1871 E Lawrence St, Decatur, IL 62521

Affordable owner-financed 2-bedroom home in Decatur, IL offering an outstanding opportunity for both first-time buyers and smart investors. Featuring major upgrades like replacement windows and a newer central AC unit, this vacant, move-in-ready property combines a low down payment entry point with strong value-add potential. Financing Details Down Payment: $2,000 Monthly Payment: $895 (Property taxes included) Closing Cost: $200 Insurance: Buyer must obtain independent coverage Property Highlights Functional 2 Bed / 1 Bath single-story ranch layout (969 sq. ft.) Key upgrades completed: Replacement windows and newer central AC unit Full basement featuring 2 separate bonus roomsideal for flex space or converting to additional bedrooms Vacant property in clean, livable condition ready for immediate occupancy or rental Dedicated driveway for off-street parking Fast, flexible, and straightforward owner-financing buying process Neighborhood & Location Perks Conveniently located in Decatur, IL with quick access to major roads and highways Blocks away from Lyons Park, local schools, grocery stores, and daily necessities Short drive to downtown Decatur and major industrial employment hubs like ADM, Caterpillar, and Tate & Lyle Established residential area with steady workforce housing demand Easy access to Lake Decatur and community recreation Why Invest Here? Low barrier to entry with only $2,000 down Capital protection with primary mechanical and window liabilities already addressed Immediate equity-add opportunity by completing/activating the basement bonus rooms Predictable monthly outlay with property taxes already factored into the payment Stable Midwest market backed by solid industrial employers Great fit for a long-term cash-flow property or accessible starter home Contact Today for More Info or to Schedule a Showing: Credit Friendly Homes