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For sale
  • Price cut: $60K (6/1)
    $1,020,000

    17539 Cumana Ter, San Diego, CA 92128

    2beds
    1,350sqft
    : 
    $6,779/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    -- sqft lot
    $1,000,400 Zestimate®
    $756/sqft
    $50/mo HOA

    What's special

    Beautifully refreshed single-level residenceStylish new flooringFresh interior paintUpdated ceiling fansBright inviting floor planTile roofNewly painted cabinetry
    Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.
    73 days
    |
    383
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Cheng DRE #01509668 Preferred:619-846-5843,

    Real Broker,

    Marleen D Sanchez DRE #02374709 619-616-9589,

    Real Broker

    Source: SDMLS,MLS#: 260012294MLS LogoOriginating MLS: SDMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced Air Unit
      Cooling
      • Central Forced Air
      Appliances
      • Included: Dryer, Refrigerator, Washer
      • Laundry: Electric
      Features
      • Number of fireplaces: 1
      • Fireplace features: FP in Living Room
      Interior area
      • Total structure area: 1,350
      • Total interior livable area: 1,350 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached
      • Garage spaces: 2
      Features
      • Levels: 1 Story
      • Pool features: Community/Common
      • Fencing: Partial
      Details
      • Parcel number: 2725603200

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Tile/Clay
      Condition
      • Year built: 1981

      Utilities & green energy

      • Sewer: Sewer Connected
      • Water: Meter on Property

      Community & HOA

      Community
      • Senior community: Yes
      • Subdivision: RANCHO BERNARDO
      HOA
      • Services included: Common Area Maintenance, Clubhouse Paid
      • HOA fee: $595 annually
      • HOA name: Oaks North Community Ctr
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $756/sqft
      • Tax assessed value: $332,234
      • Annual tax amount: $4,267
      • Date on market: 5/21/2026
      • Listing terms: Cash,Conventional,FHA,VA

        Estimated market value

        $1,000,400

        $950,000 - $1.05M

        $3,809/mo

        Price history

        DateEventPrice
        6/1/2026Price change$1,020,000-5.6%$756/sqft
        Source: SDMLS #260012294 Report a problem
        5/21/2026Listed for sale$1,080,000$800/sqft
        Source: SDMLS #260012294 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,267 +17.1%$332,234 +2%
        2024$3,644 +2.2%$325,721 +2%
        2023$3,565 +1.7%$319,336 +2%
        2022$3,505 +1.3%$313,076 +2%
        2021$3,458 +1.4%$306,939 +1%
        2020$3,411 +4.4%$303,793 +2%
        2019$3,267 +1.2%$297,838 +2%
        2018$3,228 +2.8%$291,999 +2%
        2017$3,141 +2.2%$286,275 +2%
        2016$3,074 +1.5%$280,663 +1.5%
        2015$3,028 +2.4%$276,448 +2%
        2014$2,956 $271,034 +0.5%
        2013-- $269,810 +2%
        2012-- $264,521 +2%
        2011-- $259,335 +0.8%
        2010-- $257,398 -0.2%
        2009-- $258,010 +2%
        2008-- $252,952 +2%
        2007-- $247,993 +2%
        2006-- $243,132 +2%
        2005-- $238,366 +2%
        2004-- $233,693 +1.9%
        2003-- $229,411 +2%
        2002-- $224,914 +2%
        2001-- $220,505
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Rancho Bernardo

        Getting around

        46 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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