For sale by owner

$425,000

190 Emerald Ln, Mathews, VA 23109

2beds

800sqft

Get pre-qualified

SingleFamily

Built in 2026

1.1 Acres Lot

$-- Zestimate^®

$531/sqft

$-- HOA

Overview

If you dream of a boathouse with your pier - come get this one! Private, cleared 1.1 AC building lot with septic / weil installs approved and scheduled--within the intimate Williams Wharf neighborhood. $200K to buy and build yourself or $425K when complete. Minutes to Mathews CH and the shops and restaurants, bike or walk to historic Williams Wharf Landing. Quick access to East River and the Mobjack Bay - property sits at mouth of Todd's Creek - protected but with ready access to the best fishing and boating spots!

What the owner loves about this home

Right nearby historic area community nautical events while just a short boat trip to the bay and short drive to town dining and shopping.

316 days

825

17

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Electric, Gas

Interior area

Total interior livable area: 800 sqft

Property

Features

Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Stream, Navigable Water

Lot

Size: 1.1 Acres
Features: Level, Waterfront, Cleared, Buildable, Bulkhead/RIP
Residential vegetation: Cleared

Details

Additional structures: Boat House
Parcel number: 29A233A
Zoning description: WTF RES

Construction

Type & style

Home type: SingleFamily

Condition

New construction: No
Year built: 2026

Utilities & green energy

Electric: At Street
Gas: No Gas
Utilities for property: Electricity Available, Phone Available

Community & HOA

Location

Region: Mathews

Financial & listing details

Price per square foot: $531/sqft
Tax assessed value: $151,500
Annual tax amount: $909
Date on market: 8/23/2025
Road surface type: Gravel

Estimated market value

Not available

Estimated sales range

Not available

$1,563/mo

Price history

Date	Event	Price
3/15/2026	Listed for sale	$425,000+29.8%$531/sqft
Source: Owner Report a problem
2/27/2026	Listing removed	--
Source: Owner Report a problem
11/29/2025	Listed for sale	$327,500+87.7%$409/sqft
Source: Owner Report a problem
11/21/2025	Listing removed	--
Source: Owner Report a problem
8/23/2025	Listed for sale	$174,500+4.5%$218/sqft
Source: Owner Report a problem
3/1/2025	Listing removed	$167,000$209/sqft
Source: CVRMLS #2429753 Report a problem
11/15/2024	Listed for sale	$167,000+19.1%$209/sqft
Source: REIN Inc. #10559096 Report a problem
8/20/2024	Sold	$140,200-11.3%$175/sqft
Source: Public Record Report a problem
11/1/2022	Sold	$158,000$198/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$909 +7.1%	$151,500
2024	$848	$151,500
2023	$848	$151,500
2022	--	--
2020	$916 +12.2%	$142,000
2018	$817	$142,000
2017	$817 -90.1%	$142,000
2015	$8,246	--
2014	$8,246 +1048.9%	$152,700
2013	$718	$152,700
2012	$718	$152,700 +11.9%
2010	--	$136,500
2009	--	$136,500
2008	--	$136,500
2007	--	$136,500
2006	$723	$136,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified