The details are the point in this meticulously maintained ranch with a finished basement and wooded views in The Palisades, Charlotte. Two suites on the main, a finished basement below — the kind of layout buyers search for and rarely find.
Stone-accented front porch, soaring entry door, 10-foot ceilings, wide plank hardwood floors throughout the main level, crown moulding, custom lighting, and a kitchen built around a massive center island. The kitchen is the home's quiet showpiece with tile backsplash, walk-in pantry, and under-and-over cabinet lighting, 36-inch gas cooktop and wall oven. The primary suite is on the main level, private, huge custom tile shower and deep garden tub, walk-in closet and large picture windows showcasing the wooded nature outside. The guest suite is also on the main level with a full en suite with tiled shower.
Step through the sliding glass doors to the generous screened porch with seasonal views of Lake Wylie through the tree line. Enjoy the outdoors more on the extended deck with composite decking and black vinyl railings. The open, south-facing layout floods over 2,500 square feet of main level living with natural light from morning through afternoon. In a quiet area of The Palisades with no through traffic, it's the kind of stillness that cannot be added later. The finished walkout basement expands the home considerably.
A second living area, bedroom, full bath, and gym space make it a natural extension of the main level, or the foundation for a second living quarters. Beyond the finished area, an expansive unfinished section, over 1,600 sf, offers serious storage and genuine potential. A lower covered porch off the basement creates an indoor-outdoor rhythm across both levels.
This home has been meticulously cared for. Professionally cleaned on a regular basis, HVAC-serviced regularly, and carries an active termite warranty. Front and rear in-ground irrigation. Neutral, elegant custom draperies remain with the home. The Palisades wraps this home in resort-style living. Pools, fitness center, pickleball, tennis, basketball, walking trails, and a residents' clubhouse within walking distance. The Palisades Country Club — Jack Nicklaus designed golf, tennis, pickleball, pool, and onsite dining — available by optional membership.
Under contract-no show
$729,900
16414 Cozy Cove Rd, Charlotte, NC 28278
3beds
3,418sqft
Single Family Residence
Built in 2017
0.25 Acres Lot
$724,000 Zestimate®
$214/sqft
$105/mo HOA
What's special
Finished basementCustom lightingNeutral elegant custom draperiesStone-accented front porchCrown mouldingWooded viewsHuge custom tile shower
- 100 days |
- 44 |
- 0 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lorelei Beightol lorelei@behomecarolina.com,
Real Broker, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4351361
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Features: Garden Tub, Walk-In Closet(s)
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Basement
Bonus room
- Level: Basement
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Utility room
- Level: Basement
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Range
- Laundry: Laundry Room, Main Level
Features
- Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Flooring: Carpet, Tile, Wood
- Doors: French Doors, Sliding Doors
- Basement: Daylight,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
- Fireplace features: Living Room
Interior area
- Total structure area: 2,513
- Total interior livable area: 3,418 sqft
- Finished area above ground: 2,513
- Finished area below ground: 905
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened
- Pool features: Community
- Fencing: Fenced
- Has view: Yes
- View description: Winter
- Body of water: Lake Wylie
Lot
- Size: 0.25 Acres
- Features: Sloped, Wooded, Views
Details
- Parcel number: 21718253
- Zoning: MX-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone
Condition
- New construction: No
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Electricity Connected, Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Game Court, Golf, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: The Palisades
HOA
- Has HOA: Yes
- HOA fee: $316 quarterly
- HOA name: CAMS
- HOA phone: 704-731-5560
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $589,700
- Date on market: 3/25/2026
- Cumulative days on market: 86 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Brick, Paved
Estimated market value
$724,000
$688,000 - $760,000
$3,873/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Pending sale | $729,900$214/sqft |
Source: | ||
| 3/25/2026 | Listed for sale | $729,900+58.7%$214/sqft |
Source: | ||
| 5/31/2018 | Sold | $460,000-6.9%$135/sqft |
Source: Public Record Report a problem | ||
| 3/11/2018 | Price change | $493,960-1.1%$145/sqft |
Source: CalAtlantic Homes Report a problem | ||
| 2/27/2018 | Listed for sale | $499,460$146/sqft |
Source: CalAtlantic Homes Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $589,700 |
| 2024 | -- | $589,700 |
| 2023 | -- | $589,700 +20.4% |
| 2022 | -- | $489,800 |
| 2021 | -- | $489,800 +4.7% |
| 2020 | -- | $467,700 |
| 2019 | -- | $467,700 +484.6% |
| 2018 | -- | $80,000 |
| 2017 | -- | $80,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 9/10Palisades Park ElementaryGrades: K-5Distance: 2.4 mi
- 2/10Southwest Middle SchoolGrades: 6-8Distance: 4.4 mi
- 6/10Palisades High SchoolGrades: 9-11Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- Lower Palisades
- 16414 Cozy Cove Rd





