Significant Price Improvement! Welcome to life in beautiful Lake Monticello — a gated lake and golf community just outside Charlottesville offering the perfect blend of peaceful living and resort-style amenities. Situated on a spacious corner lot in the desirable Cherokee section of the community, this well-maintained home offers comfort, updates, and lifestyle all in one.
Inside, you’ll find over 2,300 square feet of living space with 3 bedrooms, 2 full baths, and 1 half bath. The home features a beautifully remodeled kitchen completed in 2025, offering updated finishes and a fresh modern feel ideal for both everyday living and entertaining. Additional major updates include all original Quest plumbing fully removed and replaced in 2023, along with a 50-year roof installed approximately four years ago, providing peace of mind for years to come.
The outdoor spaces are equally inviting with a fenced backyard, patio entertaining area, and room to relax and enjoy the natural surroundings. Whether sipping coffee in the morning or hosting friends and family, this property offers the ideal balance of comfort and functionality.
Lake Monticello residents enjoy access to exceptional community amenities including lake access, boating, beaches, golf, tennis, walking trails, playgrounds, dining, and more — all within a secure gated setting. Conveniently located near Charlottesville while still offering a peaceful retreat from the pace of everyday life, this home is an excellent opportunity to enjoy the very best of Central Virginia living.
For sale
Price cut: $14K (6/18)
$385,000
18 Seminole Trl, Palmyra, VA 22963
3beds
2,388sqft
Single Family Residence
Built in 1996
0.49 Acres Lot
$380,900 Zestimate®
$161/sqft
$117/mo HOA
What's special
Fenced backyardSpacious corner lotFresh modern feelPatio entertaining areaBeautifully remodeled kitchenUpdated finishes
- 47 days |
- 542 |
- 30 |
Zillow last checked:
Listing updated:
Listed by:
Anne Baumgartel 540-220-2343,
EXP Realty LLC
Source: CVRMLS,MLS#: 2613964
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Features
- Flooring: Carpet
- Basement: Partial,Walk-Out Access
- Attic: None
Interior area
- Total interior livable area: 2,388 sqft
- Finished area above ground: 2,188
- Finished area below ground: 200
Property
Parking
- Total spaces: 1
- Parking features: Attached, Driveway, Garage, Paved
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Paved Driveway
- Pool features: None, Community
- Fencing: Back Yard,Fenced,Wood
Lot
- Size: 0.49 Acres
Details
- Parcel number: 18A10158
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Other
- Water: Public
Community & HOA
Community
- Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Golf, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Tennis Court(s)
- Security: Gated Community
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- Services included: Insurance, Recycling, Recreation Facilities, Road Maintenance, Snow Removal, Trash
- HOA fee: $1,409 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $161/sqft
- Tax assessed value: $358,200
- Annual tax amount: $2,687
- Date on market: 5/21/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Anne Baumgartel
Anne Baumgartel
(540) 220-2343
By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.
Estimated market value
$380,900
$362,000 - $400,000
$2,638/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Price change | $385,000-3.5%$161/sqft |
Source:  CVRMLS #2613964 Report a problem | ||
| 5/8/2026 | Listed for sale | $399,000+26.7%$167/sqft |
Source:  CAAR #676897 Report a problem | ||
| 1/31/2022 | Sold | $315,000$132/sqft |
Source: Public Record Report a problem | ||
| 12/26/2021 | Pending sale | $315,000$132/sqft |
Source: CAAR #623582 Report a problem | ||
| 10/26/2021 | Listed for sale | $315,000$132/sqft |
Source: CAAR #623582 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,137 | $253,200 |
| 2023 | $2,137 | $253,200 +18.6% |
| 2022 | -- | $213,500 |
| 2021 | -- | $213,500 |
| 2020 | -- | $213,500 +16.9% |
| 2018 | $1,616 | $182,700 |
| 2017 | $1,616 | $182,700 -2.2% |
| 2016 | $1,616 | $186,900 |
| 2015 | $1,616 +10.7% | $186,900 +1.8% |
| 2014 | $1,460 -6.1% | $183,600 |
| 2013 | $1,554 | $183,600 -32.7% |
| 2012 | -- | $272,700 |
| 2011 | $1,473 | $272,700 |
| 2010 | -- | $272,700 |
| 2009 | -- | $272,700 |
| 2008 | -- | $272,700 |
| 2007 | -- | $272,700 +27.3% |
| 2006 | -- | $214,300 |
| 2005 | -- | $214,300 +38.3% |
| 2004 | -- | $154,900 |
| 2003 | -- | $154,900 |
| 2002 | -- | $154,900 +24.6% |
| 2001 | $883 | $124,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 8.2 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 4.4 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.2 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Fluvanna
- High: Fluvanna
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 18 Seminole Trl
Nearby cities
Nearby zip codes
Other Palmyra Topics
