Lake Ponderosa Lake View Retreat on 1.59 Acres
Enjoy the perfect blend of privacy, space, and lake living in this beautifully maintained 3-bedroom, 2-bath home (one non-conforming bedroom). Situated on 1.59 wooded acres, this property offers exceptional privacy while providing convenient access to Lake Ponderosa with 19 feet of lake access just a short walk away.
Inside, you’ll find a warm and inviting living space highlighted by a stunning built-in brick fireplace, creating the perfect gathering place year-round. The updated dock (2024), new solar-powered boat lift, and whole-home generator provide convenience and peace of mind, while three separate garages with space for up to five vehicles offer abundant storage for cars, boats, golf carts, and lake toys.
Relax on the inviting three-season screened porch, the perfect place to enjoy your morning coffee or unwind on peaceful evenings surrounded by nature. Whether you’re looking for a year-round residence or a weekend getaway, this property offers the space, amenities, and lake lifestyle you’ve been searching for.
For sale
$469,000
181 Center Point Dr, Montezuma, IA 50171
3beds
1,818sqft
Single Family Residence
Built in 1974
1.59 Acres Lot
$440,800 Zestimate®
$258/sqft
$-- HOA
What's special
Stunning built-in brick fireplaceInviting three-season screened porch
- 80 days
- 212
- 2
Zillow last checked:
Listing updated:
Listed by:
Patricia O'Connell 319-775-7062,
Realty87
Source: CRAAR, CDRMLS,MLS#: 2605051
Originating MLS: Cedar Rapids Area Association Of Realtors
Originating MLS: Cedar Rapids Area Association Of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room, Screened Porch, Three Season
Other
- Level: First
Heating
- Forced Air, Hot Water
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Features
- Kitchen/Dining Combo, Main Level Primary, Jetted Tub
- Basement: Full,Concrete,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Insert, Living Room, Wood Burning
Interior area
- Total interior livable area: 1,818 sqft
- Finished area above ground: 1,212
- Finished area below ground: 606
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Detached, Four or more Spaces, Garage Door Opener
- Has attached garage: Yes
Features
- Stories: 1
- Patio & porch: Deck, Patio
- Has spa: Yes
- On waterfront: Yes
Lot
- Size: 1.59 Acres
- Dimensions: 69078
- Features: Waterfront
Details
- Parcel number: 3296000 & 0670600
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Poured
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Montezuma
Financial & listing details
- Price per square foot: $258/sqft
- Tax assessed value: $375,730
- Annual tax amount: $3,286
- Date on market: 7/17/2026
- Listing terms: Cash,Conventional
Estimated market value
$440,800
$419,000 - $463,000
$1,836/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Listed for sale | $469,000-6.2%$258/sqft |
Source:  CRAAR, CDRMLS #2605051 Report a problem | ||
| 7/3/2025 | Listing removed | $499,999$275/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6327738 Report a problem | ||
| 5/18/2025 | Listed for sale | $499,999+0%$275/sqft |
Source:  NoCoast MLS as distributed by MLS GRID #6327738 Report a problem | ||
| 5/17/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/6/2025 | Listed for sale | $499,900+83.1%$275/sqft |
Source: Owner Report a problem | ||
| 5/17/2019 | Sold | $273,000-5%$150/sqft |
Source: NoCoast MLS as distributed by MLS GRID #5460749 Report a problem | ||
| 5/9/2019 | Pending sale | $287,500$158/sqft |
Source: Patriot Realty #35015472 Report a problem | ||
| 9/6/2018 | Price change | $287,500-3.4%$158/sqft |
Source: Patriot Realty #35015472 Report a problem | ||
| 8/7/2018 | Listed for sale | $297,500+63%$164/sqft |
Source: Patriot Realty #35015472 Report a problem | ||
| 6/4/2012 | Sold | $182,500$100/sqft |
Source: NoCoast MLS as distributed by MLS GRID #5449827 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,984 -3.6% | $339,560 +10.6% |
| 2024 | $3,096 +5.1% | $307,080 |
| 2023 | $2,946 -0.8% | $307,080 +25.4% |
| 2022 | $2,970 +15.4% | $244,950 |
| 2021 | $2,574 +1.7% | $244,950 +25.7% |
| 2020 | $2,530 +9.3% | $194,810 |
| 2019 | $2,314 +1.3% | $194,810 +12.8% |
| 2018 | $2,284 +18.8% | $172,680 |
| 2017 | $1,922 | $172,680 +18.9% |
| 2016 | -- | $145,270 |
| 2015 | -- | $145,270 |
| 2014 | -- | $145,270 |
| 2013 | -- | $145,270 +4.8% |
| 2012 | $1,226 +25.1% | $138,570 |
| 2007 | $980 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 50171
Nearby schools
Schools provided by the listing agent
- Elementary: Montezuma
- Middle: Montezuma
- High: Montezuma
Source: CRAAR, CDRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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