For sale

$399,900

175 Cottage St APT 504, Chelsea, MA 02150

2beds

1,162sqft

$3,359/mo

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Condominium

Built in 2005

-- sqft lot

$397,000 Zestimate^®

$344/sqft

$739/mo HOA

What's special

Welcome to Millcreek Condominiums ~ a bright [2BR/2 full bath] located on the fifth floor, ready for immediate occupancy. Open-concept living/dining flows to a private glass sliders, filling the home with natural light. Granite kitchen with generous counter and cabinet space; primary suite with walk-in closet and en-suite bath; in-unit laundry and ample closets. This gated, professionally managed community offers an in-ground pool, fitness center, clubhouse, elevator, deeded garage parking, and extra storage. Commuters are well served: the Silver Line SL3 (Eastern Ave & Box District stops) runs in dedicated lanes to Logan, the Seaport, and South Station -Logan in ~10 min -plus Chelsea commuter rail to North Station and MBTA buses to downtown and the Blue Line. Quick Rte 1/Tobin Bridge access for drivers. Parks, walk/jog trails, the bike path, and the beach are all close by. A turnkey opportunity in one of Chelsea's most amenity-rich buildings. Private showings available upon request.

48 days

868

43

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Features: Bathroom - Full, Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Closet - Double
Level: Main,First
Area: 299
Dimensions: 23 x 13

Bedroom 2

Features: Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Cable Hookup
Level: Main,First
Area: 156
Dimensions: 13 x 12

Primary bathroom

Features: Yes

Bathroom 1

Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Level: Main,First

Bathroom 2

Features: Bathroom - 3/4, Bathroom - With Tub, Flooring - Stone/Ceramic Tile
Level: Main,First

Dining room

Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
Level: Main,First
Area: 210
Dimensions: 15 x 14

Kitchen

Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Dryer Hookup - Electric, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Washer Hookup, Lighting - Overhead
Level: Main,First
Area: 108
Dimensions: 12 x 9

Living room

Features: Bathroom - Full, Closet, Flooring - Hardwood, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Slider, Lighting - Overhead
Level: Main,First
Area: 195
Dimensions: 15 x 13

Heating

Central, Forced Air, Natural Gas, Individual, Unit Control

Cooling

Central Air, Individual, Unit Control

Appliances

Included: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Washer/Dryer, Range Hood
Laundry: Laundry Closet, Flooring - Stone/Ceramic Tile, Main Level, Electric Dryer Hookup, First Floor, In Unit, Washer Hookup

Features

High Speed Internet
Flooring: Tile, Carpet, Hardwood
Windows: Insulated Windows, Storm Window(s), Screens
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,162
Total interior livable area: 1,162 sqft
Finished area above ground: 1,162

Property

Parking

Total spaces: 1
Parking features: Under, Deeded, Garage Faces Side, Off Street, On Street, Guest, Driveway, Paved
Attached garage spaces: 1
Has uncovered spaces: Yes

Accessibility

Accessibility features: No

Features

Entry location: Unit Placement(Upper)
Exterior features: Screens, Professional Landscaping
Pool features: Association, In Ground
Fencing: Security
Has view: Yes
View description: Water, Canal
Has water view: Yes
Water view: Canal,Water
Waterfront features: Harbor, Ocean, 1/2 to 1 Mile To Beach, Beach Ownership(Public)

Details

Parcel number: M:0022 B:0000 L:98504,4596886
Zoning: RES
Other equipment: Intercom

Construction

Type & style

Home type: Condo
Property subtype: Condominium
Attached to another structure: Yes

Materials

Brick
Roof: Rubber

Condition

Year built: 2005

Utilities & green energy

Electric: 110 Volts, Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University
Security: Intercom, TV Monitor, Security Gate

HOA

Amenities included: Pool, Elevator(s), Recreation Facilities, Fitness Center, Clubroom
Services included: Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Reserve Funds
HOA fee: $739 monthly

Location

Region: Chelsea

Financial & listing details

Price per square foot: $344/sqft
Tax assessed value: $416,500
Annual tax amount: $4,781
Date on market: 6/11/2026

Estimated market value

$397,000

$377,000 - $417,000

$3,031/mo

Price history

Date	Event	Price
6/12/2026	Listed for sale	$399,900+196.2%$344/sqft
Source: MLS PIN #73534952 Report a problem
5/26/2009	Sold	$135,000-28.9%$116/sqft
Source: Public Record Report a problem
2/19/2009	Listing removed	$189,900$163/sqft
Source: MLS Property Information Network #70805646 Report a problem
10/18/2008	Price change	$189,900-20.8%$163/sqft
Source: MLS Property Information Network #70805646 Report a problem
10/4/2008	Price change	$239,900-4%$206/sqft
Source: MLS Property Information Network #70805646 Report a problem
9/20/2008	Price change	$249,900-7.4%$215/sqft
Source: MLS Property Information Network #70805646 Report a problem
9/6/2008	Price change	$269,900-3.6%$232/sqft
Source: MLS Property Information Network #70805646 Report a problem
8/13/2008	Listed for sale	$279,900-6.6%$241/sqft
Source: MLS Property Information Network #70805646 Report a problem
10/12/2005	Sold	$299,575$258/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,380 -8.4%	$380,500 -5.3%
2024	$4,780 +5.1%	$401,700 +9.3%
2023	$4,548 -4.1%	$367,400 +2.6%
2022	$4,744 +5.4%	$358,000 +8.3%
2021	$4,501 -1%	$330,500 +6.2%
2020	$4,549 +17.8%	$311,200 +14.8%
2019	$3,862 +7.8%	$271,000 +6.6%
2018	$3,584 +11.7%	$254,200 +14.5%
2017	$3,210 +9.6%	$222,000 +8%
2016	$2,928 +33.3%	$205,500 +34.8%
2015	$2,196 +16.7%	$152,500 +14.5%
2013	$1,882 -22%	$133,200 -23.8%
2012	$2,413 +1.4%	$174,700 -5.2%
2011	$2,380 +6.9%	$184,200
2010	$2,227 -7.2%	$184,200 -17.1%
2009	$2,399 -0.8%	$222,100 -8.6%
2008	$2,418 -8.4%	$243,000 -14.2%
2007	$2,641	$283,100

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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