Under contract-show

$449,900

1730 Smith Farm Rd, Lincolnton, NC 28092

2beds

2,696sqft

$2,625/mo

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Single Family Residence

Built in 1991

2.58 Acres Lot

$426,700 Zestimate^®

$167/sqft

$-- HOA

What's special

Large laundry room

Peace and freedom that comes from living on 2.5 acres with no HOA are just two things to love about this property. The floor plan is ideal for multigenerational living. The main level features two bedrooms and 1.5 baths, as well as, a den, living room, kitchen, 1/2 bath and large laundry room. The basement is mostly unfinished, but there is one finished room with closet and full bath attached with an exterior entrance which is perfect for privacy. If you're concerned about someone with limited mobility, don't be. There is a chair lift from the main level to the basement. On the second floor you will find a large open loft perfect for guests, play room, office or just a great flex space.

69 days

632

49

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 2

Den

Level: Main

Dining area

Level: Main

Flex space

Level: Basement

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Loft

Level: Upper

Heating

Heat Pump

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater
Laundry: Laundry Room, Main Level

Features

Basement: Full,Interior Entry,Partially Finished,Walk-Out Access
Fireplace features: Living Room

Interior area

Total structure area: 2,387
Total interior livable area: 2,696 sqft
Finished area above ground: 2,387
Finished area below ground: 309

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One and One Half
Stories: 1.5
Waterfront features: None

Lot

Size: 2.58 Acres
Features: Cleared, Wooded

Details

Additional structures: None
Parcel number: 18369
Zoning: R-SF
Special conditions: Standard
Horse amenities: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod
Property subtype: Single Family Residence

Materials

Brick Full

Condition

New construction: No
Year built: 1991

Utilities & green energy

Sewer: Septic Installed
Water: Well
Utilities for property: Electricity Connected

Community & HOA

Community

Features: None
Subdivision: None

Location

Region: Lincolnton

Financial & listing details

Price per square foot: $167/sqft
Tax assessed value: $362,508
Annual tax amount: $2,402
Date on market: 5/29/2026
Cumulative days on market: 22 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Electric utility on property: Yes
Road surface type: Concrete, Paved

Estimated market value

$426,700

$405,000 - $448,000

$2,088/mo

Price history

Date	Event	Price
7/17/2026	Listed for sale	$449,900$167/sqft
Source: Canopy MLS as distributed by MLS GRID #4387727 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,402 +0.8%	$362,508
2024	$2,382	$362,508
2023	$2,382 +22.5%	$362,508 +47.4%
2022	$1,945	$245,916
2021	$1,945 +3.5%	$245,916
2020	$1,879	$245,916
2019	--	$245,916 +19.5%
2018	$1,543 -2.2%	$205,740
2017	$1,577 +2.9%	$205,740
2016	$1,532 +0.9%	$205,740
2015	$1,519 -3.7%	--
2014	$1,577	$216,474
2013	--	--
2012	--	--
2011	--	--
2010	--	--
2009	--	--
2008	--	$228,058 +20.8%
2007	--	$188,857
2006	--	$188,857
2005	--	$188,857
2004	--	$188,857
2003	--	--
2002	--	$166,212
2001	--	$166,212

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28092

Getting around

0 / 100

Car-Dependent

8 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
S Ray Lowder Elementary
Grades: PK-5Distance: 1.9 mi
4/10
Lincolnton Middle
Grades: 6-8Distance: 5.8 mi
5/10
Lincolnton High
Grades: 9-12Distance: 3.3 mi

Schools provided by the listing agent

Elementary: S. Ray Lowder
Middle: Lincolnton
High: Lincolnton

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.