Welcome to this charming and well-loved home on Summer Street in one of Gardner’s most desirable neighborhoods. Spacious and meticulously maintained, this 4-bedroom, 2-bath property offers comfort, character, and room to grow. The former owners cherished this home for over 50 years, and it shows in the care and warmth throughout. The first floor offers an easy, functional layout featuring: A bright office, bathroom, bedroom with it's own bathroom. The kitchen is thoughtfully designed with generous counter space, a brand-new dishwasher, and a charming built-in pull-out butcher block. The laundry area is conveniently located here as well. From the kitchen, the home flows into a welcoming dining area and then into the main living space, creating a natural gathering spot for family and friends. The charm continues outdoors with a spacious backyard and 2 car garage. Many possibilities with this home!
For sale
Price cut: $10K (6/24)
$360,000
186 Summer St, Gardner, MA 01440
3beds
1,847sqft
Single Family Residence
Built in 1880
0.28 Acres Lot
$360,100 Zestimate®
$195/sqft
$-- HOA
What's special
Spacious backyardGenerous counter spaceBright officeBrand-new dishwasherWelcoming dining area
- 21 days |
- 1,551 |
- 75 |
Zillow last checked:
Listing updated:
Listed by:
Danielle Sargent 978-265-8790,
LAER Realty Partners 978-827-4018,
Danielle Sargent 978-265-8790
Source: MLS PIN,MLS#: 73533562
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 324
- Dimensions: 18 x 18
Bedroom 2
- Level: First
- Area: 224
- Dimensions: 14 x 16
Bedroom 3
- Level: First
- Area: 168
- Dimensions: 12 x 14
Bedroom 4
- Level: First
- Area: 256
- Dimensions: 16 x 16
Bathroom 1
- Level: First
- Area: 50
- Dimensions: 5 x 10
Bathroom 2
- Level: First
- Area: 40
- Dimensions: 5 x 8
Dining room
- Level: First
- Area: 288
- Dimensions: 16 x 18
Family room
- Level: First
- Area: 320
- Dimensions: 16 x 20
Kitchen
- Level: First
- Area: 320
- Dimensions: 16 x 20
Living room
- Level: First
- Area: 320
- Dimensions: 16 x 20
Office
- Level: First
- Area: 80
- Dimensions: 8 x 10
Heating
- Forced Air, Oil
Cooling
- Window Unit(s)
Appliances
- Included: Water Heater, Range, Dishwasher, Refrigerator, Washer
- Laundry: First Floor, Washer Hookup
Features
- Home Office
- Flooring: Tile, Vinyl, Carpet, Laminate, Hardwood
- Windows: Insulated Windows
- Basement: Walk-Out Access,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,847
- Total interior livable area: 1,847 sqft
- Finished area above ground: 1,847
Property
Parking
- Total spaces: 4
- Parking features: Attached, Paved
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: No
Features
- Patio & porch: Porch - Enclosed
- Exterior features: Porch - Enclosed, Balcony, Fenced Yard
- Fencing: Fenced
Lot
- Size: 0.28 Acres
- Features: Cleared, Gentle Sloping, Level
Details
- Parcel number: M:R17 B:14 L:22,3538178
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1880
Utilities & green energy
- Electric: 100 Amp Service, Knob & Tube Wiring
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Washer Hookup
Community & HOA
Community
- Features: Public Transportation, Shopping, Highway Access, Public School
HOA
- Has HOA: No
Location
- Region: Gardner
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $294,000
- Annual tax amount: $4,222
- Date on market: 6/10/2026
- Listing terms: Lender Approval Required
Estimated market value
$360,100
$342,000 - $378,000
$2,623/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Price change | $360,000-2.7%$195/sqft |
Source: MLS PIN #73533562 Report a problem | ||
| 6/10/2026 | Listed for sale | $370,000$200/sqft |
Source: MLS PIN #73533562 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,222 -0.1% | $294,000 +4.3% |
| 2024 | $4,226 +2.6% | $281,900 +10.4% |
| 2023 | $4,120 +5.1% | $255,400 +21.2% |
| 2022 | $3,919 +4.4% | $210,800 +12.5% |
| 2021 | $3,755 +4% | $187,400 +2.4% |
| 2020 | $3,612 +5.5% | $183,000 +7.6% |
| 2019 | $3,424 +8.6% | $170,000 +9.3% |
| 2018 | $3,152 -2% | $155,500 -1% |
| 2017 | $3,215 +8% | $157,000 +8% |
| 2016 | $2,976 +4.5% | $145,400 +2% |
| 2015 | $2,847 +3.7% | $142,500 -2.1% |
| 2014 | $2,746 +0.1% | $145,500 -7.4% |
| 2013 | $2,743 +5.7% | $157,100 +0.9% |
| 2012 | $2,596 +4.9% | $155,700 -1.4% |
| 2011 | $2,474 +1.4% | $157,900 -3.8% |
| 2010 | $2,440 +0.4% | $164,200 -11.7% |
| 2009 | $2,430 -0.6% | $185,900 -7.9% |
| 2008 | $2,445 +1.1% | $201,900 -2.8% |
| 2007 | $2,418 +2.2% | $207,700 +8.1% |
| 2006 | $2,365 +6.1% | $192,100 +8.3% |
| 2005 | $2,229 -0.8% | $177,300 +43.7% |
| 2004 | $2,247 +2.7% | $123,400 |
| 2003 | $2,187 +3.6% | $123,400 |
| 2002 | $2,111 +16.9% | $123,400 +31.1% |
| 2000 | $1,806 | $94,100 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 01440
Nearby schools
GreatSchools rating
- 2/10Gardner Elementary SchoolGrades: PK-4Distance: 1.6 mi
- 4/10Gardner High SchoolGrades: 8-12Distance: 1.5 mi
- 2/10Gardner Middle SchoolGrades: 5-7Distance: 1.6 mi
Schools provided by the listing agent
- Middle: Gardner Middle School
- High: Gardner High School
Source: MLS PIN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Massachusetts
- Worcester County
- Gardner
- 01440
- 186 Summer St
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