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Contingent
  • $515,000

    1650 Charlotte Cir, Naperville, IL 60564

    4beds
    1,880sqft
    : 
    $3,656/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    8,712 Square Feet Lot
    $504,400 Zestimate®
    $274/sqft
    $-- HOA

    What's special

    Gas fireplaceFully fenced yardThree generously sized bedroomsPeaceful pond viewsUpdated kitchenCrisp white cabinetryGranite countertops
    Welcome to 1650 Charlotte Circle, where thoughtful updates, spacious living, and an exceptional outdoor setting come together in one of Napervilles most desirable neighborhood. Situated on the largest lot in the subdivision, this beautifully maintained 4-bedroom, 2.2-bath residence offers over $50,000 in recent upgrades, providing peace of mind and true move-in-ready convenience. Step inside to discover a warm and inviting floor plan designed for both everyday living and entertaining. The heart of the home is the updated kitchen, featuring granite countertops, crisp white cabinetry, stainless steel appliances, a stylish new backsplash (2026), and waterproof flooring (2026). The kitchen flows directly into the family room that offers a gas fire place and stunning views of the pond backyard. The main level also includes a dining room off the kitchen and leading to a formal living room. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a private ensuite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms share a full bathroom with newer Quartz counters, and light fixtures. The finished basement provides even more versatile living space with a fourth bedroom, an additional half bath, and endless possibilities for a recreation room, home office, gym, or guest retreat. Outside, you'll fall in love with the backyard. As the largest lot in the subdivision, this fully fenced yard offers exceptional space to play, entertain, or unwind. Enjoy peaceful pond views from the expansive wood deck, freshly painted in 2026, creating the perfect setting for summer barbecues, morning coffee, or relaxing evenings outdoors. This home has been meticulously maintained with over $50,000 in recent improvements, including a new roof (2023), gutters (2023), furnace (2023), air conditioner (2024), water heater (2022), newer carpet, newer interior and exterior paint, freshly painted deck (2026), waterproof kitchen flooring (2026), garage door opener (2026), updated lighting (2026), and kitchen backsplash (2026)-allowing you to move in with confidence knowing the major updates have already been completed. Award winning District 204 School's and ideally located just minutes from parks, shopping and dining on Route 59 and Eola, and all that Naperville has to offer.
    43 days
    1,335
    115

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Moin Haque, ABR,CNC,CSC,e-PRO,SFR,SRS 630-518-0806,

    Coldwell Banker Realty,

    Eabad Haque 630-788-7512,

    Coldwell Banker Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12704991MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Rooms
      • Room types: Recreation Room, Breakfast Room
      Primary bedroom
      • Features: Flooring (Carpet), Window Treatments (All), Bathroom (Full)
      • Level: Second
      • Area: 192 Square Feet
      • Dimensions: 16X12
      Bedroom 2
      • Features: Flooring (Carpet), Window Treatments (All)
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 10X12
      Bedroom 3
      • Features: Flooring (Carpet), Window Treatments (All)
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13X10
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 242 Square Feet
      • Dimensions: 22X11
      Breakfast room
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9X13
      Dining room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 10X13
      Family room
      • Features: Flooring (Carpet), Window Treatments (All)
      • Level: Main
      • Area: 304 Square Feet
      • Dimensions: 19X16
      Kitchen
      • Features: Kitchen (Island, Country Kitchen)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 11X13
      Laundry
      • Level: Main
      • Area: 36 Square Feet
      • Dimensions: 6X6
      Living room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13X14
      Recreation room
      • Level: Basement
      • Area: 648 Square Feet
      • Dimensions: 24X27
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Washer, Dryer, Humidifier, Gas Water Heater
      Features
      • Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Laminate
      • Windows: Screens, Skylight(s)
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Family Room
      Interior area
      • Total structure area: 2,976
      • Total interior livable area: 1,880 sqft
      • Finished area below ground: 1,096
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Owned, Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Back of Property
      • Has water view: Yes
      • Water view: Back of Property
      • Waterfront features: Pond
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 87x105
      Details
      • Parcel number: 0732416013
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Fan-Attic Exhaust, Sump Pump, Backup Sump Pump;

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Shake
      Condition
      • New construction: No
      • Year built: 1996
      • Major remodel year: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Park, Lake, Sidewalks, Street Lights, Street Paved
      HOA
      • Services included: None
      Location
      • Region: Naperville

      Financial & listing details

      • Price per square foot: $274/sqft
      • Tax assessed value: $147,782
      • Annual tax amount: $10,161
      • Date on market: 7/18/2026
      • Ownership: Fee Simple w/ HO Assn.

        Estimated market value

        $504,400

        $479,000 - $530,000

        $3,909/mo

        Price history

        DateEventPrice
        8/12/2026Contingent$515,000$274/sqft
        Source: MRED as distributed by MLS GRID #12704991 Report a problem
        7/18/2026Listed for sale$515,000+83.9%$274/sqft
        Source: MRED as distributed by MLS GRID #12704991 Report a problem
        10/15/2002Sold$280,000+52.6%$149/sqft
        Source: Public Record Report a problem
        6/11/1996Sold$183,500$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$10,161 +5.5%$147,782 +11.3%
        2023$9,632 +2.4%$132,790 +9.3%
        2022$9,405 +2.8%$121,440 +3.7%
        2021$9,145 -1.2%$117,100
        2020$9,256 +3.9%$117,100 +5.1%
        2019$8,913 +1.7%$111,370 +2.6%
        2018$8,765 +1.8%$108,560 +3.5%
        2017$8,608 +2%$104,880 +4.2%
        2016$8,441 +1.4%$100,650 +5.3%
        2015$8,323 +1.9%$95,560 +4.4%
        2014$8,166 +1%$91,560 -0.7%
        2013$8,083 +1.8%$92,190 -2%
        2012$7,939 +2.2%$94,100 -6.4%
        2011$7,772 -5.1%$100,560 -6.3%
        2010$8,192 +3%$107,300 -4%
        2009$7,951 +3%$111,770 +1.8%
        2008$7,722 +4.4%$109,790 +5.8%
        2007$7,397 +5.5%$103,770 +7.7%
        2006$7,014 -0.3%$96,370 +2.6%
        2005$7,036 +10.5%$93,930 +10%
        2004$6,365 +3.2%$85,370 +6.8%
        2003$6,167 +8.3%$79,930 +7.7%
        2002$5,693 +6.7%$74,210 +7%
        2001$5,338 +6.7%$69,370 +4.4%
        2000$5,003 $66,450
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Eagle Pointe

        Getting around

        27 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        58 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: White Eagle Elementary School
        • Middle: Still Middle School
        • High: Waubonsie Valley High School
        • District: 204

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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