Welcome to your own private woodland retreat! Nestled on a peaceful 1.17-acre lot, this charming 3 bedroom, 1 bath home offers warmth, character, and the perfect setting to unwind. Spend your mornings or evenings relaxing on the back deck overlooking the serene wooded backyard, where privacy and nature surround you.
Inside, you'll love the cozy ambiance created by the wood-burning stove, perfect for gathering around during cool mountain evenings. While the home could use a little TLC and offers a wonderful opportunity to add your own personal touches, it has great bones and plenty of potential to become a cozy full-time residence, mountain getaway, or investment property.
Conveniently located less than 10 minutes from Fonta Flora Trail and public access to beautiful Lake James, and less than 15 minutes from downtown Morganton, you'll enjoy easy access to hiking, biking, kayaking, boating, shopping, dining, and all the outdoor recreation Western North Carolina has to offer.
If you've been dreaming of an affordable home with privacy, acreage, and endless possibilities in a sought-after location, this hidden gem is one you won't want to miss!
Under contract-no show
$197,900
1646 Silver St, Morganton, NC 28655
3beds
952sqft
Single Family Residence
Built in 1956
1.17 Acres Lot
$193,400 Zestimate®
$208/sqft
$-- HOA
What's special
- 45 days
- 464
- 35
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Yusleidys Abreu riverandspire@gmail.com,
River & Spire LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4408426
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 150.4 Square Feet
- Dimensions: 11' 5" X 13' 2"
Kitchen
- Features: Kitchen Island
- Level: Main
- Area: 206.94 Square Feet
- Dimensions: 15' 5" X 13' 5"
Living room
- Level: Main
- Area: 228.14 Square Feet
- Dimensions: 17' 0" X 13' 5"
Heating
- Forced Air, Heat Pump, Oil
Cooling
- Heat Pump, Other
Appliances
- Included: Dishwasher, Gas Range, Refrigerator
- Laundry: In Basement
Features
- Basement: Storage Space,Unfinished,Walk-Out Access
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 952
- Total interior livable area: 952 sqft
- Finished area above ground: 952
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Driveway
- Uncovered spaces: 8
- Details: Sloped driveway with multiple parking spaces
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Rear Porch, Side Porch, Wrap Around
Lot
- Size: 1.17 Acres
- Dimensions: appro x 194 x 300
Details
- Parcel number: 1774245730
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Cottage
- Property subtype: Single Family Residence
Materials
- Asbestos
Condition
- New construction: No
- Year built: 1956
Utilities & green energy
- Sewer: Septic Installed
- Water: City, Well
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: None
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $94,785
- Annual tax amount: $694
- Date on market: 7/27/2026
- Cumulative days on market: 25 days
- Electric utility on property: Yes
- Road surface type: Gravel
Estimated market value
$193,400
$184,000 - $203,000
$1,369/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Pending sale | $197,900$208/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4408426 Report a problem | ||
| 7/27/2026 | Listed for sale | $197,900$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4408426 Report a problem | ||
| 7/1/2026 | Listing removed | $197,900$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4398414 Report a problem | ||
| 6/29/2026 | Listed for sale | $197,900+75.3%$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4398414 Report a problem | ||
| 11/17/2021 | Sold | $112,900+4.6%$119/sqft |
Source: Canopy MLS as distributed by MLS GRID #3757346 Report a problem | ||
| 10/27/2021 | Contingent | $107,900$113/sqft |
Source: Canopy MLS as distributed by MLS GRID #3757346 Report a problem | ||
| 9/9/2021 | Price change | $107,900-16.7%$113/sqft |
Source: Canopy MLS as distributed by MLS GRID #3757346 Report a problem | ||
| 8/4/2021 | Price change | $129,500-7.2%$136/sqft |
Source: Canopy MLS as distributed by MLS GRID #3757346 Report a problem | ||
| 7/6/2021 | Listed for sale | $139,500$147/sqft |
Source: Canopy MLS as distributed by MLS GRID #3757346 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $694 -0.1% | $94,785 |
| 2024 | $695 | $94,785 |
| 2023 | $695 +72.2% | $94,785 +131.4% |
| 2022 | $404 +147.2% | $40,955 |
| 2021 | $163 +1.2% | $40,955 |
| 2020 | $161 -53.8% | $40,955 |
| 2019 | $349 +120.1% | $40,955 +0.9% |
| 2018 | $159 +3.5% | $40,608 |
| 2017 | $153 | $40,608 |
| 2016 | $153 +1.3% | $40,608 |
| 2015 | $151 | $40,608 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28655
Nearby schools
Schools provided by the listing agent
- Elementary: Oak Hill
- Middle: Table Rock
- High: Freedom
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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