For sale

Price cut: $16K (6/23)

$349,000

1912 N 45th St, McAllen, TX 78501

3beds

2,330sqft

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Single Family Residence, Residential

Built in 2008

8,398 Square Feet Lot

$341,000 Zestimate^®

$150/sqft

$25/mo HOA

What's special

Very spacious bedroomsCovered back patioCloset space

Beautiful 3-bedroom and 2-bathroom home with an office. Fully updated from the roof, flooring, bathrooms, kitchen... very spacious bedrooms and closet space, all appliances, including refrigerator, washer, and dryer, will convey with an acceptable offer. Great neighborhood with excellent Sharyland school district, other options for schools available like IDEA School, about a mile away. The backyard and covered back patio are perfect for family gatherings and entertaining. Conveniently located close to McAllen and Mission, with quick access to main roads. Make this house your next home, ready to move in!

48 days

232

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Dining room

Description: Living Area(s): 2

Living room

Description: Living Area(s): 2

Heating

Has Heating (Unspecified Type)

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Range-Electric Smooth, Washer
Laundry: Laundry Room

Features

Granite Counters, Countertops (Solid Surface), Bonus Room, Ceiling Fan(s), Office/Study, Split Bedrooms, Walk-In Closet(s)
Flooring: Tile
Windows: Double Pane Windows, Wood/Faux Blinds

Interior area

Total structure area: 2,330
Total interior livable area: 2,330 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Faces Side
Attached garage spaces: 2

Features

Patio & porch: Covered Patio
Exterior features: Sprinkler System
Has spa: Yes
Fencing: Wood

Lot

Size: 8,398 Square Feet
Features: Mature Trees, Sidewalks, Sprinkler System

Details

Parcel number: O065100000004600

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Brick
Foundation: Slab
Roof: Composition

Condition

New construction: No
Year built: 2008

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Internet Access, Cable Available

Community & HOA

Community

Features: Sidewalks, Street Lights
Security: Security System, Closed Circuit Camera(s), Smoke Detector(s)
Subdivision: Oak Terrace Estate

HOA

Has HOA: Yes
HOA fee: $300 annually
HOA name: Oak Terrace of McAllen

Location

Region: Mcallen

Financial & listing details

Price per square foot: $150/sqft
Tax assessed value: $360,157
Annual tax amount: $8,305
Date on market: 6/3/2026
Road surface type: Paved

Estimated market value

$341,000

$324,000 - $358,000

$2,182/mo

Price history

Date	Event	Price
6/23/2026	Price change	$349,000-4.4%$150/sqft
Source: Greater McAllen AOR #506011 Report a problem
6/3/2026	Listed for sale	$365,000$157/sqft
Source: Greater McAllen AOR #506011 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$6,685 +14%	$360,157 +14%
2024	$5,863 -0.7%	$315,908 -0.9%
2023	$5,902 -0.6%	$318,726 +8.8%
2022	$5,936 +15.8%	$292,863 +18.9%
2021	$5,127	$246,323 +10.5%
2020	--	$222,925 +12.5%
2019	$4,363 -30.6%	$198,218 -12.2%
2018	$6,289	$225,820 -0.9%
2017	$6,289 -1.2%	$227,767 -0.8%
2016	$6,366 +8.5%	$229,715 +0.8%
2015	$5,868	$227,883 +6.1%
2014	$5,868	$214,823 -0.8%
2013	--	$216,646 -0.8%
2012	--	$218,466 +2.1%
2011	--	$213,958 -0.8%
2010	--	$215,714 0%
2009	--	$215,790 +413.8%
2008	--	$42,000 +42.9%
2007	--	$29,400 -26.3%
2006	--	$39,900

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Oak Terrace

Getting around

12 / 100

Car-Dependent

28 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Donna Wernecke Elementary School
Grades: PK-6Distance: 2.3 mi
7/10
Sharyland North Junior High School
Grades: 7-8Distance: 3.2 mi
6/10
Sharyland Pioneer High School
Grades: 9-12Distance: 5.1 mi

Schools provided by the listing agent

Elementary: Wernecke
Middle: Sharyland North Junior
High: Pioneer H.S.
District: Sharyland ISD

Source: Greater McAllen AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.