Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast.
As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside.
But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony!
For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore.
This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits!
As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly.
Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!
For sale
$825,000
16328 Front Beach Rd Unit 4, Panama City Beach, FL 32413
3beds
1,368sqft
Single Family Residence
Built in 2002
-- sqft lot
$785,600 Zestimate®
$603/sqft
$-- HOA
What's special
Nearby dog beach accessMetal roofFreshly updated features
- 131 days |
- 412 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
Hali A Binkley 678-629-6622,
QUORA REALTY
Source: CPAR,MLS#: 785453
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
- Description: Ask Seller If Information is deemed important
- Level: Second
- Dimensions: 0 x 0
Bedroom
- Description: Ask Seller If Information is deemed important
- Level: First
- Dimensions: 0 x 0
Bedroom
- Description: Ask Seller If Information is deemed important
- Level: Second
- Dimensions: 0 x 0
Primary bathroom
- Description: Ask Seller If Information is deemed important
- Level: Second
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Level: First
- Dimensions: 0 x 0
Dining room
- Description: Ask Seller If Information is deemed important
- Level: Third
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Level: First
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Level: Second
- Dimensions: 0 x 0
Kitchen
- Description: Ask Seller If Information is deemed important
- Level: Third
- Dimensions: 0 x 0
Living room
- Description: Ask Seller If Information is deemed important
- Level: Third
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Features: Balcony
- Level: Second
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Features: Balcony
- Level: Second
- Dimensions: 0 x 0
Other
- Description: Ask Seller If Information is deemed important
- Features: Balcony
- Level: Third
- Dimensions: 0 x 0
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Oven
- Laundry: Stacked
Features
- Balcony, Double Vanity, Interior Steps, Upper Level Primary, Walk-In Closet(s)
Interior area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Covered spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony
- Pool features: In Ground, Community
- Has view: Yes
- View description: Gulf, Lake, Water
- Has water view: Yes
- Water view: Gulf,Lake,Water
Details
- Parcel number: 33674004000
- Zoning description: City
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Features: Pool, Community Pool, Short Term Rental Allowed
- Security: Fire Sprinkler System, Security Lights, Fire Alarm
- Subdivision: Summer Towne Cottage Condo Ph II
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $603/sqft
- Tax assessed value: $779,875
- Annual tax amount: $6,039
- Date on market: 2/20/2026
- Cumulative days on market: 130 days
- Electric utility on property: Yes
Estimated market value
$785,600
$746,000 - $825,000
$2,947/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Listed for sale | $825,000+98.8%$603/sqft |
Source: | ||
| 12/26/2017 | Sold | $415,000-2.3%$303/sqft |
Source: | ||
| 10/18/2017 | Pending sale | $424,900$311/sqft |
Source: Counts Real Estate Group #663194 Report a problem | ||
| 9/18/2017 | Listed for sale | $424,900+31.1%$311/sqft |
Source: Counts Real Estate Group #663194 Report a problem | ||
| 10/23/2015 | Sold | $324,000+17.8%$237/sqft |
Source: | ||
| 10/9/2013 | Listing removed | $1,800$1/sqft |
Source: Century 21 Ryan Realty, Inc Report a problem | ||
| 9/7/2013 | Price change | $1,800-7.7%$1/sqft |
Source: Century 21 Ryan Realty, Inc Report a problem | ||
| 9/4/2013 | Listed for rent | $1,950+14.7%$1/sqft |
Source: Century 21 Ryan Realty, Inc Report a problem | ||
| 7/24/2013 | Listing removed | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 7/17/2013 | Listed for rent | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 2/13/2013 | Listing removed | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 12/7/2012 | Listed for rent | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 8/10/2012 | Listing removed | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 7/11/2012 | Listed for rent | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 3/17/2012 | Listing removed | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 2/25/2012 | Listed for rent | $1,700$1/sqft |
Source: Century 21 Ryan Realty Report a problem | ||
| 2/4/2004 | Sold | $275,000$201/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,316 +7% | $522,114 +10% |
| 2023 | $7,772 +43.8% | $474,649 +10% |
| 2022 | $5,406 | $431,499 |
| 2021 | -- | -- |
| 2020 | $4,719 +16.5% | $356,611 +10% |
| 2019 | $4,049 | $324,192 +10% |
| 2018 | $4,049 +12.4% | $294,720 +15% |
| 2017 | $3,601 +22.9% | $256,275 -6.9% |
| 2016 | $2,931 -0.9% | $275,400 +19.6% |
| 2015 | $2,958 | $230,282 +10% |
| 2014 | $2,958 | $209,347 +10% |
| 2013 | -- | $190,315 |
| 2012 | -- | $190,315 -21% |
| 2011 | -- | $240,770 -12% |
| 2010 | -- | $273,600 |
| 2009 | -- | $273,600 -14.7% |
| 2008 | -- | $320,791 -12.9% |
| 2007 | -- | $368,476 -15% |
| 2006 | -- | $433,501 +82.9% |
| 2005 | -- | $237,000 +2270% |
| 2004 | -- | $10,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 1.8 mi
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 2.9 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32413
- 16328 Front Beach Rd Unit 4
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