**Affordable St. Joe River living with approximately 39 feet of waterfrontage! This 1.5-story home offers 3 bedrooms and 1 bath and is livable as-is while providing excellent potential for updates and added value. Enjoy the flexibility to move in now and make improvements over time. The backyard offers great potential with the deck overlooking the river, perfect for relaxing or entertaining. Being sold as-is, this is a rare opportunity to own waterfront property at an approachable price point. Buyers to confirm measurements, lot lines and water frontage.
Closed
$120,000
190 S Shore Dr, Elkhart, IN 46516
3beds
1,292sqft
Single Family Residence
Built in 1910
3,920 Square Feet Lot
$121,400 Zestimate®
$--/sqft
$1,364 Estimated rent
Home value
$121,400
$109,000 - $136,000
$1,364/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Cheryl Erb Office:574-293-1010,
Berkshire Hathaway HomeServices Elkhart
Bought with:
Darla Brock, RB14038216
SUNRISE Realty
Source: IRMLS,MLS#: 202610889
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Kitchen
- Level: Main
- Area: 104
- Dimensions: 13 x 8
Living room
- Level: Main
- Area: 220
- Dimensions: 22 x 10
Heating
- Conventional, Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Dishwasher, Refrigerator, Washer, Electric Range
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,052
- Total interior livable area: 1,292 sqft
- Finished area above ground: 1,292
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Detached
- Garage spaces: 1
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Enclosed
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront, River Front, River
- Body of water: Saint Joseph River
- Frontage length: Water Frontage(39)
Lot
- Size: 3,920 Square Feet
- Dimensions: 40X100
Details
- Parcel number: 200606483037.000012
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1910
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None
Location
- Region: Elkhart
Financial & listing details
- Tax assessed value: $123,100
- Annual tax amount: $1,132
- Date on market: 4/1/2026
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 5/8/2026 | Sold | $120,000+14.3% |
Source:  IRMLS #202610889 Report a problem | ||
| 4/11/2026 | Pending sale | $105,000 |
Source: IRMLS #202610889 Report a problem | ||
| 4/2/2026 | Listed for sale | $105,000+56.7%$81/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202610889 Report a problem | ||
| 3/2/2018 | Sold | $67,000$52/sqft |
Source: Agent Provided Report a problem | ||
| 2/4/2018 | Listed for sale | $67,000-16.3%$52/sqft |
Source: Weichert Realtors- Pheasant Ridge #201804021 Report a problem | ||
| 7/21/2014 | Listing removed | $80,000$62/sqft |
Source: Owner Report a problem | ||
| 5/25/2014 | Listed for sale | $80,000-6.8%$62/sqft |
Source: Owner Report a problem | ||
| 7/14/2005 | Sold | $85,824$66/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $776 +17.6% | $123,100 +39.3% |
| 2024 | $660 +12.3% | $88,400 +6.5% |
| 2023 | $588 +11.9% | $83,000 +6.4% |
| 2022 | $525 +7.7% | $78,000 +7.7% |
| 2021 | $488 +13.3% | $72,400 +9.9% |
| 2020 | $431 -3.1% | $65,900 +11.1% |
| 2019 | $444 -62.8% | $59,300 -0.8% |
| 2018 | $1,195 +8.4% | $59,800 +9.5% |
| 2017 | $1,103 | $54,600 +2.6% |
| 2016 | $1,103 +6% | $53,200 +8.6% |
| 2014 | $1,041 +162.1% | $49,000 -5.6% |
| 2013 | $397 -3% | $51,900 -3.5% |
| 2012 | $409 +8.7% | $53,800 +3.9% |
| 2011 | $376 -2.6% | $51,800 -9% |
| 2010 | $386 +9.1% | $56,900 |
| 2009 | $354 -74.7% | $56,900 +9.2% |
| 2007 | $1,401 +10.7% | $52,100 +2.4% |
| 2006 | $1,265 +4.6% | $50,900 |
| 2005 | $1,210 +0.6% | $50,900 |
| 2004 | $1,203 +9.7% | $50,900 |
| 2003 | $1,097 +555.7% | $50,900 +320.7% |
| 2002 | $167 +2.9% | $12,100 +200.2% |
| 2001 | $163 | $4,030 |
Find assessor info on the county website
Neighborhood: Downtown
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Nearby schools
GreatSchools rating
- 3/10Daly Elementary SchoolGrades: PK-6Distance: 0.9 mi
- 5/10West Side Middle SchoolGrades: 7-8Distance: 1.1 mi
- 2/10Elkhart High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Mary Daly
- Middle: West Side
- High: Elkhart
- District: Elkhart Community Schools
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Indiana
- Elkhart County
- Elkhart
- 46516
- Downtown
- 190 S Shore Dr
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