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For sale
  • $425,000

    187 Little Creekside, Banner Elk, NC 28604

    1beds
    1,316sqft
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    Single Family Residence
    Built in 1990
    3 Acres Lot
    $397,000 Zestimate®
    $323/sqft
    $29/mo HOA

    What's special

    Covered deckWarm inviting living spaces
    Discover the perfect High Country retreat in the heart of the Valle Crucis community, ideally situated between Boone and Banner Elk. This charming 1-bedroom, 2-bath mountain cottage features a loft used as an additional sleeping area, offering comfort, flexibility, and the quintessential mountain-living experience. Set on 3 beautifully landscaped acres, the property is bordered by a serene rhododendron-lined creek, creating a peaceful natural backdrop. Enjoy the cool mountain climate from the covered deck, where the little creek sets the tone for relaxation. Inside, the cottage offers warm, inviting living spaces, while outside, the property shines with exceptional functionality. A 1,250-square-foot detached 2-car garage includes a large workshop and storage area for hobbies, equipment, or outdoor gear. A semi-circle driveway provides easy access and ample parking. Located just minutes from some of the area’s most beloved attractions, you’ll have quick access to hiking, fishing, skiing, golf, tennis, and biking, along with the charm and conveniences of the Valle Crucis community. The home is part of a well-run POA in a long-established neighborhood, offering peace of mind and a sense of community. Whether you’re seeking a full-time residence, a mountain getaway, or an investment opportunity, this creekside cottage delivers the perfect blend of privacy, natural beauty, and convenience.
    24 days
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    1,371
    |
    66
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    Zillow last checked:

    Listing updated:

    Listed by:

    Randy Wells (828)460-3847,

    EXP Realty LLC

    Source: High Country AOR,MLS#: 262848MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Baseboard, Ductless, Electric
      Cooling
      • Ductless
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Cathedral Ceiling(s), Skylights
      • Windows: Skylight(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Factory Built, Stone, Wood Burning
      Interior area
      • Total structure area: 1,349
      • Total interior livable area: 1,316 sqft
      • Finished area above ground: 1,316
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Detached, Garage, Two Car Garage, Oversized
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 3 Acres
      Details
      • Parcel number: 1879229853000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Roof: Architectural,Shingle
      Condition
      • Year built: 1990

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Private Sewer
      • Water: Shared Well
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Long Term Rental Allowed
      • Subdivision: Little Creek
      HOA
      • Has HOA: Yes
      • HOA fee: $350 annually
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $323/sqft
      • Tax assessed value: $277,500
      • Annual tax amount: $882
      • Date on market: 6/26/2026
      • Listing terms: Cash,New Loan
      • Road surface type: Gravel

        Estimated market value

        $397,000

        $377,000 - $417,000

        $2,186/mo

        Price history

        DateEventPrice
        6/27/2026Listed for sale$425,000$323/sqft
        Source: High Country AOR #262848 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $277,500
        2024$1,124 +2.2%$277,500 +2.4%
        2023$1,100 +2.1%$270,900
        2022$1,077 -10.1%$270,900 +9.8%
        2021$1,198 $246,800
        2020$1,198 $246,800
        2019$1,198 $246,800
        2018$1,198 +11.5%$246,800
        2017$1,075 +10.1%$246,800 +10.4%
        2013$976 $223,600
        2012-- $223,600
        2011-- $223,600
        2010-- $223,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28604

        Getting around

        0 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Valle Crucis
        • High: Watauga

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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