Welcome to this charming waterfront property on beautiful Lake Chatuge, offering mountain scenery, lakefront living, and outstanding income-producing potential all in one unique package. The main home features 3 bedrooms and 3 baths with warm mountain character, a welcoming covered front entrance, and stunning lake views from the living and dining areas. Step outside onto the back deck overlooking the water — the perfect place for morning coffee, evening sunsets, or entertaining family and friends. Enjoy gentle access to the lake with a small private dock and peaceful waterfront setting that captures the relaxed North Georgia mountain lifestyle buyers are searching for. What truly sets this property apart is the incredible rental and multi-family potential. In addition to the main home, the property includes a separate two-story rental unit: * Ground Level Apartment: Efficiency-style setup with kitchen, living/sleeping area, and full bath * Upper Level Apartment: Living room, kitchen, bedroom, and full bath With the possibility of creating up to three separate rental opportunities, this property has strong long-term income potential. Additional features include: * Metal roof * Expansive gravel parking area * Beautiful grassy yard leading to the lake * Detached utility/storage building * Multiple outdoor seating and entertaining areas * Convenient location close to town, marinas, restaurants, and mountain attractions Whether you're looking for a full-time residence, vacation getaway, investment property, or multi-generational retreat, this rare Lake Chatuge property offers flexibility, charm, and income potential all in one package. This waterfront mountain property truly must be seen to be appreciated! Note: Some Photos may have ai virtually added on decor to enhance photo.
Active
$1,130,000
1693 Chatuge Shores Rd, Hiawassee, GA 30546
3beds
1,536sqft
Residential
Built in 1969
0.59 Acres Lot
$-- Zestimate®
$736/sqft
$-- HOA
What's special
Lakefront livingPeaceful waterfront settingSmall private dockMetal roofWarm mountain characterWelcoming covered front entranceMountain scenery
- 42 days |
- 573 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Deborah Mihalko 706-400-8587,
Keller Williams Elevate
Source: NGBOR,MLS#: 430910
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Rooms
- Room types: Dining Room, Kitchen, Great Room
Primary bedroom
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, Disposal, Washer, Dryer, Trash Compactor, Electric Water Heater
- Laundry: Main Level, Laundry Closet
Features
- Pantry, Ceiling Fan(s), Sheetrock, Wood, Additional Dwelling Unit, Entrance Foyer, Eat-in Kitchen, High Speed Internet
- Flooring: Wood, Tile
- Windows: Insulated Windows
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Gravel
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck, Covered, Patio, Open
- Exterior features: Storage, Garden, Private Yard, Fire Pit, Dock
- Has view: Yes
- View description: Mountain(s), Year Round, Lake, Long Range
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
- Body of water: Lake Chatuge,Lake Chatuge
- Frontage type: Lakefront
Lot
- Size: 0.59 Acres
- Topography: Level,Sloping,Flood Plain
Details
- Additional structures: Guest House, Additional Dwelling Unit
- Parcel number: 0029A018
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Residential
Materials
- Frame, Vinyl Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Fiber Optics
Community & HOA
Community
- Features: Lake Access
- Subdivision: Chatuge Shores
Location
- Region: Hiawassee
Financial & listing details
- Price per square foot: $736/sqft
- Tax assessed value: $914,057
- Annual tax amount: $3,426
- Date on market: 5/22/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $1,130,000+13.6%$736/sqft |
Source: NGBOR #430910 Report a problem | ||
| 5/18/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/28/2026 | Price change | $995,000-17.1%$648/sqft |
Source: Owner Report a problem | ||
| 2/4/2026 | Price change | $1,200,000+9.1%$781/sqft |
Source: Owner Report a problem | ||
| 11/30/2025 | Listed for sale | $1,100,000+12.8%$716/sqft |
Source: Owner Report a problem | ||
| 8/25/2024 | Listing removed | $975,000$635/sqft |
Source: NGBOR #402854 Report a problem | ||
| 7/12/2024 | Price change | $975,000-7.1%$635/sqft |
Source: NGBOR #402854 Report a problem | ||
| 6/5/2024 | Price change | $1,050,000-4.5%$684/sqft |
Source: NGBOR #402854 Report a problem | ||
| 5/20/2024 | Price change | $1,100,000-4.3%$716/sqft |
Source: NGBOR #402854 Report a problem | ||
| 4/8/2024 | Listed for sale | $1,150,000+16.8%$749/sqft |
Source: NGBOR #402854 Report a problem | ||
| 3/6/2024 | Listing removed | $985,000$641/sqft |
Source: NGBOR #329176 Report a problem | ||
| 11/8/2023 | Price change | $985,000-14.3%$641/sqft |
Source: NGBOR #329176 Report a problem | ||
| 10/14/2023 | Price change | $1,150,000+7%$749/sqft |
Source: NGBOR #329176 Report a problem | ||
| 9/9/2023 | Price change | $1,075,000-8.5%$700/sqft |
Source: Owner Report a problem | ||
| 8/30/2023 | Listed for sale | $1,175,000+221.9%$765/sqft |
Source: Owner Report a problem | ||
| 8/4/2020 | Sold | $365,000-3.9%$238/sqft |
Source: NGBOR #295759 Report a problem | ||
| 4/27/2020 | Pending sale | $379,900$247/sqft |
Source: CENTURY 21 Black Bear Realty #295759 Report a problem | ||
| 3/7/2020 | Listed for sale | $379,900-10.6%$247/sqft |
Source: Century 21 Black Bear Realty #295759 Report a problem | ||
| 6/6/2018 | Listing removed | $425,000$277/sqft |
Source: REMAX HIAWASSEE REALTY #273945 Report a problem | ||
| 5/25/2018 | Price change | $425,000-14.8%$277/sqft |
Source: REMAX HIAWASSEE REALTY #273945 Report a problem | ||
| 2/15/2018 | Price change | $499,000-16.7%$325/sqft |
Source: REMAX HIAWASSEE REALTY #273945 Report a problem | ||
| 12/15/2017 | Listed for sale | $599,000+197.4%$390/sqft |
Source: REMAX HIAWASSEE REALTY #273945 Report a problem | ||
| 5/30/2013 | Sold | $201,400+0.8%$131/sqft |
Source: NGBOR #223381 Report a problem | ||
| 4/12/2013 | Price change | $199,900-24.6%$130/sqft |
Source: Coldwell Banker High Country Realty #223381 Report a problem | ||
| 1/12/2013 | Listed for sale | $265,000+6.4%$173/sqft |
Source: Coldwell Banker High Country Realty #223381 Report a problem | ||
| 8/10/2012 | Sold | $249,000$162/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,426 +12.8% | $365,623 +16.4% |
| 2024 | $3,038 +5.1% | $314,022 +16.7% |
| 2023 | $2,890 +17% | $269,095 +27.7% |
| 2022 | $2,470 +40.3% | $210,758 +41.4% |
| 2021 | $1,760 +17.4% | $149,086 +29.5% |
| 2020 | $1,499 +10.5% | $115,107 +13.2% |
| 2019 | $1,357 -3.3% | $101,646 +0.1% |
| 2018 | $1,404 +2.4% | $101,513 +2.4% |
| 2017 | $1,371 +0% | $99,091 +13.9% |
| 2016 | $1,371 +13.9% | $86,988 |
| 2015 | $1,203 -1.3% | $86,988 |
| 2014 | $1,219 | $86,988 -5.8% |
| 2013 | -- | $92,319 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30546
Getting around
2 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Towns County Elementary SchoolGrades: PK-5Distance: 4.5 mi
- 8/10Towns County Middle SchoolGrades: 6-8Distance: 4.5 mi
- 7/10Towns County High SchoolGrades: 9-12Distance: 4.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Towns County
- Hiawassee
- 30546
- 1693 Chatuge Shores Rd







