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Pending
    • Price cut: $15K (7/22)
    $349,000

    18 Chickasaw Pl, Palmyra, VA 22963

    4beds
    1,826sqft
    : 
    $2,270/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    0.57 Acres Lot
    $347,900 Zestimate®
    $191/sqft
    $120/mo HOA

    What's special

    Tucked away on a quiet cul-de-sac in the Cherokee neighborhood of Lake Monticello, this beautifully updated 4-bedroom, 3-bath home offers the perfect blend of privacy, comfort, and convenience. Located outside the gated entrance, you'll still enjoy access to all of Lake Monticello's amenities, including beaches, golf, pool, clubhouse, dining, playgrounds, and more. Surrounded by full trees and overlooking a creek, this property offers a setting that's hard to find. Relax on the new upper deck, unwind around the fire pit, tend to the raised garden beds, or enjoy the fenced backyard with plenty of space for kids and pets. The new oversized lower deck is already equipped with a hot tub hookup, making it easy to create your own backyard retreat. Inside, the bright, open main level features vaulted ceilings, hardwood floors, and a stunning stone gas fireplace. The kitchen offers stainless steel appliances, a new dishwasher, updated backsplash, and a functional layout that flows seamlessly into the dining area and upper deck, perfect for entertaining. The spacious primary suite includes a soaking tub with wooded views, a walk-in closet, and a wall-mounted TV that conveys. The finished walk-out basement features new LVP flooring, a fourth bedroom, third full bathroom, and flexible living space ideal for a recreation room, home office, gym, or guest suite. Recent seller improvements include a freshly painted garage, professionally cleaned garage floor, and extensive outdoor cleanup, making this home shine inside and out. Other recent property updates include a new HVAC system (2024) and new water heater (2023). The outdoor shed has power, great for extra storage. Complete with an oversized two-car garage and generous paved parking, this move-in ready home offers the space, setting, and lifestyle you've been searching for.
    147 days
    |
    1,110
    |
    87
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Cameron 707-980-4860,

    Lake Anna Island Realty, Inc. 540-894-4400

    Source: Bright MLS,MLS#: VAFN2000642MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bedroom 1, Laundry, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3, Attic
      Primary bedroom
      • Level: Main
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 4
      • Level: Lower
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Main
      Bathroom 3
      • Level: Lower
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Recreation room
      • Level: Lower
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Ice Maker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
      • Laundry: In Basement, Laundry Room
      Features
      • Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Dry Wall
      • Flooring: Hardwood, Luxury Vinyl
      • Basement: Full,Garage Access,Exterior Entry,Interior Entry,Walk-Out Access,Windows,Finished,Heated
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 3,030
      • Total interior livable area: 1,826 sqft
      • Finished area above ground: 1,224
      • Finished area below ground: 602

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Inside Entrance, Driveway, Paved, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: Community
      • Has spa: Yes
      • Spa features: Bath
      • Fencing: Back Yard
      • Has view: Yes
      • View description: Creek/Stream, Trees/Woods
      • Has water view: Yes
      • Water view: Creek/Stream
      • Waterfront features: Lake
      • Body of water: Lake Monticello
      Lot
      • Size: 0.57 Acres
      • Features: Cul-De-Sac, Wooded, Rural, Secluded, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 18A 10 262
      • Zoning: R4
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      Condition
      • Very Good
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Lake Monticello
      HOA
      • Has HOA: Yes
      • HOA fee: $1,440 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $191/sqft
      • Tax assessed value: $390,300
      • Annual tax amount: $2,927
      • Date on market: 3/24/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,VHDA
      • Inclusions: Shed, Tvs In Primary Br And Lr, Bench Hall Tree
      • Exclusions: Stand Up Deep Freezer In Garage
      • Ownership: Fee Simple

        Estimated market value

        $347,900

        $331,000 - $365,000

        $2,461/mo

        Price history

        DateEventPrice
        8/4/2026Pending sale$349,000$191/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        7/22/2026Price change$349,000-4.1%$191/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        7/15/2026Price change$364,000-1.4%$199/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        5/30/2026Price change$369,000-5.1%$202/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        5/24/2026Price change$389,000-1.3%$213/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        5/12/2026Price change$394,000-1.3%$216/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        3/25/2026Listed for sale$399,000+69.8%$219/sqft
        Source: Bright MLS #VAFN2000642 Report a problem
        7/1/2019Sold$235,000$129/sqft
        Source: Public Record Report a problem
        6/14/2019Price change$235,000-2.1%$129/sqft
        Source: REAL ESTATE III - EAST #589845 Report a problem
        5/3/2019Listed for sale$240,000+15.9%$131/sqft
        Source: REAL ESTATE III - EAST #589845 Report a problem
        7/30/2018Sold$207,000-5.9%$113/sqft
        Source: Public Record Report a problem
        6/8/2018Pending sale$219,900$120/sqft
        Source: Keller Williams Realty #576911 Report a problem
        5/24/2018Listed for sale$219,900$120/sqft
        Source: KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE #576911 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,174 $257,600
        2023$2,174 $257,600 +15.6%
        2022-- $222,800
        2021-- $222,800
        2020-- $222,800 +12%
        2018$1,573 $199,000
        2017$1,573 $199,000 +10.1%
        2016$1,573 $180,700
        2015$1,573 +10.7%$180,700 +1.1%
        2014$1,421 -1.5%$178,700
        2013$1,443 $178,700 -29.4%
        2012-- $253,100
        2011$1,367 $253,100
        2010-- $253,100
        2009-- $253,100
        2008-- $253,100
        2007-- $253,100 +19%
        2006-- $212,700
        2005-- $212,700 +40.4%
        2004-- $151,500 +982.1%
        2003-- $14,000
        2002-- $14,000 +100%
        2001$50 $7,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22963

        Getting around

        5 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Fluvanna County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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