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    • Price cut: $44K (6/4)
    $816,000

    18905 Bankhead Rd, Charlotte, NC 28278

    6beds
    4,213sqft
    : 
    $4,827/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    0.39 Acres Lot
    $807,400 Zestimate®
    $194/sqft
    $86/mo HOA

    What's special

    Builder-finished basement levelDesigner finishesGlass waterline tileShiplap electric fireplaceMarble deckingFlexible living spacesFully fenced backyard
    Designed for both everyday living and effortless entertaining, this upgraded home offers a custom saltwater pool, builder-finished basement level, flexible living spaces, and thoughtful improvements that add style and function throughout. The fully fenced backyard creates a resort-style outdoor setting with a 2023 custom saltwater fiberglass pool featuring a heater, smart controls, marble decking, and glass waterline tile. Whether relaxing, hosting, playing, or enjoying time outdoors, this space delivers the benefit of a completed pool and outdoor retreat without the cost or timeline of adding one after closing. The builder-finished basement level adds valuable flexibility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer finishes. Use it for movie nights, game days, entertaining, a lounge area, playroom, fitness space, or additional flex space. An unfinished basement section offers excellent storage and future-use potential for a workshop, hobby area, fitness equipment, or future customization. Solar panels convey. Existing solar loan to be assumed by buyer unless otherwise negotiated. Seller may consider paying off the solar loan with an acceptable offer. Utility averages, solar details, and loan information are available upon request. Conveniently located in Ridgewater, outside The Palisades, and Lake Wylie-area amenities, neighborhood trails, green space, nearby water access, shopping, dining, schools, and commuter routes. This home offers a compelling combination of pool living, flexible space, storage, upgrades, and everyday convenience.
    166 days
    |
    1,335
    |
    72
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rae Hoyal therealestaterae@gmail.com,

    EXP Realty LLC Rock Hill

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4346580MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Basement
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Basement
      Dining area
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Basement
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Loft
      • Level: Upper
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven, Washer
      • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
      Features
      • Built-in Features, Drop Zone, Soaking Tub, Pantry, Walk-In Closet(s), Wet Bar
      • Flooring: Carpet, Laminate, Tile
      • Doors: Sliding Doors
      • Basement: Full,Interior Entry,Walk-Out Access
      • Attic: Pull Down Stairs
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 3,329
      • Total interior livable area: 4,213 sqft
      • Finished area above ground: 3,329
      • Finished area below ground: 884
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: Community, In Ground
      • Fencing: Fenced
      Lot
      • Size: 0.39 Acres
      • Features: Corner Lot
      Details
      • Parcel number: 21731243
      • Zoning: N1-C
      • Special conditions: Standard
      • Other equipment: Other - See Remarks

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Connected, Electricity Connected

      Community & HOA

      Community
      • Features: Playground
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Ridgewater
      HOA
      • Has HOA: Yes
      • HOA fee: $259 quarterly
      • HOA name: Kuester
      • HOA phone: 888-600-5044
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $194/sqft
      • Tax assessed value: $636,000
      • Annual tax amount: $4,489
      • Date on market: 2/20/2026
      • Cumulative days on market: 166 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $807,400

        $767,000 - $848,000

        $4,685/mo

        Price history

        DateEventPrice
        6/4/2026Price change$816,000-5.1%$194/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem
        5/12/2026Price change$859,999-1.7%$204/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem
        3/20/2026Price change$874,900-2.7%$208/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem
        2/20/2026Listed for sale$899,000+32.2%$213/sqft
        Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem
        8/18/2022Sold$680,000$161/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,489 +1.5%$636,000
        2024$4,423 +7.9%$636,000 +6.2%
        2023$4,101 $598,600 +1097.2%
        2022-- $50,000
        2021-- $50,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Lower Palisades

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Palisades Park
        • Middle: Southwest
        • High: Palisades

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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