This beautifully designed 1½-story ranch offers a full, unfinished walk-out basement and a versatile layout ideal for everyday living and future expansion. Just off the foyer, a private office with French doors creates a quiet workspace, and the formal dining room is accented by elegant decorative wainscoting. The kitchen features a large granite prep island, Skyline cabinetry, a gas cooktop, and a wall oven, and it opens seamlessly to the great room with a cozy gas fireplace. A sunny breakfast area leads to the screened-in balcony—perfect for enjoying the seasons.
The primary suite is privately tucked at the rear of the home and features dual vanities, a glass-enclosed shower, and a spacious walk-in closet. Two secondary bedrooms share a hall bath. Upstairs, an open loft connects to a fourth bedroom with a private bath, plus generous walk-in attic storage. Downstairs, the unfinished walk-out basement offers significant potential, with plumbing already in place for a fourth full bath, a fifth bedroom, a large recreation room, and even a second kitchen. Ideally located within an easy walk to the residents’ clubhouse and pool, this home blends comfort, flexibility, and opportunity.
Under contract-show
Price cut: $7K (5/26)
$728,000
16541 Cozy Cove Rd, Charlotte, NC 28278
4beds
3,196sqft
Single Family Residence
Built in 2019
0.34 Acres Lot
$720,300 Zestimate®
$228/sqft
$105/mo HOA
What's special
Open loftCozy gas fireplaceGlass-enclosed showerSunny breakfast areaElegant decorative wainscotingLarge granite prep islandScreened-in balcony
- 150 days |
- 450 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Ann-Dorthe Havmoeller dorthe.h@allentate.com,
Howard Hanna Allen Tate Charlotte South
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4338314
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Basement
- Level: Basement
Bonus room
- Level: Upper
Dining room
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Other
- Level: Main
Study
- Level: Main
Heating
- Forced Air, Natural Gas, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Double Oven, Electric Water Heater, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
- Laundry: Laundry Room
Features
- Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Doors: French Doors
- Windows: Insulated Windows
- Basement: Interior Entry,Partially Finished,Walk-Out Access
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Great Room
Interior area
- Total structure area: 3,196
- Total interior livable area: 3,196 sqft
- Finished area above ground: 3,196
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached Garage, Garage on Main Level
- Attached garage spaces: 3
- Details: 2 car plus separate 1 car
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch, Patio, Rear Porch, Screened
- Pool features: Community
- Fencing: Back Yard,Fenced
Lot
- Size: 0.34 Acres
- Features: Wooded, Views
Details
- Parcel number: 21718346
- Zoning: MX-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone Veneer
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Game Court, Golf, Playground, Recreation Area, Sidewalks, Stable(s), Street Lights, Tennis Court(s), Walking Trails
- Security: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
- Subdivision: The Palisades
HOA
- Has HOA: Yes
- HOA fee: $316 quarterly
- HOA name: Cams Management
- HOA phone: 704-731-5560
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $649,000
- Annual tax amount: $4,580
- Date on market: 1/30/2026
- Cumulative days on market: 95 days
- Listing terms: Cash,Conventional,VA Loan
- Exclusions: All curtain rods
- Road surface type: Concrete, Paved
Estimated market value
$720,300
$684,000 - $756,000
$3,700/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $728,000-1%$228/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4338314 Report a problem | ||
| 1/30/2026 | Listed for sale | $735,000+50%$230/sqft |
Source: Canopy MLS as distributed by MLS GRID #4338314 Report a problem | ||
| 1/31/2020 | Sold | $490,000$153/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,580 +1.5% | $649,000 |
| 2024 | $4,513 +1.6% | $649,000 |
| 2023 | $4,443 -7.5% | $649,000 +22.2% |
| 2022 | $4,803 +2.4% | $531,300 |
| 2021 | $4,688 | $531,300 +659% |
| 2020 | -- | $70,000 |
| 2019 | $343 -61.6% | $70,000 -12.5% |
| 2018 | $894 | $80,000 |
| 2017 | -- | $80,000 |
| 2016 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 9/10Palisades Park ElementaryGrades: K-5Distance: 2.2 mi
- 2/10Southwest Middle SchoolGrades: 6-8Distance: 4.3 mi
- 6/10Palisades High SchoolGrades: 9-11Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- Lower Palisades
- 16541 Cozy Cove Rd
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