Active

Price cut: $4K (6/2)

$295,000

165 Cardinal Ln, Clearwater, MN 55320

3beds

1,754sqft

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Single Family

Built in 1997

4,704 Square Feet Lot

$294,900 Zestimate^®

$168/sqft

$165/mo HOA

What's special

Outdoor poolTotal open floor planLarge mf primary suiteLarge walk-in closet

Welcome to Clearwater Estates! This large three bedroom, two-bathroom patio home features 1754 Sq Feet of finished living area all on one level. Total open floor plan featuring a spacious LR/FR with access to the deck, kitchen with large island and lots of cabinets and a sun filled breakfast nook with a bay window. The large MF primary suite features a 3/4 bath and large walk-in closet. There are two other MF bedrooms one of which is being used as an office with built in desk. This home also comes with many perks such as gathering with friends and neighbors at the clubhouse, utilize the exercise room, swim or sit by the outdoor pool or enjoy a walk at the park overlooking the beautiful Mississippi River. Seller is motivated. Quick close possible.

111 days

347

9

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Bedroom

Level: Main
Area: 288 Square Feet
Dimensions: 16 x 18

Bedroom 2

Level: Main
Area: 132 Square Feet
Dimensions: 11 x 12

Bedroom 3

Level: Main
Area: 132 Square Feet
Dimensions: 11 x 12

Dining room

Level: Main
Area: 216 Square Feet
Dimensions: 9 x 24

Kitchen

Level: Main
Area: 143 Square Feet
Dimensions: 11 x 13

Laundry

Level: Main
Area: 25 Square Feet
Dimensions: 5 x5

Living room

Level: Main
Area: 312 Square Feet
Dimensions: 13 x 24

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Laundry: Laundry Room, Main Level

Features

Basement: None
Has fireplace: No

Interior area

Total structure area: 1,754
Total interior livable area: 1,754 sqft
Finished area above ground: 1,754
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Attached, Insulated Garage
Attached garage spaces: 2
Details: Garage Dimensions (23x 22), Garage Door Height (7), Garage Door Width (16)

Accessibility

Accessibility features: No Stairs External, No Stairs Internal

Features

Levels: One
Stories: 1
Patio & porch: Composite Decking, Deck
Waterfront features: Association Access

Lot

Size: 4,704 Square Feet
Dimensions: 46 x 99 x 50 x 100
Features: Tree Coverage - Light

Details

Foundation area: 1754
Parcel number: 104019003320
Zoning description: Residential-Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Condition

New construction: No
Year built: 1997

Utilities & green energy

Gas: Natural Gas
Sewer: City Sewer/Connected
Water: City Water/Connected

Community & HOA

Community

Subdivision: Clearwater Estates

HOA

Has HOA: Yes
Services included: Internet, Other, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
HOA fee: $165 monthly
HOA name: Cities Management
HOA phone: 612-381-8600

Location

Region: Clearwater

Financial & listing details

Price per square foot: $168/sqft
Tax assessed value: $301,200
Annual tax amount: $3,326
Date on market: 3/13/2026

Estimated market value

$294,900

$280,000 - $310,000

$2,399/mo

Price history

Date	Event	Price
6/2/2026	Price change	$295,000-1.3%$168/sqft
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem
5/1/2026	Price change	$299,000-6.5%$170/sqft
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem
4/6/2026	Price change	$319,900-1.5%$182/sqft
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem
3/13/2026	Listed for sale	$324,900+77.1%$185/sqft
Source: NorthstarMLS as distributed by MLS GRID #7034984 Report a problem
9/3/2003	Sold	$183,500+45.8%$105/sqft
Source: Public Record Report a problem
8/4/1998	Sold	$125,900$72/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,326 +3.1%	$301,200 +2.6%
2024	$3,226 +6.4%	$293,700 +1.2%
2023	$3,032 +11.1%	$290,200 +19.1%
2022	$2,730 +6.2%	$243,600 +20.1%
2021	$2,570 +7%	$202,800 +5.2%
2020	$2,402 -65%	$192,700 +3.3%
2019	$6,868 +185.9%	$186,500 +20.1%
2018	$2,402 +6.3%	$155,300 +6.8%
2017	$2,260 +10.5%	$145,400
2016	$2,046	--
2015	$2,046 +3.9%	--
2014	$1,970 +3.5%	--
2013	$1,904 -8.8%	--
2012	$2,088 -7.4%	--
2011	$2,254 +1.8%	--
2010	$2,214 -3.4%	--
2009	$2,292 +8.3%	--
2008	$2,116 -9.1%	--
2007	$2,328 +5.4%	--
2006	$2,210 -0.7%	--
2005	$2,226 +6.1%	--
2004	$2,099 +16.1%	--
2003	$1,807 +3.3%	--
2002	$1,748 -22.7%	--
2001	$2,261	--

Find assessor info on the county website

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