Canal-Front Living with Bay & Gulf Access | No HOA | Deep Water Opportunity in Mack Bayou. Experience the freedom of true waterfront living in the highly sought-after Mack Bayou area of Santa Rosa Beach. Perfectly positioned on a deep-water navigable canal with direct access to Mack Bayou, Choctawhatchee Bay, and ultimately the Gulf, this spacious one-level 4-bedroom, 3.5-bath residence offers the rare combination of move-in-ready comfort, boating convenience, and unlimited potential--all with no HOA restrictions. You can do short-term rentals, i.e. VRBRO and AirBnB. Pontoon boats, fishing boats, paddleboards, kayaks, jet skis, and canoes have navigated these waters (buyer to verify canal depth for their specific vessel), allowing you to launch your next adventure directly from your backyard. Whether you're an avid boater, fisherman, or simply seeking a peaceful waterfront retreat, this property delivers the coastal lifestyle buyers dream about. Freshly updated and move-in ready, the home features fresh interior and exterior paint, new carpet, serviced HVAC, a new dishwasher, updated paver driveway, and refreshed landscaping. Inside, you'll find an open and functional layout with laminate flooring throughout the living and kitchen areas, granite countertops, and built-in stainless oven and microwave. The flexible floor plan offers generous living space with guest suite potential, making it ideal as a primary residence, vacation home, or investment property.
Outdoor living shines with expansive rear decks, a screened porch, and multiple entertaining spaces overlooking the tranquil canal--perfect for relaxing after a day on the water or hosting family and friends.
Located just minutes from Grand Boulevard, Sacred Heart Hospital, Publix, Sandestin, and the renowned dining, shopping, and sugar-white beaches of 30A, this property blends convenience with the serenity of waterfront living.
Highlights Include:
No HOA restrictions
Deep-water canal frontage with bay access
Direct boating access to Choctawhatchee Bay & Gulf
4 Bedrooms | 3.5 Bathrooms
Single-level floor plan
Fresh interior & exterior paint
New carpet & serviced HVAC
New dishwasher
Updated paver driveway & refreshed landscaping
Granite countertops & stainless built-in appliances
Large decks & screened porch for entertaining
Flexible layout with guest suite potential
Fully furnished option available
Ideal as primary home, vacation retreat, or investment property
Bring your boat, your vision, and enjoy the best of waterfront living in the heart of Santa Rosa Beach.
For sale
$729,900
168 Nancy Claire Ln, Santa Rosa Beach, FL 32459
4beds
2,168sqft
Single Family Residence
Built in 2003
10,018 Square Feet Lot
$689,400 Zestimate®
$337/sqft
$-- HOA
What's special
Granite countertopsNew carpetStainless built-in appliancesSingle-level floor planExpansive rear decksNew dishwasherOpen and functional layout
- 52 days |
- 655 |
- 36 |
Zillow last checked:
Listing updated:
Listed by:
Mike S Herring 850-321-0917,
Keller Williams Realty Emerald
Source: CPAR,MLS#: 789722
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 20 x 17
Bedroom
- Level: First
- Dimensions: 15 x 14
Bedroom
- Level: First
- Dimensions: 14 x 13
Bedroom
- Level: First
- Dimensions: 15 x 14
Dining room
- Level: First
- Dimensions: 20 x 15
Living room
- Description: All measurements are approximate , Buyer to verify.
- Level: First
- Dimensions: 19 x 15
Features
- Main Level Primary
Interior area
- Total structure area: 2,168
- Total interior livable area: 2,168 sqft
Property
Features
- On waterfront: Yes
- Waterfront features: Canal Access
Lot
- Size: 10,018 Square Feet
- Dimensions: 100 x 100
Details
- Parcel number: 242S21421100000090
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Utilities for property: Cable Connected, Electricity Available, Phone Connected
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $337/sqft
- Tax assessed value: $464,963
- Annual tax amount: $1,703
- Date on market: 5/11/2026
- Cumulative days on market: 53 days
- Electric utility on property: Yes
Estimated market value
$689,400
$655,000 - $724,000
$3,721/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $729,900-8.2%$337/sqft |
Source: | ||
| 2/22/2026 | Listing removed | $795,000$367/sqft |
Source: | ||
| 2/3/2026 | Price change | $795,000-0.4%$367/sqft |
Source: | ||
| 1/1/2026 | Price change | $798,000-0.1%$368/sqft |
Source: | ||
| 12/14/2025 | Price change | $799,000+0.1%$369/sqft |
Source: | ||
| 9/26/2025 | Price change | $798,000-0.1%$368/sqft |
Source: | ||
| 7/17/2025 | Price change | $799,000-0.1%$369/sqft |
Source: | ||
| 7/10/2025 | Listed for sale | $800,000+246.5%$369/sqft |
Source: | ||
| 5/23/2014 | Sold | $230,900+31%$107/sqft |
Source: Public Record Report a problem | ||
| 11/14/2013 | Sold | $176,200+440.5%$81/sqft |
Source: Public Record Report a problem | ||
| 3/9/2012 | Listing removed | $1,650$1/sqft |
Source: Southern Real Estate Group #571867 Report a problem | ||
| 3/7/2012 | Price change | $1,650-8.3%$1/sqft |
Source: Southern Real Estate Group #571867 Report a problem | ||
| 2/14/2012 | Listed for rent | $1,800-27.9%$1/sqft |
Source: Southern Residential Leasing Report a problem | ||
| 5/9/2011 | Listing removed | $2,495$1/sqft |
Source: SUNDANCE RENTAL MANAGEMENT INC #543197 Report a problem | ||
| 11/29/2010 | Price change | $2,495-21.9%$1/sqft |
Source: SUNDANCE RENTAL MANAGEMENT INC #543197 Report a problem | ||
| 8/27/2010 | Listed for rent | $3,195$1/sqft |
Source: SUNDANCE RENTAL MANAGEMENT INC #543197 Report a problem | ||
| 3/9/2001 | Sold | $32,600$15/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,703 +2.2% | $227,087 +2.9% |
| 2024 | $1,666 +4.2% | $220,687 +3% |
| 2023 | $1,599 +1.6% | $214,259 +3% |
| 2022 | $1,574 -1% | $208,018 +3% |
| 2021 | $1,591 -1.6% | $201,959 +1.4% |
| 2020 | $1,616 +3.4% | $199,171 +2.3% |
| 2019 | $1,563 | $194,693 +1.3% |
| 2018 | $1,563 +1.1% | $192,252 +0.3% |
| 2017 | $1,545 -18.7% | $191,623 +3.7% |
| 2016 | $1,899 +2.7% | $184,733 +4.3% |
| 2015 | $1,849 +2.7% | $177,115 +0.6% |
| 2014 | $1,800 | $176,123 |
| 2013 | -- | $176,123 -0.8% |
| 2012 | -- | $177,534 -1.1% |
| 2011 | -- | $179,542 -0.1% |
| 2010 | -- | $179,638 -15.7% |
| 2009 | -- | $213,152 -25.6% |
| 2008 | -- | $286,638 -14.8% |
| 2007 | -- | $336,415 +44.9% |
| 2005 | -- | $232,121 +50% |
| 2004 | -- | $154,785 +296.9% |
| 2003 | -- | $39,000 +21.9% |
| 2002 | -- | $32,000 |
| 2001 | -- | $32,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 3.7 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 11.9 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 7.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 168 Nancy Claire Ln
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