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Active under contract
  • Listed by: RE/MAX Synergy • Mark Lynch
    Price increase: $35K (7/25)
    $684,900

    190 Ray Street, Manchester, NH 03104

    5beds
    3,307sqft
    : 
    $4,937/mo
    Get pre-qualified
    Multi Family
    Built in 1870
    -- sqft lot
    $682,400 Zestimate®
    $207/sqft
    $-- HOA

    What's special

    Off-street parkingClassic colonial charm
    Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.
    29 days
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    781
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Lynch,

    RE/MAX Synergy Cell:603-233-7744

    Source: PrimeMLS,MLS#: 5100708MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Natural Gas, Oil
      Cooling
      • Wall Unit(s)
      Features
      • Flooring: Carpet, Hardwood, Laminate
      • Basement: Concrete Floor,Partially Finished,Walkout,Walk-Up Access
      Interior area
      • Total structure area: 4,540
      • Total interior livable area: 3,307 sqft
      • Finished area above ground: 2,979
      • Finished area below ground: 328

      Property

      Parking
      • Parking features: Concrete, On Street, Parking Spaces 1 - 10
      • Has uncovered spaces: Yes
      Features
      • Levels: 3
      • Exterior features: Garden, Natural Shade, Storage
      Lot
      • Size: 7,841 Square Feet
      • Features: Near Shopping, Near Hospital, Near School(s)
      Details
      • Parcel number: MNCHM0403B000L0022
      • Zoning description: Res

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Colonial
      • Property subtype: Multi Family
      Materials
      • Aluminum Siding
      • Foundation: Fieldstone
      • Roof: Asphalt Shingle
      Condition
      • New construction: No
      • Year built: 1870

      Utilities & green energy

      • Electric: 100 Amp Service, Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable

      Community & HOA

      Location
      • Region: Manchester

      Financial & listing details

      • Price per square foot: $207/sqft
      • Tax assessed value: $411,900
      • Annual tax amount: $8,065
      • Date on market: 7/20/2026

        Estimated market value

        $682,400

        $648,000 - $717,000

        $2,385/mo

        Price history

        DateEventPrice
        7/25/2026Price change$684,900+5.4%$207/sqft
        Source: PrimeMLS #5100708 Report a problem
        7/20/2026Listed for sale$649,900$197/sqft
        Source: PrimeMLS #5100708 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,065 +3.8%$411,900
        2023$7,768 +3.4%$411,900
        2022$7,513 +3.2%$411,900
        2021$7,282 +12.5%$411,900 +56.9%
        2020$6,473 +1.4%$262,500
        2019$6,384 +2.7%$262,500
        2018$6,216 +1.5%$262,500
        2017$6,122 +0.8%$262,500
        2016$6,074 +5.7%$262,500 +7.1%
        2015$5,745 -0.3%$245,100
        2014$5,760 +6%$245,100
        2012$5,436 $245,100
        2011-- $245,100 -24%
        2010-- $322,400
        2009$2,956 +38.3%$322,400
        2005$2,137 +9.1%--
        2004$1,959 +2.8%--
        2003$1,905 +7.8%--
        2002$1,767 -25%--
        2001$2,358 $153,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: North End

        Getting around

        60 / 100
        Somewhat Walkable
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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