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PendingPrice cut: $4.1K (9/25)
$254,900
3beds
1,560sqft

189 Church Street, Howes Cave, NY 12092

3beds
1,560sqft
Single Family Residence, Residential
Built in 1949
0.3 Acres Lot
$249,700 Zestimate®
$163/sqft

What's special

Covered rear porchThoughtfully updatedLarge new deck

PRICE REDUCED! Living in a small town in beautiful Schoharie County! Welcome to 189 Church Street in the hamlet of Howes Cave. This charming 3 bedroom, 2 full bath 1560 sq. ft. two story has been thoughtfully updated perfect for relaxing at home or entertaining friends. Large new deck, a brand new second floor bedroom and new bath that is a great private space for a office, bedroom, or in-law. A completely fenced in back yard is perfect to corral the kids or the pups. Room for great gardens! Covered rear porch. Detached garage for the car or workshop. Great space for the fire pit and star gazing the beautiful country night sky. Easy access to Albany with a 3 minute drive to the I-88 on ramp. If you are looking for a home that blends comfort, updates, privacy, and convenience, this one is a must-see. Schedule your showing today and experience the charm of 189 Church Street for yourself!

83 days
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483
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15
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Source: Global MLS,MLS#: 202622100MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

United Country Real Estate New York Living 518-231-0509,

Scot K Wentworth 518-231-0509

Source: Global MLS,MLS#: 202622100MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Level: First
  • Area: 156
  • Dimensions: 13.00 x 12.00
Bedroom
  • Level: First
  • Area: 130
  • Dimensions: 13.00 x 10.00
Bedroom
  • Level: Second
  • Area: 270
  • Dimensions: 30.00 x 9.00
Full bathroom
  • Level: First
  • Area: 130
  • Dimensions: 13.00 x 10.00
Full bathroom
  • Level: Second
  • Area: 40
  • Dimensions: 8.00 x 5.00
Dining room
  • Level: First
  • Area: 195
  • Dimensions: 15.00 x 13.00
Kitchen
  • Level: First
  • Area: 132
  • Dimensions: 12.00 x 11.00
Laundry
  • Level: First
  • Area: 45
  • Dimensions: 9.00 x 5.00
Living room
  • Level: First
  • Area: 210
  • Dimensions: 15.00 x 14.00
Mud room
  • Level: First
  • Area: 120
  • Dimensions: 12.00 x 10.00
Heating
  • Baseboard, Electric, Pellet Stove, Propane, Propane Tank Owned, Radiant, Zoned
Cooling
  • None
Appliances
  • Included: Dishwasher, Electric Water Heater, Oven, Range, Refrigerator
  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
  • High Speed Internet, Ceiling Fan(s)
  • Flooring: Tile, Laminate
  • Windows: Low Emissivity Windows, Insulated Windows
  • Basement: Other,Full,Heated,Sump Pump
  • Has fireplace: Yes
  • Fireplace features: Other, Basement, Living Room, Pellet Stove
Interior area
  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft
  • Finished area above ground: 1,560
  • Finished area below ground: 0
Video & virtual tour

Property

Parking
  • Total spaces: 6
  • Parking features: Off Street, Workshop in Garage, Paved, Driveway
  • Garage spaces: 1
  • Has uncovered spaces: Yes
Features
  • Patio & porch: Rear Porch, Covered, Deck, Porch
  • Exterior features: Garden
  • Fencing: Back Yard,Chain Link,Perimeter
Lot
  • Size: 0.3 Acres
  • Features: Level, Road Frontage, Cleared, Corner Lot, Garden, Landscaped
Details
  • Additional structures: Shed(s), Garage(s)
  • Parcel number: 434289 47.441
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subtype: Single Family Residence, Residential
Materials
  • Other, Block, Vinyl Siding
  • Foundation: Block
  • Roof: Metal
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 1949

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Public
  • Utilities for property: Cable Available

Community & HOA

HOA
  • Has HOA: No
Location
  • Region: Howes Cave

Financial & listing details

  • Price per square foot: $163/sqft
  • Tax assessed value: $137,097
  • Annual tax amount: $3,531
  • Date on market: 7/17/2026

Price history

DateEventPrice
9/26/2026Pending sale$254,900$163/sqft
Source: Global MLS #202622100
9/25/2026Price change$254,900-1.6%$163/sqft
Source: Global MLS #202622100
9/17/2026Price change$259,000-4%$166/sqft
Source: Global MLS #202622100
8/14/2026Price change$269,900-1.8%$173/sqft
Source: Global MLS #202622100
7/17/2026Listed for sale$274,900+166.9%$176/sqft
Source: Global MLS #202622100
11/18/2021Sold$103,000-8.8%$66/sqft
Source: Global MLS #202127306
10/4/2021Pending sale$113,000$72/sqft
Source: Global MLS #202127306
9/1/2021Contingent$113,000$72/sqft
Source: Global MLS #202127306
8/28/2021Listed for sale$113,000+90.2%$72/sqft
Source: Global MLS #202127306
7/3/2013Sold$59,410$38/sqft
Source: Public Record

Public tax history

YearProperty taxesTax assessment
2025-- $85,000
2024-- $85,000
2023-- $85,000
2022-- $85,000
2021-- $85,000
2020-- $85,000
2019-- $85,000
2018-- $85,000
2017$2,717 $85,000
2016-- $85,000
2015-- $85,000
2014-- $85,000 +43.1%
2013-- $59,400
2012-- $59,400
2011-- $59,400
2010-- $59,400
2009-- $59,400
2008-- $59,400
2007-- $59,400
2006-- $59,400
2005-- $59,400
2004-- $59,400
2003-- $59,400
2002-- $59,400
2001-- $59,400
2000-- $59,400

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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Estimated market value

$249,700

$237,000 - $262,000

$2,325/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 12092

Nearby schools

Schoharie Elementary School
Grades PK-5 • 3.3 miles
4/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
5/10
Schoharie High School
Grades 6-12 • 3.3 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
7/10
Student Progress Rating
3/10