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For sale by owner
  • Price cut: $16K (6/3)
    $479,000

    163 American Ct, Santa Rosa Beach, FL 32459

    4beds
    1,787sqft
    : 
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    SingleFamily
    Built in 2020
    6,141 Square Feet Lot
    $370,400 Zestimate®
    $268/sqft
    $100/mo HOA

    What's special

    Freshly painted interiorBrand-new white quartz countertopsBright open floorplanSpacious primary suitePond viewsDesirable split-bedroom layoutQuiet street
    Move-In Ready 4-Bedroom Home with Custom Updates Near the Bay This beautifully updated 4-bedroom, 2-bathroom home with a 2-car garage offers the perfect combination of modern finishes, functional living space, and a peaceful neighborhood setting. Located on a quiet street with a view of the neighborhood pond and within walking distance of the bay, this home is move-in ready and designed for comfortable everyday living and entertaining. Inside, you’ll love the bright, open floorplan that seamlessly connects the kitchen, dining area, and living room, creating an inviting central gathering space. The home has been recently refreshed with brand-new vinyl plank flooring throughout and a freshly painted interior, giving every room a clean, updated feel. The kitchen is a standout feature offering brand-new white quartz countertops, a new kitchen sink, a separate island with plenty of prep and serving space, and a built-in wine fridge that will make entertaining a breeze. Stainless steel Whirlpool appliances include a smooth-top electric range, dishwasher, and microwave. The pantry also features custom built-in shelving, adding extra organization and storage. The desirable split-bedroom layout provides privacy and convenience, with three bedrooms located toward the front of the home and the spacious primary suite tucked away at the back of the home off the main living area. The primary suite includes a spacious walk-in closet with custom built-in shelving, providing excellent storage and organization. The primary bathroom has been beautifully upgraded with new quartz countertops and a new tiled walk-in shower. The guest bathroom has also been updated with a new tiled shower, adding even more style and value. The additional custom shelving in the hall closet provides additional useful storage throughout the home. Step outside to enjoy a newly fenced backyard that backs up to a green space with beautiful trees. The nice rear deck has a view of the neighborhood pond—an ideal spot for morning coffee, evening relaxation, or entertaining guests. As an added bonus, the home is being offered partially furnished if needed, making the move-in process even easier. With major interior updates already completed, a functional open layout, custom storage features, pond views, a fenced backyard, walking-distance to the bay, and the option of partial furnishings, this home checks all the boxes. Don’t miss the opportunity to make it yours!
    37 days
    |
    487
    |
    25
    |
    Listed by:

    Property Owner (909) 557-3374

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Laminate
      • Basement: None
      Interior area
      • Total interior livable area: 1,787 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      Features
      • Exterior features: Vinyl, Cement / Concrete
      Lot
      • Size: 6,141 Square Feet
      Details
      • Parcel number: 142S20332100000200

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2020

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $100 monthly
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $268/sqft
      • Tax assessed value: $378,291
      • Annual tax amount: $2,533
      • Date on market: 5/23/2026

        Estimated market value

        $370,400

        $333,000 - $411,000

        $3,466/mo

        Price history

        DateEventPrice
        6/3/2026Price change$479,000-3.2%$268/sqft
        Source: Owner Report a problem
        5/23/2026Listed for sale$494,999+32%$277/sqft
        Source: Owner Report a problem
        7/1/2025Sold$375,000-2.6%$210/sqft
        Source: ECAOR #977252 Report a problem
        6/1/2025Pending sale$385,000$215/sqft
        Source: ECAOR #977252 Report a problem
        5/31/2025Price change$385,000+2.7%$215/sqft
        Source: ECAOR #977252 Report a problem
        5/27/2025Listed for sale$375,000-17.6%$210/sqft
        Source: ECAOR #977252 Report a problem
        4/24/2025Listing removed$455,000$255/sqft
        Source: ECAOR #959112 Report a problem
        3/20/2025Price change$455,000-5%$255/sqft
        Source: ECAOR #959112 Report a problem
        2/28/2025Price change$479,000-4.2%$268/sqft
        Source: ECAOR #959112 Report a problem
        11/29/2024Price change$499,999-1%$280/sqft
        Source: ECAOR #959112 Report a problem
        11/2/2024Price change$504,999-0.8%$283/sqft
        Source: ECAOR #959112 Report a problem
        10/13/2024Price change$509,000-0.2%$285/sqft
        Source: ECAOR #959112 Report a problem
        9/13/2024Listed for sale$510,000+81.7%$285/sqft
        Source: ECAOR #959112 Report a problem
        7/13/2020Sold$280,725$157/sqft
        Source: Public Record Report a problem
        5/27/2020Price change$280,725+0.3%$157/sqft
        Source: D.R. Horton - Panama City Report a problem
        5/24/2020Pending sale$279,900$157/sqft
        Source: D.R. Horton - Panama City Report a problem
        5/14/2020Price change$279,900+3.7%$157/sqft
        Source: D.R. Horton - Panama City Report a problem
        5/12/2020Pending sale$269,900-3.6%$151/sqft
        Source: D.R. Horton - Panama City Report a problem
        5/12/2020Listed for sale$279,900$157/sqft
        Source: D.R. Horton - Panama City Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,533 +4%$315,557 +3%
        2023$2,436 +1.4%$306,366 +3%
        2022$2,403 +1.4%$297,443 +21.5%
        2021$2,370 +470.8%$244,864 +488.6%
        2020$415 +1445.4%$41,600 +1437.9%
        2019$27 $2,705

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32459

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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