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Under contractPrice cut: $10K (8/30)
$394,990
3beds
1,712sqft

18 Oak Terrace Dr, Ruckersville, VA 22968

3beds
1,712sqft
Single Family Residence
Built in 1995
0.38 Acres Lot
$390,000 Zestimate®
$231/sqft

What's special

Mature surroundingsClassic curb appealPeaceful country settingClassic floor planBeautifully landscaped yardUpdated bathroomsOutstanding outdoor living spaces

Welcome to this beautifully maintained 3-bedroom, 2.5-bath traditional home offering the perfect combination of timeless design, functional living spaces, and a highly desirable location. Nestled in a peaceful country setting, this home provides the tranquility of mature surroundings while being just minutes from Charlottesville, shopping, restaurants, everyday conveniences, and easy access to major commuter routes. Inside, you'll appreciate the classic floor plan with generously sized, well-defined living spaces that create both comfort and versatility. Large windows fill the home with natural light, making every room feel bright, inviting, and even more spacious than expected. Visitors are often surprised by the home's expansive feel, offering far more living space than its charming exterior suggests. One of the home's standout features is the beautifully remodeled full bathrooms, thoughtfully renovated with stylish finishes that blend modern comfort with everyday functionality. These updates provide a fresh, move-in-ready feel while complementing the home's traditional character. Step outside to discover an exceptional backyard designed for both relaxation and entertaining. The fully fenced backyard is enclosed by a 6-foot wooden privacy fence, creating a safe and secluded space for children and pets to play. A spacious two-tier deck and pergola provide the perfect setting for outdoor dining, summer barbecues, or quiet evenings surrounded by mature trees and established landscaping. A stone walkway leads to the storage shed, offering additional space for lawn equipment, seasonal décor, or hobbies while enhancing the beauty and functionality of the outdoor space. Throughout the property, pride of ownership is evident in the home's cleanliness, thoughtful maintenance, and beautifully landscaped yard. Whether you're enjoying peaceful mornings on the deck, hosting family and friends in the private backyard, or taking advantage of the convenient location close to both nature and city amenities, this home offers a lifestyle that is increasingly hard to find. Combining classic curb appeal, bright and spacious interiors, updated bathrooms, outstanding outdoor living spaces, and an ideal location, this is a home where comfort, convenience, and lasting memories come together. Come experience all that this wonderful property has to offer.

84 days
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136
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2
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Source: Bright MLS,MLS#: VAGR2000880MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Trisha McFadden 540-903-8525,

Samson Properties (703) 378-8810,

Co-Listing Agent: Ashleigh Topping 540-845-9742,

Porch & Stable Realty, LLC

Source: Bright MLS,MLS#: VAGR2000880MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
Rooms
  • Room types: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Kitchen, Family Room, Laundry, Bathroom 2, Primary Bathroom, Half Bath
Primary bedroom
  • Features: Flooring - Carpet, Ceiling Fan(s), Attached Bathroom, Walk-In Closet(s)
  • Level: Upper
Bedroom 2
  • Features: Flooring - Carpet, Walk-In Closet(s), Ceiling Fan(s)
  • Level: Upper
Primary bathroom
  • Features: Bathroom - Stall Shower, Flooring - Luxury Vinyl Tile
  • Level: Upper
Bathroom 2
  • Features: Bathroom - Tub Shower
  • Level: Upper
Dining room
  • Features: Flooring - Luxury Vinyl Plank, Lighting - Pendants, Crown Molding
  • Level: Main
Family room
  • Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s), Crown Molding, Fireplace - Gas
  • Level: Main
Half bath
  • Level: Main
Kitchen
  • Features: Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Crown Molding, Kitchen - Electric Cooking, Breakfast Nook
  • Level: Main
Laundry
  • Level: Main
Sitting room
  • Features: Flooring - Luxury Vinyl Plank, Crown Molding, Lighting - Ceiling
  • Level: Main
Heating
  • Forced Air, Electric
Cooling
  • Heat Pump, Ceiling Fan(s), Central Air, Electric
Appliances
  • Included: Microwave, Washer, Dryer, Dishwasher, Refrigerator, Ice Maker, Cooktop, Electric Water Heater
  • Laundry: Has Laundry, Laundry Room
Features
  • Ceiling Fan(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Combination Kitchen/Dining, Combination Dining/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Walk-In Closet(s), Paneled Walls
  • Flooring: Luxury Vinyl, Carpet
  • Has basement: No
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane, Mantel(s)
Interior area
  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft
  • Finished area above ground: 1,712
  • Finished area below ground: 0
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Built In, Covered, Garage Faces Front, Inside Entrance, Garage Door Opener, Driveway, Attached
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Accessibility
  • Accessibility features: None
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck, Enclosed, Porch
  • Pool features: None
  • Fencing: Back Yard
Lot
  • Size: 0.38 Acres
Details
  • Additional structures: Above Grade, Below Grade
  • Parcel number: 66D534
  • Zoning: R-1
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subtype: Single Family Residence
Materials
  • Vinyl Siding
  • Foundation: Crawl Space
  • Roof: Shingle
Condition
  • Excellent
  • New construction: No
  • Year built: 1995

Utilities & green energy

  • Sewer: On Site Septic
  • Water: Public

Community & HOA

Community
  • Subdivision: Oak Terrace
HOA
  • Has HOA: No
Location
  • Region: Ruckersville

Financial & listing details

  • Price per square foot: $231/sqft
  • Tax assessed value: $363,800
  • Annual tax amount: $2,510
  • Date on market: 7/15/2026
  • Listing agreement: Exclusive Right To Sell
  • Ownership: Fee Simple

Price history

DateEventPrice
9/7/2026Contingent$394,990$231/sqft
Source: Bright MLS #VAGR2000880
8/30/2026Listed for sale$394,990-2.5%$231/sqft
Source: Bright MLS #VAGR2000880
8/29/2026Contingent$404,990$237/sqft
Source: Bright MLS #VAGR2000880
8/2/2026Price change$404,990-3.6%$237/sqft
Source: Bright MLS #VAGR2000880
7/15/2026Listed for sale$419,990+75.1%$245/sqft
Source: Bright MLS #VAGR2000880
6/2/2016Listing removed$239,900$140/sqft
Source: Keller Williams - Charlottesville #541784
5/3/2016Price change$239,900-4%$140/sqft
Source: Keller Williams - Charlottesville #541784
2/24/2016Price change$249,900-1.2%$146/sqft
Source: Keller Williams - Charlottesville #541784
1/29/2016Listed for sale$252,900-7%$148/sqft
Source: KELLER WILLIAMS REALTY #541784
9/30/2014Listing removed$1,500$1/sqft
Source: KELLER WILLIAMS REALTY #524399
8/19/2014Listed for rent$1,500+11.1%$1/sqft
Source: KELLER WILLIAMS REALTY #524399
7/19/2012Listing removed$1,350$1/sqft
Source: Keller Williams Realty #500727
6/22/2012Listed for rent$1,350$1/sqft
Source: Keller Williams Realty #500727
7/12/2006Sold$271,900$159/sqft
Source: Public Record

Public tax history

YearProperty taxesTax assessment
2026$2,547 +1.4%$363,800
2025$2,510 +5%$363,800 +8%
2024$2,391 -2.7%$336,800
2023$2,459 +12%$336,800 +25.8%
2022$2,196 $267,800
2021$2,196 +8.2%$267,800 +8.2%
2020$2,030 +6.2%$247,600 +6.2%
2019$1,912 +9.6%$233,200 +3.6%
2018$1,745 +10.4%$225,200
2017$1,580 $225,200 +10.4%
2016$1,580 $203,900
2015$1,580 +3.3%$203,900
2014$1,529 $203,900
2013$1,529 $203,900 -4.5%
2012-- $213,400 -4.9%
2010-- $224,300

Find assessor info on the county website

Monthly payment

Est. payment
$2,248/mo
Principal & interest
$2037
Property taxes
$211
More affordability toolsChevron Right

Estimated market value

$390,000

$371,000 - $410,000

$2,636/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 22968

Nearby schools

Ruckersville Elementary School
Grades K-5 • 2.6 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
8/10
William Monroe Middle School
Grades 6-8 • 7.2 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
3/10
William Monroe High School
Grades 9-12 • 7.1 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
7/10