Charming and spacious 3 bedroom, 2 bath home located directly across from Sweet Springs Nature Preserve in Baywood Park. Offering approx. 1,955 SF of comfortable living space all on one level, the home has abundant natural light and thoughtful features throughout. The home’s distinctive coastal character is highlighted by peaceful views of the Morro Bay Estuary, dunes, and iconic Morro Rock from the front porch and family room. The inviting interior features a dedicated foyer, vaulted tongue-and-groove wood ceilings in the family room, large walk-in kitchen pantry, primary ensuite bedroom, a cozy breakfast nook with morning light, and also a separate dining room - perfect for both everyday living and entertaining. The oversized two-car garage provides ample space, plus a generous workspace area; this workspace area is unique in that the footprint is mirrored on the floor directly above, offering potential for a future elevator installation, further solidifying ‘single-level living’. Storage is exceptional - plenty throughout the interior of the home, plus a substantial and easily accessible area beneath the house which is spacious enough to stand up in, and is conveniently accessed through a dedicated door in the garage. With its generous proportions, one level living, abundant storage, natural light, coastal views, and unique possibilities for future improvements and customization, this home offers a wonderful combination of charm, function, and potential.
Pending
Listed by: Lotus Real Estate Services • Monica Chudgar • Contact: 805-234-2908
$989,000
1646 4th St, Los Osos, CA 93402
3beds
1,955sqft
Single Family Residence
Built in 1988
6,250 Square Feet Lot
$1,012,700 Zestimate®
$506/sqft
$-- HOA
What's special
- 20 days
- 967
- 84
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Monica Chudgar DRE #01502272 805-234-2908,
Lotus Real Estate Services
Source: CRMLS,MLS#: SC26208700
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Other, Pantry, Dining Room
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: All Bedrooms Up
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathroom Exhaust Fan, Dual Sinks, Low Flow Plumbing Fixtures, Separate Shower, Tile Counters, Tub Shower, Walk-In Shower
Kitchen
- Features: Tile Counters, Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Heating
- Forced Air, Fireplace(s)
Cooling
- None
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Free-Standing Range, Microwave, Refrigerator, Water Heater
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
Features
- Breakfast Bar, Breakfast Area, Separate/Formal Dining Room, Eat-in Kitchen, High Ceilings, Pantry, Tile Counters, All Bedrooms Up, Bedroom on Main Level, Main Level Primary, Primary Suite, Walk-In Pantry, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Has fireplace: Yes
- Fireplace features: Family Room, Gas, Wood Burning
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,955 sqft
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Garage
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two,Multi/Split
- Stories: 2
- Entry location: Split Level
- Patio & porch: Deck, Front Porch
- Pool features: None
- Spa features: None
- Has view: Yes
- View description: Bay, Back Bay, Water
- Has water view: Yes
- Water view: Bay,Back Bay,Water
Lot
- Size: 6,250 Square Feet
- Features: Back Yard, Front Yard, Gentle Sloping, Yard
Details
- Parcel number: 038422044
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Drywall, Wood Siding
- Foundation: Raised
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Suburban
- Subdivision: Town Of El Moro(680)
Location
- Region: Los Osos
Financial & listing details
- Price per square foot: $506/sqft
- Tax assessed value: $1,071,000
- Date on market: 10/1/2026
- Cumulative days on market: 20 days
- Listing terms: Cash,Cash to New Loan
Estimated market value
$1,012,700
$962,000 - $1.06M
$3,708/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/5/2026 | Pending sale | $989,000$506/sqft |
Source:  CRMLS #SC26208700 Report a problem | ||
| 10/1/2026 | Listed for sale | $989,000$506/sqft |
Source: CRMLS #SC26208700 Report a problem | ||
| 1/11/2017 | Listing removed | $2,300+21.1%$1/sqft |
Source: Franklin Real Estate & Rentals Report a problem | ||
| 10/7/2014 | Listing removed | $1,900$1/sqft |
Source: Franklin Real Estate & Rentals Report a problem | ||
| 9/27/2014 | Listed for rent | $1,900$1/sqft |
Source: Franklin Real Estate & Rentals Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $1,071,000 +195.7% |
| 2025 | $6,488 -2.2% | $362,134 +2% |
| 2024 | $6,633 +6.1% | $355,034 +2% |
| 2023 | $6,252 +3.8% | $348,073 +2% |
| 2022 | $6,021 +2.9% | $341,249 +2% |
| 2021 | $5,851 +5.1% | $334,558 +1% |
| 2020 | $5,569 -0.1% | $331,128 +2% |
| 2019 | $5,573 +6.6% | $324,636 +2% |
| 2018 | $5,229 -2.7% | $318,272 +2% |
| 2017 | $5,375 +31.3% | $312,032 +2% |
| 2016 | $4,094 | $305,915 +1.5% |
| 2015 | $4,094 +8.5% | $301,321 +2% |
| 2014 | $3,775 | $295,420 +2.5% |
| 2012 | -- | $288,321 +2% |
| 2011 | -- | $282,669 +0.8% |
| 2010 | -- | $280,558 -0.2% |
| 2009 | -- | $281,225 +2% |
| 2008 | -- | $275,712 +2% |
| 2007 | -- | $270,307 +2% |
| 2006 | -- | $265,008 +2% |
| 2005 | -- | $259,812 +2% |
| 2004 | -- | $254,719 +1.9% |
| 2003 | -- | $250,051 +2% |
| 2002 | -- | $245,149 +2% |
| 2001 | -- | $240,344 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 93402
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