Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck—perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you’ll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.
Sold for $221,000
$221,000
18 Settler Ln, Galena, IL 61036
2beds
1,068sqft
Condominium, Townhouse
Built in 1982
-- sqft lot
$230,000 Zestimate®
$207/sqft
$1,140 Estimated rent
Home value
$230,000
Estimated sales range
Not available
$1,140/mo
Zestimate® history
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$2,981/mo
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List your homeWhat's special
Wood-burning fireplaceWooded viewsPrivate deckSpacious breakfast barNatural lightNewly updated kitchenCopper basin sink
Zillow last checked:
Listing updated:
Listed by:
Brandy Graves 815-914-7752,
Keller Williams Realty Signature
Bought with:
NON-NWIAR Member
Northwest Illinois Alliance Of Realtors®
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202505529
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Primary bedroom
- Level: Upper
- Area: 156
- Dimensions: 12 x 13
Bedroom 2
- Level: Upper
- Area: 144
- Dimensions: 9 x 16
Dining room
- Level: Main
- Area: 108
- Dimensions: 12 x 9
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Living room
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Heating
- Baseboard, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Electric Water Heater
- Laundry: Upper Level
Features
- Book Cases Built In, Solid Surface Counters
- Windows: Skylight(s), Window Treatments
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,068
- Total interior livable area: 1,068 sqft
- Finished area above ground: 1,068
- Finished area below ground: 0
Property
Parking
- Parking features: Additional Parking, Asphalt, Detached
Features
- Patio & porch: Deck
Lot
- Features: Wooded, Subdivided, Rural
Details
- Parcel number: 0641000118
Construction
Type & style
- Home type: Townhouse
- Property subtype: Condominium, Townhouse
Materials
- Siding, Wood
- Roof: Shingle
Condition
- Year built: 1982
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Security: Security System
- Subdivision: IL
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Snow Removal, Pool Access, Clubhouse
- HOA fee: $1,360 annually
Location
- Region: Galena
Financial & listing details
- Price per square foot: $207/sqft
- Tax assessed value: $181,959
- Annual tax amount: $4,193
- Price range: $221K - $221K
- Date on market: 9/9/2025
- Cumulative days on market: 118 days
- Ownership: Fee Simple
- Road surface type: Hard Surface Road
Price history
| Date | Event | Price |
|---|---|---|
| 1/21/2026 | Sold | $221,000-3.9%$207/sqft |
Source:  NorthWest Illinois Alliance of REALTORS® #202505529 Report a problem | ||
| 1/5/2026 | Contingent | $229,900$215/sqft |
Source:  MRED as distributed by MLS GRID #12491340 Report a problem | ||
| 1/5/2026 | Pending sale | $229,900$215/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202505529 Report a problem | ||
| 10/8/2025 | Price change | $229,900-4.2%$215/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202505529 Report a problem | ||
| 9/9/2025 | Listed for sale | $239,900+146.1%$225/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202505529 Report a problem | ||
| 5/26/2016 | Listing removed | $97,500$91/sqft |
Source: PREFERRED PROPERTIES OF GALENA #20160214 Report a problem | ||
| 2/11/2016 | Listed for sale | $97,500-15.1%$91/sqft |
Source: PREFERRED PROPERTIES OF GALENA #20160214 Report a problem | ||
| 11/7/2015 | Listing removed | $114,900$108/sqft |
Source: EAGLE RIDGE REALTY #20131864 Report a problem | ||
| 5/12/2015 | Listed for sale | $114,900$108/sqft |
Source: EAGLE RIDGE REALTY #20131864 Report a problem | ||
| 3/27/2015 | Listing removed | $114,900$108/sqft |
Source: Eagle Ridge Realty #20131864 Report a problem | ||
| 12/31/2014 | Price change | $114,900-4.2%$108/sqft |
Source: Eagle Ridge Realty #20131864 Report a problem | ||
| 9/4/2013 | Listed for sale | $119,900$112/sqft |
Source: Eagle Ridge Realty #20131864 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,193 +19.6% | $60,653 +22.6% |
| 2023 | $3,506 +61.4% | $49,477 +72.3% |
| 2022 | $2,172 +6.3% | $28,709 +8.1% |
| 2021 | $2,043 -2.6% | $26,558 +0% |
| 2020 | $2,099 +0.7% | $26,552 |
| 2019 | $2,084 +2.2% | $26,552 -0.2% |
| 2018 | $2,039 | $26,592 |
| 2017 | $2,039 +2.1% | $26,592 -13.5% |
| 2016 | $1,997 -11.8% | $30,736 |
| 2015 | $2,265 -0.2% | $30,736 -6.2% |
| 2014 | $2,270 -25.6% | $32,776 -30.8% |
| 2013 | $3,051 | $47,382 -7.4% |
| 2010 | -- | $51,179 |
| 2009 | -- | $51,179 |
Find assessor info on the county website
Neighborhood: 61036
Nearby homes
- $221,7002 bd2 ba1k sqft17 Settler Ln, Galena, IL 61036Off Market
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Nearby schools
GreatSchools rating
- 8/10Galena Elementary and Middle SchoolGrades: PK-8Distance: 5.1 mi
- 4/10Galena High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Galena
- Middle: Galena
- High: Galena
- District: Galena
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Illinois
- Jo Daviess County
- Galena
- 61036
- 18 Settler Ln
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