Peaceful lake views immediately set the tone for this beautifully designed home -- creating a sense of calm that carries throughout the entire space. Ideally located just minutes from the sugar-white sands of Blue Mountain Beach and the public beach access at Gulf Place, this home offers the perfect blend of coastal convenience and quiet retreat. The home has been thoughtfully updated with fresh white-painted brick on all four sides, accented by a charming brick water table and Hardie Board & Batten details in soft, coastal-inspired tones.
Inside, the spacious layout was designed with both everyday living and entertaining in mind. Featuring 5 bedrooms and 3 bathrooms thoughtfully arranged across 3 private suite areas, the home offers flexibility and comfort for family and guests alike. Just off the foyer, a dedicated office provides the perfect spot for working from home, relaxing with a book, or creating a cozy media room. Additionally, the formal dining room adds elegance and character for intimate gathering with friends and family. At the heart of the home, the expansive kitchen opens seamlessly into the great room and is truly made for entertaining -- complete with a peninsula island as well as an oversized center island; multiple prep areas, a massive walk-in pantry, soaring coffered ceilings with recessed lighting, and a lakefront dining area where everyday meals come with a view. New HVAC installed in 2023.
Pending
$690,000
169 Whispering Lake Dr, Santa Rosa Beach, FL 32459
5beds
3,091sqft
Single Family Residence
Built in 2012
10,018 Square Feet Lot
$-- Zestimate®
$223/sqft
$-- HOA
What's special
Peninsula islandOversized center islandPeaceful lake viewsDedicated officeMultiple prep areasCharming brick water tableExpansive kitchen
- 36 days |
- 1,148 |
- 77 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Courtney A Lincoln 850-460-5393,
Coldwell Banker Realty
Source: ECAOR,MLS#: 1004043
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Bedroom
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Breakfast room
- Level: First
- Area: 120 Square Feet
- Dimensions: 12 x 10
Other
- Level: First
- Area: 161 Square Feet
- Dimensions: 23 x 7
Dining room
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Great room
- Level: First
- Area: 396 Square Feet
- Dimensions: 22 x 18
Kitchen
- Level: First
- Area: 210 Square Feet
- Dimensions: 15 x 14
Laundry
- Level: First
- Area: 54 Square Feet
- Dimensions: 9 x 6
Office
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Split Bedroom
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows, Hurricane Shutters
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,091
- Total interior livable area: 3,091 sqft
Property
Parking
- Total spaces: 6
- Parking features: Garage
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Exterior features: Sprinkler System, Rain Gutters
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
Lot
- Size: 10,018 Square Feet
- Dimensions: 70 x 145
- Features: Covenants, Interior Lot, Restrictions, Sidewalk, Within 1/2 Mile to Water
Details
- Parcel number: 262S20337000000370
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Siding Brick Some, Siding CmntFbrHrdBrd
Condition
- Construction Complete
- New construction: No
- Year built: 2012
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Dock, Fishing, Short Term Rental - Not Allowed, Picnic Area
- Subdivision: WHISPERING LAKE
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $605,088
- Annual tax amount: $2,657
- Date on market: 6/4/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Pending sale | $690,000$223/sqft |
Source:  ECAOR #1004043 Report a problem | ||
| 6/4/2026 | Listed for sale | $690,000-11.4%$223/sqft |
Source: ECAOR #1004043 Report a problem | ||
| 4/10/2024 | Listing removed | -- |
Source: ECAOR #918818 Report a problem | ||
| 10/12/2023 | Listed for sale | $779,000$252/sqft |
Source: ECAOR #918818 Report a problem | ||
| 10/1/2023 | Listing removed | -- |
Source: ECAOR #918818 Report a problem | ||
| 3/14/2023 | Listed for sale | $779,000-8.4%$252/sqft |
Source: ECAOR #918818 Report a problem | ||
| 10/23/2022 | Listing removed | -- |
Source:  RE/MAX International Report a problem | ||
| 8/22/2022 | Listed for sale | $850,000+152%$275/sqft |
Source: ECAOR #906501 Report a problem | ||
| 11/9/2012 | Sold | $337,286+176.5%$109/sqft |
Source: ECAOR #581728 Report a problem | ||
| 2/16/2012 | Sold | $122,000$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,657 +2.1% | $337,685 +2.9% |
| 2024 | $2,602 +4% | $328,168 +3% |
| 2023 | $2,502 +1.4% | $318,610 +3% |
| 2022 | $2,467 -1.1% | $309,330 +3% |
| 2021 | $2,494 -1.6% | $300,320 +1.4% |
| 2020 | $2,534 +3.3% | $296,174 +2.3% |
| 2019 | $2,455 | $289,515 +1.9% |
| 2018 | $2,455 +1.8% | $284,117 +2.1% |
| 2017 | $2,411 +3% | $278,273 +2.1% |
| 2016 | $2,340 +1.5% | $272,549 +0.7% |
| 2015 | $2,307 -0.8% | $270,654 +0.8% |
| 2014 | $2,326 | $268,506 |
| 2013 | -- | $268,506 +905.3% |
| 2012 | -- | $26,708 +54.2% |
| 2011 | -- | $17,325 -10% |
| 2010 | -- | $19,250 -45.3% |
| 2009 | -- | $35,190 -15% |
| 2008 | -- | $41,400 +1052.9% |
| 2007 | -- | $3,591 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 169 Whispering Lake Dr
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