Move-In Ready 4-Bedroom Home with Custom Updates Near the Bay
This beautifully updated 4-bedroom, 2-bathroom home with a 2-car garage offers the perfect combination of modern finishes, functional living space, and a peaceful neighborhood setting. Located on a quiet street with a view of the neighborhood pond and within walking distance of the bay, this home is move-in ready and designed for comfortable everyday living and entertaining.
Inside, you’ll love the bright, open floorplan that seamlessly connects the kitchen, dining area, and living room, creating an inviting central gathering space. The home has been recently refreshed with brand-new vinyl plank flooring throughout and a freshly painted interior, giving every room a clean, updated feel.
The kitchen is a standout feature offering brand-new white quartz countertops, a new kitchen sink, a separate island with plenty of prep and serving space, and a built-in wine fridge that will make entertaining a breeze. Stainless steel Whirlpool appliances include a smooth-top electric range, dishwasher, and microwave. The pantry also features custom built-in shelving, adding extra organization and storage.
The desirable split-bedroom layout provides privacy and convenience, with three bedrooms located toward the front of the home and the spacious primary suite tucked away at the back of the home off the main living area.
The primary suite includes a spacious walk-in closet with custom built-in shelving, providing excellent storage and organization. The primary bathroom has been beautifully upgraded with new quartz countertops and a new tiled walk-in shower.
The guest bathroom has also been updated with a new tiled shower, adding even more style and value. The additional custom shelving in the hall closet provides additional useful storage throughout the home.
Step outside to enjoy a newly fenced backyard that backs up to a green space with beautiful trees. The nice rear deck has a view of the neighborhood pond—an ideal spot for morning coffee, evening relaxation, or entertaining guests.
As an added bonus, the home is being offered partially furnished if needed, making the move-in process even easier.
With major interior updates already completed, a functional open layout, custom storage features, pond views, a fenced backyard, walking-distance to the bay, and the option of partial furnishings, this home checks all the boxes.
Don’t miss the opportunity to make it yours!
For sale by owner
Price cut: $16K (6/3)
$479,000
163 American Ct, Santa Rosa Beach, FL 32459
4beds
1,787sqft
SingleFamily
Built in 2020
6,141 Square Feet Lot
$370,400 Zestimate®
$268/sqft
$100/mo HOA
What's special
Freshly painted interiorBrand-new white quartz countertopsBright open floorplanSpacious primary suitePond viewsDesirable split-bedroom layoutQuiet street
- 37 days |
- 487 |
- 25 |
Listed by:
Property Owner (909) 557-3374
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced air, Gas
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Laminate
- Basement: None
Interior area
- Total interior livable area: 1,787 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
Features
- Exterior features: Vinyl, Cement / Concrete
Lot
- Size: 6,141 Square Feet
Details
- Parcel number: 142S20332100000200
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Composition
Condition
- New construction: No
- Year built: 2020
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $100 monthly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $268/sqft
- Tax assessed value: $378,291
- Annual tax amount: $2,533
- Date on market: 5/23/2026
Estimated market value
$370,400
$333,000 - $411,000
$3,466/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Price change | $479,000-3.2%$268/sqft |
Source: Owner Report a problem | ||
| 5/23/2026 | Listed for sale | $494,999+32%$277/sqft |
Source: Owner Report a problem | ||
| 7/1/2025 | Sold | $375,000-2.6%$210/sqft |
Source: | ||
| 6/1/2025 | Pending sale | $385,000$215/sqft |
Source: | ||
| 5/31/2025 | Price change | $385,000+2.7%$215/sqft |
Source: | ||
| 5/27/2025 | Listed for sale | $375,000-17.6%$210/sqft |
Source: | ||
| 4/24/2025 | Listing removed | $455,000$255/sqft |
Source: | ||
| 3/20/2025 | Price change | $455,000-5%$255/sqft |
Source: | ||
| 2/28/2025 | Price change | $479,000-4.2%$268/sqft |
Source: | ||
| 11/29/2024 | Price change | $499,999-1%$280/sqft |
Source: | ||
| 11/2/2024 | Price change | $504,999-0.8%$283/sqft |
Source: | ||
| 10/13/2024 | Price change | $509,000-0.2%$285/sqft |
Source: | ||
| 9/13/2024 | Listed for sale | $510,000+81.7%$285/sqft |
Source: | ||
| 7/13/2020 | Sold | $280,725$157/sqft |
Source: Public Record Report a problem | ||
| 5/27/2020 | Price change | $280,725+0.3%$157/sqft |
Source: D.R. Horton - Panama City Report a problem | ||
| 5/24/2020 | Pending sale | $279,900$157/sqft |
Source: D.R. Horton - Panama City Report a problem | ||
| 5/14/2020 | Price change | $279,900+3.7%$157/sqft |
Source: D.R. Horton - Panama City Report a problem | ||
| 5/12/2020 | Pending sale | $269,900-3.6%$151/sqft |
Source: D.R. Horton - Panama City Report a problem | ||
| 5/12/2020 | Listed for sale | $279,900$157/sqft |
Source: D.R. Horton - Panama City Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,533 +4% | $315,557 +3% |
| 2023 | $2,436 +1.4% | $306,366 +3% |
| 2022 | $2,403 +1.4% | $297,443 +21.5% |
| 2021 | $2,370 +470.8% | $244,864 +488.6% |
| 2020 | $415 +1445.4% | $41,600 +1437.9% |
| 2019 | $27 | $2,705 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 9.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 163 American Ct
Nearby cities
Nearby zip codes
Other Santa Rosa Beach Topics
- Apartments for Rent in 32459
- Houses for Sale in 32459
- Houses for Rent in 32459
- 32459 Real Estate
- Santa Rosa Beach Condos
- Houses for Sale in Santa Rosa Beach
- Newest Listings in Santa Rosa Beach
- Santa Rosa Beach Home Values
- Santa Rosa Beach Real Estate Agents
- Santa Rosa Beach Refinance
- Santa Rosa Beach Mortgage Rates








