Tucked away on over 2 private acres in Rock Creek on stunning Smith Lake, this fully remodeled retreat offers 4BR/2.5BA, a game room, and direct lake access. Enjoy breathtaking views, modern updates, and cozy lake house charm. The bright open living space is perfect for relaxing or entertaining. Outside, unwind with no neighbors - just peaceful water and room to breathe. Whether you are sipping coffee on the deck or boating with friends, this home is built for making memories. You are just across from Rock Creek Marina and only a few minutes from the town of Arley.
For sale
Price cut: $5K (7/3)
$649,900
190 County Road 3933, Arley, AL 35541
4beds
2baths
1,980sqft
Single Family Residence
Built in 2003
2.5 Acres Lot
$629,600 Zestimate®
$328/sqft
$-- HOA
What's special
Peaceful waterDirect lake accessFully remodeled retreatModern updatesBright open living spaceGame roomStunning smith lake
- 365 days |
- 799 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Justin Dyar 205-468-6375,
Lake Homes Realty
Source: Walker County Area MLS,MLS#: 25-1386
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2.5
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Refrigerator
Features
- Flooring: Wood
- Has fireplace: No
Interior area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
- Attached garage spaces: 1
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake Front, BH Permittable, Waterfront Features: Shoreline(Year Round Water), Waterfront Features: Characteristics(Moderate)
- Body of water: Rock Creek
- Frontage length: Waterfront Footage(140+/-)
Lot
- Size: 2.5 Acres
- Features: Wooded
Details
- Parcel number: 672001020200001019
- Zoning: No Zoning
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Drywall
- Roof: Metal
Condition
- Existing Structure
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: Rock Island Point
HOA
- Has HOA: No
Location
- Region: Arley
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $395,060
- Annual tax amount: $2,430
- Date on market: 7/7/2025
Estimated market value
$629,600
$598,000 - $661,000
$2,926/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Price change | $639,900-0.8%$323/sqft |
Source:  ValleyMLS #21885330 Report a problem | ||
| 2/10/2026 | Price change | $644,900-0.8%$326/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 1/4/2026 | Price change | $649,900+0.1%$328/sqft |
Source: Walker County Area MLS #25-1386 Report a problem | ||
| 12/30/2025 | Price change | $649,000-0.1%$328/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 9/30/2025 | Price change | $649,900-2.3%$328/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 9/4/2025 | Price change | $665,000-2.1%$336/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 6/30/2025 | Price change | $679,000-2.9%$343/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 4/30/2025 | Price change | $699,000-2.2%$353/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 4/4/2025 | Listed for sale | $715,000+90.7%$361/sqft |
Source: ValleyMLS #21885330 Report a problem | ||
| 10/1/2024 | Sold | $375,000-6.3%$189/sqft |
Source: ValleyMLS #21870172 Report a problem | ||
| 9/5/2024 | Pending sale | $400,000$202/sqft |
Source: ValleyMLS #21870172 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $39,500 +6.2% |
| 2023 | -- | $37,180 +17.1% |
| 2022 | -- | $31,740 +7.9% |
| 2021 | -- | $29,420 +9.5% |
| 2020 | -- | $26,860 +1.5% |
| 2018 | -- | $26,460 -90% |
| 2017 | -- | $264,520 |
| 2016 | -- | $264,520 +98.9% |
| 2015 | -- | $133,000 +6.7% |
| 2014 | -- | $124,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 35541
Nearby schools
GreatSchools rating
- 9/10Meek Elementary SchoolGrades: PK-4Distance: 5.5 mi
- 6/10Meek High SchoolGrades: 5-12Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: County
- Middle: County
- High: County
Source: Walker County Area MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Alabama
- Winston County
- Arley
- 35541
- 190 County Road 3933
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