Ask about a NO COST 1-0 rate buydown from seller's preferred lender - 1% below market year one. Your Deschutes Retreat -- the Central Oregon escape you've been imagining. Riverfront property in Oregon Water Wonderland with direct Deschutes River access from your property line. One-story, built 2021. 2,393 sq ft of high-end living centered entirely around the river. Three bedrooms, each with ensuite bath. Gourmet kitchen featuring built-in espresso bar. Covered outdoor living space overlooking the water -- this is where you'll spend mornings, evenings, and every moment in between. New construction quality finishes. Peaceful forest setting. Direct water access for paddling, fishing, or simply living with the Deschutes as your daily view. Whether you're seeking a second home, retirement escape, or income-producing Airbnb investment, this property delivers on the lifestyle promise. The river flows through every decision here. This is living on the Deschutes.
Pending
Price cut: $90K (9/10)
$1,395,000
17121 Merganser Dr, Bend, OR 97707
3beds
4baths
2,393sqft
Single Family Residence
Built in 2021
0.58 Acres Lot
$1,348,100 Zestimate®
$583/sqft
$24/mo HOA
What's special
Peaceful forest setting
- 84 days
- 334
- 10
Zillow last checked:
Listing updated:
Listed by:
eXp Realty, LLC 541-280-5752
Source: Oregon Datashare,MLS#: 220225870
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
Heating
- Heat Pump, Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Cooktop, Dishwasher, Dryer, Microwave, Oven, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Heater, Wine Refrigerator
Features
- Bidet, Breakfast Bar, Ceiling Fan(s), Central Vacuum, Double Vanity, Fiberglass Stall Shower, Kitchen Island, Linen Closet, Open Floorplan, Primary Downstairs, Shower/Tub Combo, Smart Thermostat, Soaking Tub, Solid Surface Counters, Tile Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Hardwood, Tile
- Windows: Double Pane Windows, Vinyl Frames
- Basement: None
- Has fireplace: Yes
- Fireplace features: Great Room, Propane
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,393
- Total interior livable area: 2,393 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Attached, Driveway, Garage Door Opener, Gravel, RV Access/Parking
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Rear Porch
- Exterior features: Dock, Fire Pit, Outdoor Kitchen, RV Hookup
- Has view: Yes
- View description: Neighborhood, River, Territorial
- Has water view: Yes
- Water view: River
- Waterfront features: River Front
Lot
- Size: 0.58 Acres
- Features: Landscaped, Level, Native Plants, Sprinkler Timer(s), Sprinklers In Rear
Details
- Parcel number: 125423
- Zoning description: FP/RR10/AS/LM/W
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Northwest
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Stemwall
- Roof: Composition
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Backflow Domestic, Public
Community & HOA
Community
- Features: Access to Public Lands
- Security: Carbon Monoxide Detector(s), Other
- Subdivision: OWW2
HOA
- Has HOA: Yes
- Amenities included: Marina, Snow Removal
- HOA fee: $285 annually
Location
- Region: Bend
Financial & listing details
- Price per square foot: $583/sqft
- Tax assessed value: $1,133,360
- Annual tax amount: $4,708
- Date on market: 7/23/2026
- Cumulative days on market: 84 days
- Listing terms: Cash,Conventional,VA Loan
- Inclusions: Refrigerator, W/D, Mirrors in all Bathrooms
- Exclusions: Personal property
- Road surface type: Paved
Estimated market value
$1,348,100
$1.28M - $1.42M
$3,963/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Pending sale | $1,395,000$583/sqft |
Source:  Oregon Datashare #220225870 Report a problem | ||
| 9/10/2026 | Price change | $1,395,000-6.1%$583/sqft |
Source: Oregon Datashare #220225870 Report a problem | ||
| 8/15/2026 | Price change | $1,485,000-6.3%$621/sqft |
Source: Oregon Datashare #220225870 Report a problem | ||
| 7/23/2026 | Listed for sale | $1,585,000+637.2%$662/sqft |
Source: eXp Realty #220225870 Report a problem | ||
| 7/30/2020 | Sold | $215,000$90/sqft |
Source: Oregon Datashare #201907704 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,708 +5.5% | $281,110 +3% |
| 2024 | $4,462 +2.2% | $272,930 +160.6% |
| 2023 | $4,364 +156.7% | $104,730 |
| 2022 | $1,700 +547.8% | $104,730 +628.3% |
| 2021 | $262 | $14,380 |
| 2020 | -- | $14,380 +6% |
| 2019 | $246 | $13,570 |
| 2018 | $246 +2.1% | $13,570 +3% |
| 2017 | $241 +5.6% | $13,180 +3% |
| 2016 | $229 | $12,800 +3% |
| 2015 | $229 +3.9% | $12,430 +3% |
| 2014 | $220 | $12,070 |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Three Rivers
Nearby schools
Schools provided by the listing agent
- Elementary: Three Rivers Elem
- Middle: Three Rivers
- High: Caldera High
Source: Oregon Datashare. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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