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Sold for $520,000
    • $520,000

    1686 SPOTTSWOOD CIRCLE, PALM HARBOR, FL 34683

    3beds
    1,688sqft
    Single Family Residence
    Built in 1985
    10,585 Square Feet Lot
    $510,600 Zestimate®
    $308/sqft
    $3,747 Estimated rent

    Home value

    $510,600

    $465,000 - $562,000

    $3,747/mo

    Zestimate® history
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    What's special

    Swimming poolMini basketball courtCustom led lightingInstagram worthy accent wallCharming treehouseSplit floor planElevated corner lot
    RATE-CONSCIOUS BUYERS: Permanent buy-down arranged! Enjoy below-market interest rate for the ENTIRE loan term. Seller pre-negotiated rate buy down will save you thousands. Call to ask how! Welcome to a home that blends timeless character with everyday comfort in one of Palm Harbor’s most desirable neighborhoods. This 3-bedroom, 2-bathroom residence offers thoughtfully designed indoor/outdoor living on a generous elevated corner lot. The pool pump has been redone, pool resurfaced in 2023, 2024 HVAC and 2020 water heater. The spacious and flowing split floor plan offers endless options for home setup. The Living room, family room, dining room and kitchen flow seamlessly so you are always a part of the action. Enjoy privacy with the Primary and en-suite being situated on one side of the home, while the other 2 bedrooms and bathroom are on the opposite side. The Nest smart home thermostat allows you to always come home to a comfortable home and promotes energy efficiency. The Family room with access to the backyard comes with built in storage and shelving. Discover a backyard paradise that truly feels like a private retreat. The spacious outdoor area features a comfortable screened patio, a swimming pool (freshly resurfaced in 2023, new pool pump 2025), a charming playhouse, mini basketball court, and cozy fire pit area. Imagine starting each morning with coffee on the screened lanai, listening to birdsong all around you, then winding down in the evening with your favorite drink under the stars. This home is perfect for hosting summer pool parties and weekend barbecues with friends and family. The thoughtfully designed outdoor space offers both relaxation and entertainment options, making your home the go-to spot for gatherings year-round. This backyard isn't just an extension of your home—it's a personal oasis where memories are made. This home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School—some of the area’s most well-known public schools—adding long-term value to an already desirable location. The annual HOA of $75 is OPTIONAL. Imagine outdoor adventures with easy access to the Pinellas Trail (great for biking, walking or jogging 2.1 miles), local parks, the Dunedin Causeway (great for kayaking, paddleboarding, boating, biking, walking or jogging 3.4 miles away), Honeymoon and Caladesi Island (great for sun soaked days and kayaking the mangroves 4.9 miles away). Downtown Palm Harbor (1.6 miles away), known for its locally owned restaurants and shops, is just minutes away, making this home a smart choice for those looking to enjoy the Florida lifestyle! ***BACK ON MARKET BUYER'S FINANCING FELL THROUGH CURRENTLY PRICED SIGNIFICANTLY UNDER APPRAISED VALUE***

    Zillow last checked:

    Listing updated:

    Listed by:

    Shannon Ibrahim 727-228-2001,

    REALTY EXPERTS 727-888-1000,

    Matt Brooks 727-902-6900,

    REALTY EXPERTS

    Bought with:

    Kim Schneider, 3366188

    HIGH POINT REALTY INC

    Source: Stellar MLS,MLS#: TB8373989MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Family Room, Great Room, Media Room
    Primary bedroom
    • Features: En Suite Bathroom, Other, Walk-In Closet(s)
    • Level: First
    • Area: 254 Square Feet
    • Dimensions: 12.7x20
    Bedroom 1
    • Features: Built-in Closet
    • Level: First
    • Area: 144.43 Square Feet
    • Dimensions: 14.3x10.1
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 120.99 Square Feet
    • Dimensions: 10.9x11.1
    Primary bathroom
    • Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Granite Counters, Shower No Tub
    • Level: First
    • Area: 61.42 Square Feet
    • Dimensions: 7.4x8.3
    Bathroom 2
    • Features: Exhaust Fan, Tub With Shower
    • Level: First
    • Area: 64.89 Square Feet
    • Dimensions: 6.3x10.3
    Family room
    • Features: Built-In Shelving, Other
    • Level: First
    • Area: 246 Square Feet
    • Dimensions: 12.3x20
    Kitchen
    • Level: First
    • Area: 99 Square Feet
    • Dimensions: 10x9.9
    Living room
    • Level: First
    • Area: 285 Square Feet
    • Dimensions: 19x15
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
    • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
    Features
    • Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Thermostat, Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Hardwood
    • Doors: Sliding Doors
    • Windows: Blinds, Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 2,402
    • Total interior livable area: 1,688 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    • Details: Garage Dimensions: 21x22
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Rear Porch, Screened
    • Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage
    • Has private pool: Yes
    • Pool features: Fiberglass, In Ground
    Lot
    • Size: 10,585 Square Feet
    • Dimensions: 86 x 110
    • Features: Corner Lot, Landscaped, Near Public Transit, Sidewalk
    • Residential vegetation: Fruit Trees, Mature Landscaping
    Details
    • Additional structures: Other, Shed(s), Storage
    • Parcel number: 122815353670000730
    • Zoning: R-1
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Wood Frame
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1985

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: None
    • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

    Community & HOA

    Community
    • Pet fee: $0 monthly
    • Subdivision: HAMMOCKS THE UNIT III
    HOA
    • Has HOA: No
    Location
    • Region: Palm Harbor

    Financial & listing details

    • Price per square foot: $308/sqft
    • Tax assessed value: $455,650
    • Annual tax amount: $3,750
    • Date on market: 5/9/2025
    • Cumulative days on market: 74 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved

    Price history

    DateEventPrice
    9/19/2025Sold$520,000+4%$308/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    9/2/2025Pending sale$500,000$296/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    7/21/2025Listed for sale$500,000$296/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    6/13/2025Pending sale$500,000$296/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    5/21/2025Price change$500,000-5.7%$296/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    5/9/2025Listed for sale$530,000+77.3%$314/sqft
    Source: Stellar MLS #TB8373989 Report a problem
    2/27/2017Sold$299,000-3.5%$177/sqft
    Source: Public Record Report a problem
    1/30/2017Pending sale$310,000$184/sqft
    Source: CENTURY 21 Bill Nye Realty, Inc. #E2204052 Report a problem
    1/27/2017Price change$310,000-3.1%$184/sqft
    Source: CENTURY 21 Bill Nye Realty, Inc. #E2204052 Report a problem
    1/10/2017Listed for sale$320,000$190/sqft
    Source: CENTURY 21 Bill Nye Realty, Inc. #E2204052 Report a problem
    1/9/2017Pending sale$320,000$190/sqft
    Source: CENTURY 21 Bill Nye Realty, Inc. #E2204052 Report a problem
    1/5/2017Listed for sale$320,000+61.2%$190/sqft
    Source: CENTURY 21 Bill Nye Realty, Inc. #E2204052 Report a problem
    11/4/2013Sold$198,500-0.7%$118/sqft
    Source: Public Record Report a problem
    8/23/2013Listed for sale$199,900$118/sqft
    Source: RDRE #U7592314 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,969 +5.8%$250,444 +2.9%
    2024$3,751 +1.6%$243,386 +3%
    2023$3,690 +3.1%$236,297 +3%
    2022$3,579 -0.6%$229,415 +3%
    2021$3,601 +0.3%$222,733 +1.4%
    2020$3,590 +1.7%$219,658 +2.3%
    2019$3,531 $214,719 -7.2%
    2018$3,531 -24.8%$231,354 +31%
    2017$4,695 +70.9%$176,619 +4.6%
    2016$2,747 -1.5%$168,799 +0.7%
    2015$2,790 +0.5%$167,626 +0.8%
    2014$2,776 +37.3%$166,296 +29.4%
    2013$2,021 +8.8%$128,487 +1.7%
    2012$1,859 $126,339 +3%
    2011-- $122,659 +1.5%
    2010-- $120,846 +2.7%
    2009-- $117,669 +0.1%
    2008$1,603 $117,551 +3%
    2007-- $114,127 -31.1%
    2005-- $165,600 +14.8%
    2004$1,766 +1.9%$144,200 +8.2%
    2003$1,733 +6.6%$133,300 +6.9%
    2002$1,625 $124,700 +6.3%
    2001$1,625 +5.9%$117,300 +9.6%
    2000$1,535 $107,000
    Find assessor info on the county website

    Neighborhood: 34683

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Ozona Elementary-PN
    • Middle: Palm Harbor Middle-PN
    • High: Palm Harbor Univ High-PN

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $510,600
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $510,600

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