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ActivePrice cut: $14K (9/9)
$558,000
4beds
2,808sqft

16732 Cozy Cove Rd, Charlotte, NC 28278

4beds
2,808sqft
Single Family Residence
Built in 2020
0.19 Acres Lot
$553,600 Zestimate®
$199/sqft
$105/mo HOA

What's special

Resort-Style Living Meets Move-In Ready Luxury — Your Next Home Awaits in The Palisades! Welcome to a home that truly has it all — modern design, thoughtful upgrades, and an unbeatable lifestyle in the highly sought-after The Palisades community. From the moment you arrive, you’ll notice this beautifully maintained, like-new 4-bedroom, 2.5-bath home stands above the competition. Designed for today’s living, every space combines comfort, functionality, and elevated style — making it irresistible to anyone searching for their next home. Step inside to an open, light-filled floor plan featuring upgraded white oak luxury vinyl plank flooring throughout the main level — durable, elegant, and perfect for everyday living and entertaining. The heart of the home is the stunning chef’s kitchen: Crisp white cabinetry, Sleek quartz countertops in kitchen and baths, Stainless steel appliances included, Seamless flow into the dining and living spaces, whether hosting friends or enjoying quiet evenings, this layout delivers the open-concept lifestyle buyer's demand. Flexibility sets this home apart: Private flex room with double doors — ideal for a dedicated home office, playroom, or study. Spacious upstairs loft perfect for a media room, gym, or second living area. Extra-large second-floor laundry room conveniently located near all bedrooms. The luxurious primary suite offers a true retreat, complete with a spa-like ensuite bath and an oversized walk-in closet designed to impress. Step outside and discover a backyard built for enjoyment: Natural gas fireplace for year-round entertaining, Black aluminum fully fenced yard, Perfect balance of privacy and outdoor living space where evenings become experiences. Living here means more than a home — it means upgrading your lifestyle. Enjoy walkable access to: Resort-style pool, clubhouse, Fitness center, Pickleball courts, Playground & community gathering spaces; All just steps from your front door. Plus, you’re just minutes from Lake Wylie, convenient access to Interstate 77, making commuting, recreation, and dining effortlessly accessible. Move in, unpack, and immediately start enjoying everything The Palisades lifestyle offers in this unbeatable location!

131 days
|
685
|
57
|
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382476MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Lauren Eason lauren@goldhouseproperties.info,

Gold House Properties LLC

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382476MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Primary bedroom
  • Features: Ceiling Fan(s), Walk-In Closet(s)
  • Level: Upper
Laundry
  • Level: Upper
Loft
  • Level: Upper
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Ice Maker, Refrigerator
  • Laundry: Laundry Room, Upper Level
Features
  • Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
  • Flooring: Carpet, Vinyl
  • Doors: French Doors, Sliding Doors
  • Windows: Insulated Windows
  • Has basement: No
  • Attic: Pull Down Stairs
  • Fireplace features: Gas Log, Gas Vented, Living Room
Interior area
  • Total structure area: 2,808
  • Total interior livable area: 2,808 sqft
  • Finished area above ground: 2,808
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 6
  • Parking features: Driveway, Attached Garage, Garage on Main Level
  • Attached garage spaces: 2
  • Uncovered spaces: 4
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch, Patio
  • Exterior features: Fire Pit
  • Pool features: Community
  • Fencing: Back Yard,Full
Lot
  • Size: 0.19 Acres
  • Features: Corner Lot
Details
  • Parcel number: 21718431
  • Zoning: MX-3
  • Special conditions: Standard
  • Other equipment: Network Ready

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Fiber Cement, Stone Veneer
  • Foundation: Slab
Condition
  • New construction: No
  • Year built: 2020
Details
  • Builder model: Durham
  • Builder name: Lennar

Utilities & green energy

  • Sewer: Public Sewer
  • Water: City

Community & HOA

Community
  • Features: Clubhouse, Fitness Center, Picnic Area, Playground, Recreation Area, Sidewalks, Street Lights, Walking Trails
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision: The Palisades
HOA
  • Has HOA: Yes
  • HOA fee: $315 quarterly
  • HOA name: CAMS
  • HOA phone: 877-672-2267
Location
  • Region: Charlotte

Financial & listing details

  • Price per square foot: $199/sqft
  • Tax assessed value: $486,600
  • Annual tax amount: $3,448
  • Date on market: 5/30/2026
  • Cumulative days on market: 131 days
  • Listing terms: Cash,Conventional
  • Road surface type: Concrete, Paved

Price history

DateEventPrice
9/9/2026Price change$558,000-2.4%$199/sqft
Source: Canopy MLS as distributed by MLS GRID #4382476
6/15/2026Price change$572,000-4.7%$204/sqft
Source: Canopy MLS as distributed by MLS GRID #4382476
5/30/2026Listed for sale$599,900+90.4%$214/sqft
Source: Canopy MLS as distributed by MLS GRID #4382476
1/31/2020Sold$315,000-4.1%$112/sqft
Source: Public Record
10/22/2019Listing removed$328,558$117/sqft
Source: Lennar
10/10/2019Listed for sale$328,558$117/sqft
Source: Lennar

Public tax history

YearProperty taxesTax assessment
2025$3,448 +1.5%$486,600
2024$3,396 +1.6%$486,600
2023$3,342 +18.2%$486,600 +56.5%
2022$2,827 +2.4%$310,900
2021$2,760 $310,900 +344.1%
2020-- $70,000
2019$168 $70,000

Find assessor info on the county website

Monthly payment

Est. payment
$3,477/mo
Principal & interest
$3056
Property taxes
$316
HOA Fees
$105
More affordability toolsChevron Right

Estimated market value

$553,600

$526,000 - $581,000

$2,860/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Lower Palisades

Nearby schools

Palisades Park Elementary
Grades K-5 • 2.1 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
8/10
Southwest Middle School
Grades 6-8 • 4.2 miles
2/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
1/10
Palisades High School
Grades 9-11 • 2.3 miles
6/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
3/10
Student Progress Rating
10/10