ASSUMABLE VA LOAN with NO BUYER EQUITY GAP to bridge between the $345,000 asking price and existing loan balance! Buyer must qualify and assumption is subject to loan servicer approval. Built in 2024 and barely lived in, this 4 bedroom, 3 bath home offers 2,507 sq. ft. on .73 acres in Watson Ridge and shows like NEW. The open concept main level features granite counters, stainless appliances, a large kitchen island, and a first floor bedroom with full bath. Upstairs you'll find the owner's suite, two additional bedrooms, full bath, expansive loft and bonus room. One of the largest lots in the neighborhood and convenient to Sanford and Fort Liberty. Like new home, $345K price point, 5.25% assumable VA financing and no buyer equity gap. Ask for the VA Assumption Information Sheet in MLS documents.
For sale
Price cut: $5K (9/3)
$340,000
164 Rocking Horse Ln, Sanford, NC 27332
4beds
2,507sqft
Single Family Residence
Built in 2024
0.73 Acres Lot
$339,200 Zestimate®
$136/sqft
$33/mo HOA
What's special
Bonus roomExpansive loftGranite countersLarge kitchen islandStainless appliancesOpen concept main level
- 114 days
- 592
- 40
Zillow last checked:
Listing updated:
Listed by:
Joseph Wells 919-810-3832,
Real Broker, LLC
Source: Doorify MLS,MLS#: 10174098
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Primary bedroom
- Level: Second
Heating
- None
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
- Laundry: Laundry Room, Upper Level
Features
- Ceiling Fan(s), Double Vanity, Granite Counters, Kitchen Island, Walk-In Closet(s), Kitchen/Dining Room Combination
- Flooring: Carpet, Laminate, Luxury Vinyl
Interior area
- Total structure area: 2,507
- Total interior livable area: 2,507 sqft
- Finished area above ground: 2,507
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
Lot
- Size: 0.73 Acres
Details
- Parcel number: 099558 0031 45
- Zoning: RA-20R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Watson Ridge
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
- HOA fee: $400 annually
- HOA name: Little & Young
- HOA phone: 910-484-5400
Location
- Region: Sanford
Financial & listing details
- Price per square foot: $136/sqft
- Tax assessed value: $332,622
- Annual tax amount: $2,449
- Date on market: 6/15/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Estimated market value
$339,200
$322,000 - $356,000
$2,316/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Price change | $340,000-1.4%$136/sqft |
Source: | ||
| 8/4/2026 | Price change | $345,000-4.1%$138/sqft |
Source: | ||
| 6/15/2026 | Listed for sale | $359,900-4%$144/sqft |
Source: | ||
| 6/8/2026 | Listing removed | $375,000$150/sqft |
Source: eXp Realty #10168672 Report a problem | ||
| 5/21/2026 | Listed for sale | $375,000+5.6%$150/sqft |
Source: | ||
| 5/14/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/5/2026 | Listed for sale | $355,000+5.3%$142/sqft |
Source: Owner Report a problem | ||
| 12/10/2024 | Sold | $337,100$134/sqft |
Source: | ||
| 10/3/2024 | Pending sale | $337,100$134/sqft |
Source: | ||
| 9/26/2024 | Price change | $337,100-3.7%$134/sqft |
Source: | ||
| 9/17/2024 | Price change | $350,100+0.9%$140/sqft |
Source: | ||
| 8/31/2024 | Price change | $347,100+1.2%$138/sqft |
Source: | ||
| 8/14/2024 | Price change | $343,100+16.7%$137/sqft |
Source: | ||
| 8/14/2024 | Price change | $293,900-14.3%$117/sqft |
Source: | ||
| 6/20/2024 | Price change | $343,100+0.6%$137/sqft |
Source: | ||
| 5/23/2024 | Price change | $341,161+0.4%$136/sqft |
Source: | ||
| 4/27/2024 | Price change | $339,900+15.7%$136/sqft |
Source: | ||
| 1/17/2024 | Listed for sale | $293,900$117/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,450 +491.5% | $332,622 +471% |
| 2024 | $414 | $58,250 |
| 2023 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 27332
Nearby schools
Schools provided by the listing agent
- Elementary: Lee - J Glenn Edwards Elementary School
- Middle: Lee - SanLee Middle School
- High: Lee - Southern Lee High School
Source: Doorify MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.









