Welcome to Clearwater Estates! This large three bedroom, two-bathroom patio home features 1754 Sq Feet of
finished living area all on one level. Total open floor plan featuring a spacious LR/FR with access to
the deck, kitchen with large island and lots of cabinets and a sun filled breakfast nook with a bay
window. The large MF primary suite features a 3/4 bath and large walk-in closet. There are two other MF
bedrooms one of which is being used as an office with built in desk. This home also comes with many
perks such as gathering with friends and neighbors at the clubhouse, utilize the exercise room, swim or
sit by the outdoor pool or enjoy a walk at the park overlooking the beautiful Mississippi River. Seller is motivated. Quick close possible.
Pending
Price cut: $10.1K (7/21)
$284,900
165 Cardinal Ln, Clearwater, MN 55320
3beds
1,754sqft
Single Family
Built in 1997
4,704 Square Feet Lot
$285,500 Zestimate®
$162/sqft
$165/mo HOA
What's special
Outdoor poolTotal open floor planLarge mf primary suiteLarge walk-in closet
- 158 days |
- 298 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
John Kerber 320-249-5763,
Kerber Castle Realty Group,
Mary Ellen Richter 612-532-7659
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7034984
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 288 Square Feet
- Dimensions: 16 x 18
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 x 12
Bedroom 3
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 x 12
Dining room
- Level: Main
- Area: 216 Square Feet
- Dimensions: 9 x 24
Kitchen
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11 x 13
Laundry
- Level: Main
- Area: 25 Square Feet
- Dimensions: 5 x5
Living room
- Level: Main
- Area: 312 Square Feet
- Dimensions: 13 x 24
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Room, Main Level
Features
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,754
- Total interior livable area: 1,754 sqft
- Finished area above ground: 1,754
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Insulated Garage
- Attached garage spaces: 2
- Details: Garage Dimensions (23x 22), Garage Door Height (7), Garage Door Width (16)
Accessibility
- Accessibility features: No Stairs External, No Stairs Internal
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking, Deck
- Waterfront features: Association Access
Lot
- Size: 4,704 Square Feet
- Dimensions: 46 x 99 x 50 x 100
- Features: Tree Coverage - Light
Details
- Foundation area: 1754
- Parcel number: 104019003320
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Clearwater Estates
HOA
- Has HOA: Yes
- Services included: Internet, Other, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
- HOA fee: $165 monthly
- HOA name: Cities Management
- HOA phone: 612-381-8600
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $301,200
- Annual tax amount: $3,326
- Date on market: 3/13/2026
- Cumulative days on market: 159 days
Estimated market value
$285,500
$271,000 - $300,000
$2,407/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/8/2026 | Pending sale | $284,900$162/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 7/21/2026 | Price change | $284,900-3.4%$162/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 6/2/2026 | Price change | $295,000-1.3%$168/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 5/1/2026 | Price change | $299,000-6.5%$170/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 4/6/2026 | Price change | $319,900-1.5%$182/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 3/13/2026 | Listed for sale | $324,900+77.1%$185/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem | ||
| 9/3/2003 | Sold | $183,500+45.8%$105/sqft |
Source: Public Record Report a problem | ||
| 8/4/1998 | Sold | $125,900$72/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,326 +3.1% | $301,200 +2.6% |
| 2024 | $3,226 +6.4% | $293,700 +1.2% |
| 2023 | $3,032 +11.1% | $290,200 +19.1% |
| 2022 | $2,730 +6.2% | $243,600 +20.1% |
| 2021 | $2,570 +7% | $202,800 +5.2% |
| 2020 | $2,402 -65% | $192,700 +3.3% |
| 2019 | $6,868 +185.9% | $186,500 +20.1% |
| 2018 | $2,402 +6.3% | $155,300 +6.8% |
| 2017 | $2,260 +10.5% | $145,400 |
| 2016 | $2,046 | -- |
| 2015 | $2,046 +3.9% | -- |
| 2014 | $1,970 +3.5% | -- |
| 2013 | $1,904 -8.8% | -- |
| 2012 | $2,088 -7.4% | -- |
| 2011 | $2,254 +1.8% | -- |
| 2010 | $2,214 -3.4% | -- |
| 2009 | $2,292 +8.3% | -- |
| 2008 | $2,116 -9.1% | -- |
| 2007 | $2,328 +5.4% | -- |
| 2006 | $2,210 -0.7% | -- |
| 2005 | $2,226 +6.1% | -- |
| 2004 | $2,099 +16.1% | -- |
| 2003 | $1,807 +3.3% | -- |
| 2002 | $1,748 -22.7% | -- |
| 2001 | $2,261 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 55320
Nearby schools
GreatSchools rating
- 6/10Clearview Elementary SchoolGrades: K-5Distance: 2.2 mi
- 3/10South Junior High SchoolGrades: 6-8Distance: 11.1 mi
- 3/10Technical Senior High SchoolGrades: 9-12Distance: 10.7 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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