Excellent investment opportunity featuring an impressive cap rate nearing 12%! Current tenants are on a month-to-month lease, offering flexible occupancy and income potential for investors or owner-occupants alike. Classic character meets everyday convenience in this farmhouse in the heart of St. Albans City. Set on a fenced lot with off-street parking, this home welcomes you with a covered front porch and side enclosed porch - perfect for enjoying Vermont's seasons. Inside, you'll find upgraded flooring in the updated kitchen and dining room, convenient first-floor laundry hookups, and a flexible floor plan designed to fit a variety of lifestyles. Three bedrooms including an easily accessible first-floor option, plus den/office, and upstairs, a full bath. Very close to downtown St. Albans' shops, restaurants, and Taylor Park, and only minutes to I-89 for an easy commute south to Burlington or north to Montreal, this property offers the perfect blend of location and opportunity.
Active
Listed by: Coldwell Banker Hickok and Boardman
Price cut: $3.5K (5/12)
$195,500
181 Federal Street, St. Albans City, VT 05478
3beds
986sqft
Single Family Residence
Built in 1868
4,792 Square Feet Lot
$-- Zestimate®
$198/sqft
$-- HOA
What's special
Dining roomFenced lotCovered front porchFlexible floor planOff-street parkingConvenient first-floor laundry hookupsUpdated kitchen
- 129 days |
- 475 |
- 25 |
Zillow last checked:
Listing updated:
Listed by:
Lipkin Audette Team,
Coldwell Banker Hickok and Boardman Phone:802-846-8800
Source: PrimeMLS,MLS#: 5076917
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Natural Gas, Radiator
Cooling
- None
Appliances
- Included: Refrigerator, Electric Stove, Exhaust Fan
- Laundry: Laundry Hook-ups
Features
- Kitchen/Dining
- Flooring: Wood, Vinyl Plank
- Basement: Interior Stairs,Unfinished,Interior Entry
Interior area
- Total structure area: 1,454
- Total interior livable area: 986 sqft
- Finished area above ground: 986
- Finished area below ground: 0
Property
Parking
- Parking features: Dirt, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 1st Floor Bedroom
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Covered Porch, Enclosed Porch
- Exterior features: Garden
- Fencing: Full
Lot
- Size: 4,792 Square Feet
- Features: City Lot, Sidewalks
Details
- Parcel number: 54917301560
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Stone
- Roof: Metal
Condition
- New construction: No
- Year built: 1868
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Utilities for property: Cable Available
Community & HOA
Location
- Region: Saint Albans
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $117,200
- Annual tax amount: $3,800
- Date on market: 2/18/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $195,500-1.8%$198/sqft |
Source:  PrimeMLS #5076917 Report a problem | ||
| 2/18/2026 | Listed for sale | $199,000+186.6%$202/sqft |
Source: PrimeMLS #5076917 Report a problem | ||
| 11/20/2017 | Sold | $69,435-4.9%$70/sqft |
Source: Public Record Report a problem | ||
| 6/29/2000 | Sold | $73,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $117,200 |
| 2023 | -- | $117,200 |
| 2022 | -- | $117,200 |
| 2021 | -- | $117,200 |
| 2020 | -- | $117,200 |
| 2019 | -- | $117,200 |
| 2018 | -- | $117,200 |
| 2017 | $2,978 | $117,200 |
| 2016 | -- | $117,200 +9900% |
| 2015 | -- | $1,172 |
| 2014 | -- | $1,172 |
| 2013 | -- | $1,172 |
| 2012 | -- | $1,172 |
| 2011 | -- | $1,172 +50.1% |
| 2010 | -- | $781 |
| 2009 | -- | $781 |
| 2008 | -- | $781 |
| 2007 | -- | $781 |
| 2006 | -- | $781 +85.5% |
| 2003 | $1,417 | $421 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 05478
Nearby schools
GreatSchools rating
- 3/10St. Albans City Elementary SchoolGrades: PK-8Distance: 0.4 mi
- 5/10Bellows Free Academy Uhsd #48Grades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: St Albans City School
- Middle: St. Albans City School
- High: BFASt Albans
Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Vermont
- Franklin County
- Saint Albans
- 05478
- 181 Federal Street
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