NEW Backyard Improvements! & Landscaping, Under $320K, USDA $0 Down Financing Eligible | 2021 Home | Huge Outbuilding + No HOA + Fenced yard!
We heard your feedback and sellers have made massive improvements to backyard!
Buy this home with $0 down using USDA financing and enjoy the freedom of no HOA restrictions just minutes from Chattanooga. Built in 2021, this move-in ready one-level home offers the benefits of newer construction without the added costs, restrictions, or wait times of new builds.
Inside, you'll find a bright open layout with vaulted ceilings, durable LVP flooring, granite countertops, and a farmhouse sink island that anchors the kitchen and living space. The split-bedroom floor plan provides privacy for the primary suite, while two additional bedrooms offer flexibility for guests, family, or a home office.
Step outside to a fully Updated and fenced backyard, perfect for pets, kids, or relaxing evenings around a fire pit. The gently sloped yard provides added privacy and natural drainage while still offering usable outdoor space.
One of the standout features of this property is the 25' x 12' detached outbuilding -- already in place and ready for use as a workshop, home gym, hobby space, craft studio, remote office, or extra storage. Homes with this level of flexibility are increasingly hard to find, especially without HOA restrictions.
Conveniently located:
• 5 minutes to Chickamauga Battlefield
• 20 minutes to downtown Chattanooga
• Minutes from shopping and dining
• Zoned for well-regarded local schools
Why buyers love this home:
• Built in 2021 (modern construction & lower maintenance)
• USDA $0 down financing eligible
• No HOA restrictions
• Fully fenced backyard
• Detached workshop / studio / hobby space
If you've been searching for a newer home with space, flexibility, and freedom to use your property the way you want, this Rock Spring property delivers.
Homes with these features under $320K are rare -- schedule your showing toda
For sale
$317,000
1909 Old Lafayette Rd, Rock Spring, GA 30739
3beds
1,572sqft
Single Family Residence
Built in 2020
0.35 Acres Lot
$313,800 Zestimate®
$202/sqft
$-- HOA
What's special
Move-in ready one-level homeGranite countertopsDurable lvp flooring
- 11 days |
- 410 |
- 24 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Candice Neal 706-273-9176,
Real Estate Partners Chattanooga LLC
Source: Greater Chattanooga Realtors,MLS#: 1535820
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Range Hood
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Main Level, Washer Hookup
Features
- Beamed Ceilings, Ceiling Fan(s), Crown Molding, Double Vanity, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Storage, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Split Bedrooms
- Flooring: Luxury Vinyl, Plank
- Windows: Insulated Windows, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log, Great Room, Propane
Interior area
- Total structure area: 1,572
- Total interior livable area: 1,572 sqft
- Finished area above ground: 1,572
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Off Street, RV Access/Parking, Garage Faces Front, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Porch - Covered
- Exterior features: Dog Run, Private Yard, Rain Gutters, Smart Lock(s)
- Pool features: None
- Spa features: None
- Fencing: Back Yard,Fenced,Full,Privacy,Wood
Lot
- Size: 0.35 Acres
- Dimensions: 131 x 131 x 133 x 102
- Features: Back Yard, Gentle Sloping, Level, Private, Secluded, Sloped Down, Sloped, Sloped Up, Rural
Details
- Additional structures: Kennel/Dog Run, Outbuilding, RV/Boat Storage, Shed(s), Workshop
- Parcel number: 0326 022
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Fiber Cement
- Foundation: Concrete Perimeter, Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Water Connected
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Rock Spring
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $341,995
- Annual tax amount: $2,677
- Date on market: 6/1/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Inclusions: outbuilding
- Road surface type: Paved
Estimated market value
$313,800
$298,000 - $329,000
$1,919/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Listed for sale | $317,000$202/sqft |
Source: Greater Chattanooga Realtors #1535820 Report a problem | ||
| 6/1/2026 | Listing removed | $317,000$202/sqft |
Source: Greater Chattanooga Realtors #1528759 Report a problem | ||
| 4/30/2026 | Price change | $317,000-0.9%$202/sqft |
Source: Greater Chattanooga Realtors #1528759 Report a problem | ||
| 4/6/2026 | Price change | $319,900-2.2%$203/sqft |
Source: Greater Chattanooga Realtors #1528759 Report a problem | ||
| 3/7/2026 | Price change | $327,000-2.4%$208/sqft |
Source: Greater Chattanooga Realtors #1528759 Report a problem | ||
| 2/18/2026 | Listed for sale | $334,900-6.2%$213/sqft |
Source: Greater Chattanooga Realtors #1528759 Report a problem | ||
| 9/30/2025 | Listing removed | $357,000+2.3%$227/sqft |
Source: | ||
| 8/22/2025 | Price change | $349,000-2.2%$222/sqft |
Source: Greater Chattanooga Realtors #1518213 Report a problem | ||
| 8/8/2025 | Listed for sale | $357,000+15.2%$227/sqft |
Source: Greater Chattanooga Realtors #1518213 Report a problem | ||
| 2/17/2022 | Sold | $310,000$197/sqft |
Source: Greater Chattanooga Realtors #1344270 Report a problem | ||
| 1/14/2022 | Contingent | $310,000$197/sqft |
Source: Greater Chattanooga Realtors #1344270 Report a problem | ||
| 12/7/2021 | Price change | $310,000-3.1%$197/sqft |
Source: Greater Chattanooga Realtors #1344270 Report a problem | ||
| 11/17/2021 | Price change | $320,000-1.5%$204/sqft |
Source: Greater Chattanooga Realtors #1344270 Report a problem | ||
| 10/5/2021 | Listed for sale | $325,000+25%$207/sqft |
Source: | ||
| 3/29/2021 | Sold | $260,000+0%$165/sqft |
Source: Public Record Report a problem | ||
| 2/24/2021 | Contingent | $259,900$165/sqft |
Source: Greater Chattanooga Realtors #1331271 Report a problem | ||
| 2/19/2021 | Listed for sale | $259,900$165/sqft |
Source: Greater Chattanooga Realtors #1331271 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,897 +0.9% | $136,798 +2.3% |
| 2024 | $2,872 +3% | $133,672 +5.9% |
| 2023 | $2,789 +8.4% | $126,206 +14.7% |
| 2022 | $2,573 +90% | $110,047 +136.3% |
| 2021 | $1,354 +1822.1% | $46,564 +1291.6% |
| 2020 | $70 -20.4% | $3,346 |
| 2019 | $89 -11.9% | $3,346 |
| 2018 | $101 0% | $3,346 |
| 2017 | $101 | $3,346 |
| 2016 | $101 +22.8% | $3,346 +12.4% |
| 2015 | $82 +9.1% | $2,976 |
| 2014 | $75 | $2,976 |
| 2013 | $75 | $2,976 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 30739
Nearby schools
GreatSchools rating
- 5/10Saddle Ridge Elementary And Middle SchoolGrades: PK-8Distance: 1.2 mi
- 6/10Lafayette High SchoolGrades: 9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Rock Spring Elementary
- Middle: Saddle Ridge Middle
- High: LaFayette High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Walker County
- Rock Spring
- 30739
- 1909 Old Lafayette Rd




