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Pending
  • $399,000

    1776 S Watkins St #9, Chattanooga, TN 37404

    3beds
    1,490sqft
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    Condominium
    Built in 2026
    -- sqft lot
    $364,700 Zestimate®
    $268/sqft
    $150/mo HOA

    What's special

    Special pricing for a limited time--step into something that simply doesn't exist anywhere else on the market. Welcome to The Flats at Mill Town, where elevated design meets effortless, single-level living--and where you can choose from one-, two-, and three-bedroom homes that truly break the mold. This three-bedroom Flat is the crown jewel. A one-level home that lives like a penthouse, it delivers the kind of space, light, and ease typically reserved for high-end top-floor living--without the stairs, without the compromises, and without anything else like it in Chattanooga. From the moment you step inside, ceilings soaring over 10 feet and wall after wall of windows create an immediate sense of volume and calm. Natural light pours into every corner, giving the entire home an open, expansive, almost weightless feel. The oversized living space is both striking and inviting--perfect for hosting, relaxing, and everything in between. The kitchen anchors the home with style and function, flowing seamlessly into the main living area so everything stays connected. And here, luxury isn't an upgrade--it's the baseline. Quartz countertops, LVP flooring throughout, high-end finishes, and even the refrigerator all come standard--making this home truly, truly turn-key from day one. All three bedrooms are generously sized--no afterthoughts, no compromises--offering real comfort, flexibility, and privacy. And what truly sets this layout apart is the connection to the outdoors--two of the bedrooms feature their own private covered patios or balconies, creating rare, personal outdoor retreats that elevate everyday living in a way few homes can. Step outside and you'll also find a massive main covered patio that extends your living space beautifully--perfect for entertaining, unwinding, or simply enjoying a quiet moment. With multiple outdoor living areas, this home delivers the kind of indoor-outdoor lifestyle that's incredibly hard to find in new construction. What truly sets this home apart is the combination of scale, design, and value. You get the presence and square footage of a townhome or penthouse, but with the simplicity of single-level living, no stairs to navigate, and high-end finishes already included. This is not typical new construction. In fact, there is nothing else like it on the Chattanooga market. Bright. Expansive. Effortless. A little elevated. A little bold. Completely unforgettable. These aren't just homes--they're a new category of living. And once you see it, nothing else compares. What makes this truly stand out isn't just the design--it's the value. You get the square footage and presence of a townhome or penthouse, but with the ease of single-level living, the quiet comfort of modern construction, and finishes that are already included--not added on later. This is not typical new construction. In fact, there is nothing else like it on the Chattanooga market. Bright. Expansive. Effortless. A little elevated. A little unexpected. Completely unforgettable. These aren't just homes--they're a new category of living. And once you see it, you'll understand why nothing else compares.
    84 days
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    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Christopher Todd 423-715-0075,

    Rogue Real Estate Company llc 423-715-0075,

    Christopher Roach 423-414-7357,

    Rogue Real Estate Company llc

    Source: Greater Chattanooga Realtors,MLS#: 1532883

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Electric
      Appliances
      • Included: Disposal, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • High Ceilings, See Remarks, Stone Counters, Walk-In Closet(s), En Suite
      • Flooring: Luxury Vinyl, See Remarks
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,490
      • Total interior livable area: 1,490 sqft
      • Finished area above ground: 1,490

      Property

      Parking
      • Parking features: Off Street, On Street, Parking Lot
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Balcony
      • Has view: Yes
      Details
      • Parcel number: 0

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Brick, HardiPlank Type
      • Foundation: Block
      Condition
      • Under Construction
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Sidewalks
      • Subdivision: The Flats
      HOA
      • Has HOA: Yes
      • Amenities included: Landscaping, Maintenance, Maintenance Grounds
      • HOA fee: $150 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $268/sqft
      • Date on market: 4/19/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $364,700

        $339,000 - $390,000

        $2,178/mo

        Price history

        DateEventPrice
        6/8/2026Pending sale$399,000$268/sqft
        Source: Greater Chattanooga Realtors #1532883 Report a problem
        4/19/2026Listed for sale$399,000$268/sqft
        Source: Greater Chattanooga Realtors #1532883 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Oak Grove

        Getting around

        51 / 100
        Somewhat Walkable
        27 / 100
        Some Transit
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Side Elementary
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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