This fully furnished 4-bedroom, 2.5 bath home sits directly on the water at Lake Ponderosa with 40 feet of private shoreline and private beach area. The main floor features a spacious primary suite with an ensuite bath and laundry, while the upper level offers three additional bedrooms and two bathrooms for family and guests. The three-season porch adds even more space to gather, relax, and enjoy views of the water. The private shoreline leads directly to your dock, lift, and beach area, making it easy to enjoy boating, swimming, fishing, and sunset views. A garage provides excellent storage for lake gear, tools, and toys. The covered deck is the perfect place to enjoy your morning coffee or unwind with friends and family in the evening. All you need are your clothes, hop on the water and start making the best memories of your life!
Active
Price cut: $11K (6/26)
$499,000
190 Center Point Dr, Montezuma, IA 50171
4beds
924sqft
Manufactured Home
Built in 1977
8,712 Square Feet Lot
$-- Zestimate®
$540/sqft
$-- HOA
What's special
Views of the waterPrivate beach areaThree-season porch
- 19 days |
- 384 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Sunni Kegebein 319-427-1592,
AE Realty, Inc
Source: NoCoast MLS as distributed by MLS GRID,MLS#: 6339331
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family room
- Description: Family Room,Main Level
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Range, Cooktop, Microwave, Refrigerator, Washer, Dryer, Gas Water Heater
Features
- Has basement: No
Interior area
- Total interior livable area: 924 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Concrete
- Garage spaces: 1
Accessibility
- Accessibility features: None
Features
- Waterfront features: Waterfront Present
- Body of water: Lake Ponderosa
Lot
- Size: 8,712 Square Feet
- Dimensions: Front Footage 40.00 Front Rear 60.40 Side 1 166.80 Side 2 179.10
Details
- Additional structures: Storage
- Parcel number: 1901300
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Manufactured Home
Materials
- Vinyl Siding
Condition
- Year built: 1977
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Montezuma
Financial & listing details
- Price per square foot: $540/sqft
- Tax assessed value: $435,380
- Annual tax amount: $3,710
- Date on market: 6/13/2026
- Cumulative days on market: 20 days
- Inclusions: All appliances and furniture in the house remain with the property. Boat Dock and Lift Included. Storage Shed, Covered Porch and 1-car garage.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $499,000-2.2%$540/sqft |
Source: | ||
| 6/13/2026 | Listed for sale | $510,000+15.9%$552/sqft |
Source: | ||
| 9/23/2022 | Sold | $440,000-3.3%$476/sqft |
Source: | ||
| 6/29/2022 | Pending sale | $455,000$492/sqft |
Source: | ||
| 6/3/2022 | Price change | $455,000-4.2%$492/sqft |
Source: | ||
| 5/13/2022 | Listed for sale | $475,000+79.4%$514/sqft |
Source: | ||
| 10/10/2008 | Sold | $264,750$287/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,710 -3.6% | $435,380 +14% |
| 2024 | $3,850 +16.2% | $381,960 |
| 2023 | $3,312 -0.8% | $381,960 +38.7% |
| 2022 | $3,340 +15.9% | $275,360 |
| 2021 | $2,882 +1.7% | $275,360 +26.2% |
| 2020 | $2,834 +11.1% | $218,170 |
| 2019 | $2,550 +1.3% | $218,170 +14.6% |
| 2018 | $2,518 +25.9% | $190,300 |
| 2017 | $2,000 | $190,300 +25.8% |
| 2016 | -- | $151,250 +2.3% |
| 2015 | -- | $147,800 +5.1% |
| 2014 | -- | $140,660 |
| 2013 | -- | $140,660 +4.2% |
| 2012 | $1,356 +4.8% | $134,960 +6.6% |
| 2010 | $1,294 | $126,560 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 50171
Nearby schools
GreatSchools rating
- 8/10Montezuma Elementary SchoolGrades: PK-5Distance: 3.2 mi
- 6/10Montezuma Junior High SchoolGrades: 6-8Distance: 3.2 mi
- 7/10Montezuma High SchoolGrades: 9-12Distance: 3.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Poweshiek County
- Montezuma
- 50171
- 190 Center Point Dr




