middle School
Grades: 7-8Distance: 1.4 mi
10/10
Cullman High School
Grades: 9-12Distance: 1.6 mi

Schools provided by the listing agent

Elementary: West Elementary
Middle: Cullman Middle
High: Cullman

Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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