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Sold for $208,900
  • Zestimate®
    $208,900

    17945 SE 104TH TERRACE, SUMMERFIELD, FL 34491

    2beds
    990sqft
    Single Family Residence
    Built in 1992
    0.26 Acres Lot
    $208,900 Zestimate®
    $211/sqft
    $1,385 Estimated rent

    Home value

    $208,900

    $194,000 - $224,000

    $1,385/mo

    Zestimate® history
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    What's special

    Beautifully landscaped backyardEnhanced landscaped backyardVaulted ceilingsEnclosed florida roomUpdated open-concept kitchen
    NEW ROOF 09/2026! NEW HOT WATER HEATER 9/2026 You can find this beautiful property located within Spruce Creek South, an active 55+ gated golf cart community in Summerfield, Florida. This specific listing highlights a 2-bedroom, 2-bathroom, Extended Deep 1-car garage with storage and kayak hangers, 1-golf-cart garage added, enclosed lanai with vinyl windows and privacy shades sitting on 1/4 acre. This Cypress model offers an updated open-concept kitchen, vaulted ceilings, an enclosed Florida room, and an enhanced landscaped backyard! Key Highlights of This Listing Living Space & Design Include: NEW ROOF SEPT. 2026- MICROWAVE 2024- REFRIGERATOR 2025- SEPTIC PUMPED SEPT. 2026- GOLF CART GARAGE ADDITION 2016- Features a great room (living room, formal dining combo) with a vaulted ceiling, bright solar tube for natural light, and durable high end laminate wood flooring. Renovated Kitchen: The kitchen wall has been taken down to create a modern, open-concept flow. It includes tile flooring and a newly added table space. Enclosed Florida Room: Stretches your living space outdoors with newer windows, sunshades, a dedicated window A/C unit which has not been used recently, and a separate heating unit for year-round comfort. Primary Suite: A spacious master bedroom equipped with a large walk-in closet and an ensuite bath featuring a convenient walk-in shower. Outdoor Living: Newer interior paint inside with neutral colors, complemented by a newly added outdoor patio space and a beautifully landscaped backyard. Furniture Option: The seller is open to including the furniture upon request. The Spruce Creek South Lifestyle Living in Spruce Creek South gives residents access to excellent resort-style amenities just 2 miles from The Villages. A major perk of this neighborhood is that residents can legally cross U.S. 441 directly by golf cart from the main entrance to easily access surrounding shopping, dining, and medical facilities. On-site community features include: An 18-hole golf course, pro shop, and community restaurant. A massive community center with a live performance stage, dance floor, and dining accommodations. Hobby and game areas, including a billiard room, craft rooms, and spaces for cards or mahjong. There are many club entertaining events during the year, including meals. Outdoor sports courts for pickleball, tennis, shuffleboard, and softball. A community pool, a fitness center with his and hers saunas, bathrooms and showers... Outdoors there is a dedicated nature walking/biking paths, and a dog park. This community allows you to legally cross HWY 441 with your golfcart from main gate, and you are only 2 miles from "The Villages" town square by car. Another great option is direct access to the Spruce Terrace Plaza from the residential gate which offers a ton of more amenities, including Urgent Care, Dentists, Spa, Restaurants, Spiritual service, drug stores, Medical Supplies, Butcher shop, ice cream parlor, hair, nail, and barber services, and more... Make your appointment today, this one won't last long!

    Zillow last checked:

    Listing updated:

    Listed by:

    Gerrie Cosme Matias 352-205-3262,

    RE/MAX PREMIER REALTY LADY LK 352-753-2029

    Bought with:

    DeLisa Boling, 3479202

    LAND TO SEA REALTY LLC

    Source: Stellar MLS,MLS#: G5117445MLS LogoOriginating MLS: Lake and Sumter

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Florida Room
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Shower No Tub, Walk-In Closet(s)
    • Level: First
    • Area: 168 Square Feet
    • Dimensions: 14x12
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 140 Square Feet
    • Dimensions: 14x10
    Balcony porch lanai
    • Features: Other
    • Level: First
    • Area: 160 Square Feet
    • Dimensions: 16x10
    Dining room
    • Features: Other
    • Level: First
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Kitchen
    • Level: First
    • Area: 90 Square Feet
    • Dimensions: 10x9
    Living room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Cooktop, Dryer, Microwave, Refrigerator, Washer
    • Laundry: In Garage
    Features
    • Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Laminate
    • Doors: Sliding Doors
    • Windows: Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 1,813
    • Total interior livable area: 990 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Golf Cart Garage
    • Attached garage spaces: 1
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Awning(s), Balcony, Irrigation System, Private Mailbox, Rain Gutters
    Lot
    • Size: 0.26 Acres
    • Dimensions: 103 x 112
    Details
    • Parcel number: 6006001013
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Wood Frame
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1992
    Details
    • Builder model: THE CYPRESS

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Electricity Available, Electricity Connected, Public, Sprinkler Meter, Water Available, Water Connected

    Community & HOA

    Community
    • Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, Pool, Racquetball, Restaurant
    • Security: Security Gate, Security Lights
    • Pet fee: $0 monthly
    • Senior community: Yes
    • Subdivision: SPRUCE CRK SOUTH 06
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
    • Services included: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Security, Trash
    • HOA fee: $180 monthly
    • HOA name: DIANE SUCHY
    • HOA phone: 352-245-0617
    Location
    • Region: Summerfield

    Financial & listing details

    • Price per square foot: $211/sqft
    • Tax assessed value: $179,319
    • Annual tax amount: $2,637
    • Date on market: 9/15/2026
    • Cumulative days on market: 193 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt, Paved

    Price history

    DateEventPrice
    10/20/2026Sold$208,900-0.5%$211/sqft
    Source: Stellar MLS #G5117445 Report a problem
    10/5/2026Pending sale$209,900$212/sqft
    Source: Stellar MLS #G5117445 Report a problem
    9/15/2026Listed for sale$209,900$212/sqft
    Source: Stellar MLS #G5117445 Report a problem
    8/21/2026Listing removed$209,900$212/sqft
    Source: Stellar MLS #G5108782 Report a problem
    4/7/2026Price change$209,900-5.8%$212/sqft
    Source: Stellar MLS #G5108782 Report a problem
    2/26/2026Listed for sale$222,900+163.2%$225/sqft
    Source: Stellar MLS #G5108782 Report a problem
    3/27/2015Sold$84,700-5.4%$86/sqft
    Source: Stellar MLS #G4806907 Report a problem
    3/26/2015Pending sale$89,500$90/sqft
    Source: RE/MAX PREMIER REALTY, INC #G4806907 Report a problem
    12/21/2014Listed for sale$89,500+65.7%$90/sqft
    Source: PREMIER REALTY OF OCALA, INC #418510 Report a problem
    12/20/2012Sold$54,000-16.8%$55/sqft
    Source: Public Record Report a problem
    11/8/2012Price change$64,900-7.3%$66/sqft
    Source: MORRIS REALTY AND INVESTMENTS #G4685220 Report a problem
    10/25/2012Price change$69,999-3.4%$71/sqft
    Source: MORRIS REALTY AND INVESTMENTS #G4685220 Report a problem
    7/13/2012Listed for sale$72,500-7.1%$73/sqft
    Source: MORRIS REALTY AND INVESTMENTS #G4685220 Report a problem
    11/30/2001Sold$78,000$79/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,638 +10.4%$178,477 +2.9%
    2024$2,389 -8.7%$173,447 +33%
    2023$2,616 +14.7%$130,411 +10%
    2022$2,281 +9.1%$118,555 +10%
    2021$2,090 +8.7%$107,777 +10%
    2020$1,923 +7.9%$97,979 +10%
    2019$1,783 $89,072 +2.7%
    2018$1,783 +7.2%$86,707 +1.7%
    2017$1,664 +28.7%$85,247 +21.2%
    2016$1,293 $70,358 +20.4%
    2015$1,293 +17.5%$58,420 +10%
    2014$1,100 +2.6%$53,109 +2.1%
    2013$1,072 +51.9%$52,012 -9.2%
    2012$706 -5.5%$57,252 -8.2%
    2011$747 -7.4%$62,397 -12.1%
    2010$807 -5.1%$71,026 -7.4%
    2009$850 +1%$76,718 +0.1%
    2008$842 -14.3%$76,642 +3%
    2007$982 -4.5%$74,411 +2.5%
    2006$1,029 +5%$72,597 +3%
    2005$979 $70,483 +3%
    2004$979 +10%$68,430 +4.3%
    2002$890 -22.5%$65,582 +20.5%
    2001$1,148 $54,411
    2000$1,148 $54,411
    Find assessor info on the county website

    Neighborhood: 34491

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Belleview Elementary School
    • Middle: Belleview Middle School
    • High: Belleview High School

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value

    $208,900

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $208,900