For sale

Listed by: SimpliHOM

$940,000

1745 Whitmore Loop, Chula Vista, CA 91913

4beds

2,166sqft

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Single Family Residence

Built in 2023

11.09 Acres Lot

$937,200 Zestimate^®

$434/sqft

$283/mo HOA

What's special

Electric fireplaceFully landscaped backyardOpen-concept layoutPaid off solarVersatile upstairs loftEv tesla charger

Welcome to Modern Living in Cota Vera, Otay Ranch! This stunning 2022-built, 4-bedroom, 3-bathroom home offers 2,166 sq ft of contemporary elegance in one of Chula Vista's most desirable master-planned communities. The open-concept layout features a gourmet kitchen with a statement island, custom board and batten accents, an electric fireplace, and a versatile upstairs loft. A downstairs bedroom with full bath is perfect for guests or multigenerational living. The property has paid off solar, EV Tesla Charger, and Govee exterior lighting installed around the home (customizable for any occasion), with a 2-car garage for everyday practicality. Enjoy a fully landscaped backyard and world-class Cota Vera amenities — parks, trails, and top-rated schools just steps away. All minutes from Otay Ranch Town Center and downtown San Diego.

67 days

1,465

82

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Bedroom, Foyer, Kitchen, Laundry, Loft, Living Room, Primary Bedroom, Other, Pantry

Primary bedroom

Features: Primary Suite

Bedroom

Features: Multi-Level Bedroom

Bedroom

Features: Bedroom on Main Level

Kitchen

Features: Butler's Pantry, Kitchen Island, Kitchen/Family Room Combo, Quartz Counters

Other

Features: Walk-In Closet(s)

Pantry

Features: Walk-In Pantry

Heating

Central, High Efficiency, Solar

Cooling

Central Air, Electric, High Efficiency

Appliances

Included: Dishwasher, Gas Oven, Microwave
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Upper Level

Features

Breakfast Bar, Bedroom on Main Level, Entrance Foyer, Loft, Primary Suite, Walk-In Pantry, Walk-In Closet(s)
Flooring: Laminate
Windows: Screens
Has fireplace: Yes
Fireplace features: Electric, Family Room
Common walls with other units/homes: No Common Walls

Interior area

Total interior livable area: 2,166 sqft

Property

Parking

Total spaces: 2
Parking features: Garage
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Entry location: 1
Patio & porch: Concrete, Deck, Open, Patio
Exterior features: Lighting, Brick Driveway
Pool features: Association
Fencing: Wood
Has view: Yes
View description: None

Lot

Size: 11.09 Acres
Features: Yard

Details

Parcel number: 6440723022
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Roof: Shingle

Condition

New construction: No
Year built: 2023

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community

Features: Dog Park, Park, Street Lights, Suburban, Sidewalks

HOA

Has HOA: Yes
Amenities included: Maintenance Grounds, Pool
HOA fee: $283 monthly
HOA name: Cota Vera
HOA phone: 949-716-3998

Location

Region: Chula Vista

Financial & listing details

Price per square foot: $434/sqft
Tax assessed value: $856,635
Annual tax amount: $15,315
Date on market: 4/22/2026
Cumulative days on market: 68 days
Listing terms: Cash,Conventional,Cal Vet Loan,FHA,VA Loan
Road surface type: Paved

Estimated market value

$937,200

$890,000 - $984,000

$5,343/mo

Price history

Date	Event	Price
4/22/2026	Listed for sale	$940,000-2.1%$434/sqft
Source: CRMLS #SW26075445 Report a problem
1/8/2025	Sold	$960,000+2.7%$443/sqft
Source: SDMLS #240027149 Report a problem
11/29/2024	Pending sale	$935,000$432/sqft
Source: SDMLS #240027149 Report a problem
11/19/2024	Listed for sale	$935,000$432/sqft
Source: SDMLS #240027149 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$15,315 -0.4%	$856,635 +2%
2024	$15,378 +2.4%	$839,839 +2%
2023	$15,019 +117.1%	$823,372 +359.9%
2022	$6,919	$179,018

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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