Designed for both everyday living and effortless entertaining, this upgraded home offers a custom saltwater pool, builder-finished basement level, flexible living spaces, and thoughtful improvements that add style and function throughout.
The fully fenced backyard creates a resort-style outdoor setting with a 2023 custom saltwater fiberglass pool featuring a heater, smart controls, marble decking, and glass waterline tile. Whether relaxing, hosting, playing, or enjoying time outdoors, this space delivers the benefit of a completed pool and outdoor retreat without the cost or timeline of adding one after closing.
The builder-finished basement level adds valuable flexibility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer finishes. Use it for movie nights, game days, entertaining, a lounge area, playroom, fitness space, or additional flex space. An unfinished basement section offers excellent storage and future-use potential for a workshop, hobby area, fitness equipment, or future customization.
Solar panels convey. Existing solar loan to be assumed by buyer unless otherwise negotiated. Seller may consider paying off the solar loan with an acceptable offer. Utility averages, solar details, and loan information are available upon request.
Conveniently located in Ridgewater, outside The Palisades, and Lake Wylie-area amenities, neighborhood trails, green space, nearby water access, shopping, dining, schools, and commuter routes. This home offers a compelling combination of pool living, flexible space, storage, upgrades, and everyday convenience.
Active
Price cut: $44K (6/4)
$816,000
18905 Bankhead Rd, Charlotte, NC 28278
6beds
4,213sqft
Single Family Residence
Built in 2022
0.39 Acres Lot
$801,900 Zestimate®
$194/sqft
$86/mo HOA
What's special
Builder-finished basement levelDesigner finishesGlass waterline tileShiplap electric fireplaceMarble deckingFlexible living spacesFully fenced backyard
- 120 days |
- 834 |
- 64 |
Zillow last checked:
Listing updated:
Listed by:
Rae Hoyal therealestaterae@gmail.com,
EXP Realty LLC Rock Hill
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4346580
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Dining area
- Level: Main
Dining room
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Built-in Features, Drop Zone, Soaking Tub, Pantry, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Doors: Sliding Doors
- Basement: Full,Interior Entry,Walk-Out Access
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,329
- Total interior livable area: 4,213 sqft
- Finished area above ground: 3,329
- Finished area below ground: 884
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Pool features: Community, In Ground
- Fencing: Fenced
Lot
- Size: 0.39 Acres
- Features: Corner Lot
Details
- Parcel number: 21731243
- Zoning: N1-C
- Special conditions: Standard
- Other equipment: Other - See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Features: Playground
- Security: Carbon Monoxide Detector(s)
- Subdivision: Ridgewater
HOA
- Has HOA: Yes
- HOA fee: $259 quarterly
- HOA name: Kuester
- HOA phone: 888-600-5044
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $194/sqft
- Tax assessed value: $636,000
- Annual tax amount: $4,489
- Date on market: 2/20/2026
- Cumulative days on market: 121 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$801,900
$762,000 - $842,000
$4,165/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/4/2026 | Price change | $816,000-5.1%$194/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 5/12/2026 | Price change | $859,999-1.7%$204/sqft |
Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 3/20/2026 | Price change | $874,900-2.7%$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 2/20/2026 | Listed for sale | $899,000+32.2%$213/sqft |
Source: Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 8/18/2022 | Sold | $680,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,489 +1.5% | $636,000 |
| 2024 | $4,423 +7.9% | $636,000 +6.2% |
| 2023 | $4,101 | $598,600 +1097.2% |
| 2022 | -- | $50,000 |
| 2021 | -- | $50,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 9/10Palisades Park ElementaryGrades: K-5Distance: 2.9 mi
- 2/10Southwest Middle SchoolGrades: 6-8Distance: 4.6 mi
- 6/10Palisades High SchoolGrades: 9-11Distance: 2.9 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- Lower Palisades
- 18905 Bankhead Rd
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