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Pending
  • Price cut: $5K (6/17)
    $260,000

    1815 Clay St, Cedar Falls, IA 50613

    4beds
    2,110sqft
    : 
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    Single Family Residence
    Built in 1920
    8,712 Square Feet Lot
    $254,700 Zestimate®
    $123/sqft
    $-- HOA

    What's special

    Striking gas fireplaceFormal dining areaDetached garageOriginal woodworkLaundry areaModern appliancesCharming details throughout
    Timeless character meets everyday functionality in this beautifully maintained two story home located in the heart of Cedar Falls. From the moment you arrive, the inviting curb appeal and classic architecture set the tone for what awaits inside. Step into the enclosed front porch that is perfect for morning coffee or relaxing evenings right before entering a warm and welcoming interior filled with original woodwork, abundant natural light, and charming details throughout. The main floor offers a spacious living room that flows seamlessly into the formal dining area, complete with a striking gas fireplace and large windows that brighten the space. The kitchen has been thoughtfully updated with ample cabinetry, modern appliances, and generous workspace, making it both functional and inviting. Upstairs, you’ll find four bedrooms and a full bathroom, along with access to a walk up attic providing excellent storage or future potential. The lower level expands your living space with a sizable family room, additional bathroom, laundry area, and storage. Outdoor living is just as appealing with a well maintained yard and a detached garage, while the enclosed porch adds even more usable space to enjoy throughout the seasons. This home offers the perfect blend of historic charm, space, and updates all in a desirable Cedar Falls location. Schedule your showing today to experience everything this property has to offer. Home is under a 48 hour clause.
    55 days
    |
    1,376
    |
    82
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bethany Benner 319-551-4010,

    Oakridge Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20261954MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Features
      • Basement: Partially Finished
      • Has fireplace: Yes
      • Fireplace features: One, Living Room
      Interior area
      • Total interior livable area: 2,110 sqft
      • Finished area below ground: 330
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Detached Garage
      • Carport spaces: 2
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 66.00 x 132.00
      Details
      • Parcel number: 891413185005
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Shingle,Asphalt
      Condition
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Cedar Falls

      Financial & listing details

      • Price per square foot: $123/sqft
      • Tax assessed value: $233,590
      • Annual tax amount: $3,541
      • Date on market: 5/8/2026
      • Cumulative days on market: 55 days
      • Road surface type: Concrete

        Estimated market value

        $254,700

        $242,000 - $267,000

        $1,782/mo

        Price history

        DateEventPrice
        6/29/2026Pending sale$260,000$123/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261954 Report a problem
        6/17/2026Price change$260,000-1.9%$123/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261954 Report a problem
        5/30/2026Price change$265,000-3.6%$126/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261954 Report a problem
        5/18/2026Price change$275,000-3.5%$130/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261954 Report a problem
        5/8/2026Listed for sale$285,000+17.8%$135/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261954 Report a problem
        10/6/2023Sold$242,000+0.9%$115/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233213 Report a problem
        8/4/2023Pending sale$239,900$114/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233213 Report a problem
        8/2/2023Listed for sale$239,900$114/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233213 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,542 +19.1%$233,590 +6.1%
        2024$2,975 -9.1%$220,090 +5.9%
        2023$3,271 -1.1%$207,740 +11.6%
        2022$3,309 +7%$186,070
        2021$3,094 +4.1%$186,070 +6.5%
        2020$2,972 +2.3%$174,750 +1.8%
        2019$2,904 +2.6%$171,620 +3.8%
        2018$2,831 +0%$165,340 +2.1%
        2017$2,830 +4.6%$161,900
        2016$2,706 $161,900
        2015$2,706 +5.6%$161,900 +3.9%
        2014$2,562 +1.7%$155,770 +4.1%
        2012$2,518 +1.7%$149,650
        2011$2,476 +1.5%$149,650 +1.3%
        2010$2,440 +4.1%$147,750
        2009$2,344 +2%$147,750
        2008$2,299 +3.4%$147,750 +7%
        2007$2,223 -1.7%$138,090
        2006$2,261 -1.2%$138,090
        2005$2,289 +2.3%$138,090 +17%
        2003$2,237 +0.8%$117,990
        2002$2,219 +7.9%$117,990 +18%
        2001$2,057 $99,990

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 50613

        Getting around

        74 / 100
        Very Walkable
        29 / 100
        Some Transit
        73 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cedar Heights Elementary
        • Middle: Peet Junior High
        • High: Cedar Falls High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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