Don't miss this beautifully updated 3-bedroom + loft, 2.5-bathroom home located in the highly sought-after gated community of Rancho Montecito in Vista. This move-in-ready home blends modern design, thoughtful upgrades, and tranquil outdoor living. Step inside to discover soaring vaulted ceilings, gleaming hardwood floors, recessed lighting, and a cozy fireplace that anchors the spacious living area. The remodeled kitchen is a chef’s dream, featuring quartz countertops, stainless steel appliances, new cabinetry and breakfast bar. Upstairs, a versatile loft provides extra space for a home office, playroom, or media nook. A convenient downstairs half-bath and full-sized laundry area complete the functional layout. Enjoy indoor-outdoor living with a low-maintenance backyard framed by mature trees and no homes directly behind, offering privacy and shade for outdoor entertaining. Residents of Rancho Montecito enjoy gated security, a sparkling community pool, and beautifully maintained grounds—all with a low monthly HOA. Located near top-rated schools, shopping, dining, parks, and with easy access to the 78 Freeway, this home offers the best of North County San Diego living.
Sold for $1,040,000
$1,040,000
1937 Elm Ridge Dr, Vista, CA 92081
3beds
1,810sqft
Single Family Residence
Built in 1988
-- sqft lot
$1,049,800 Zestimate®
$575/sqft
$3,738 Estimated rent
Home value
$1,049,800
$966,000 - $1.14M
$3,738/mo
Zestimate® history
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$3,738/mo
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$3,738/mo
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$6,753/mo
Est. payment
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Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Mary Smylie DRE #02047635 760-456-5109,
Compass,
Joanne Lindberg DRE #02242360 619-800-6049,
Compass
Bought with:
Mary Smylie, DRE #02047635
Compass
Joanne Lindberg, DRE #02242360
Compass
Source: SDMLS,MLS#: 250035033
Originating MLS: San Diego Association of REALTOR
Originating MLS: San Diego Association of REALTORFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Garage Door Opener, Range/Oven, Refrigerator, Washer, Counter Top
- Laundry: Electric, Gas, Gas & Electric Dryer HU
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached
- Garage spaces: 2
Features
- Levels: 2 Story
- Pool features: Community/Common
- Fencing: Full
Details
- Parcel number: 1694231300
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, Wood
- Roof: Tile/Clay
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & neighborhood
Location
- Region: Vista
- Subdivision: Shadow Ridge (SHAD)
HOA & financial
HOA
- HOA fee: $173 monthly
- Services included: Common Area Maintenance, Gated Community
- Association name: Rancho Montecito
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2025 | Sold | $1,040,000+264.9%$575/sqft |
Source:  SDMLS #250035033 Report a problem | ||
| 8/2/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 7/29/2022 | Listed for rent | $4,150+54%$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 6/17/2020 | Listing removed | $2,695$1/sqft |
Source: Real Property Management Report a problem | ||
| 1/31/2020 | Listed for rent | $2,695+5.7%$1/sqft |
Source: Real Property Management Report a problem | ||
| 3/27/2018 | Listing removed | $2,550$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 3/13/2018 | Price change | $2,550-1.9%$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 1/12/2018 | Price change | $2,600+4.2%$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 1/9/2018 | Listed for rent | $2,495$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 1/19/2017 | Listing removed | $2,495+16%$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 11/12/2013 | Listed for rent | $2,150$1/sqft |
Source: REAL PROPERTY MANAGEMENT Report a problem | ||
| 10/5/2001 | Sold | $285,000$157/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,538 +5.2% | $421,006 +2% |
| 2024 | $5,265 +2.1% | $412,752 +2% |
| 2023 | $5,156 +0.2% | $404,660 +2% |
| 2022 | $5,145 +2.2% | $396,726 +2% |
| 2021 | $5,033 +0.6% | $388,948 +1% |
| 2020 | $5,004 +19.4% | $384,961 +2% |
| 2019 | $4,190 -11.3% | $377,414 +2% |
| 2018 | $4,726 +1.6% | $370,015 +2% |
| 2017 | $4,651 +2.3% | $362,760 +2% |
| 2016 | $4,545 +0.6% | $355,648 +1.5% |
| 2015 | $4,520 +2.4% | $350,306 +2% |
| 2014 | $4,413 | $343,445 +0.5% |
| 2013 | -- | $341,894 +2% |
| 2012 | -- | $335,191 +2% |
| 2011 | -- | $328,620 +0.8% |
| 2010 | -- | $326,165 -0.2% |
| 2009 | -- | $326,941 +2% |
| 2008 | -- | $320,532 +2% |
| 2007 | -- | $314,248 +2% |
| 2006 | -- | $308,087 +2% |
| 2005 | -- | $302,047 +2% |
| 2004 | -- | $296,126 +1.9% |
| 2003 | -- | $290,700 +2% |
| 2002 | -- | $285,000 +74.7% |
| 2001 | -- | $163,116 |
Find assessor info on the county website
Neighborhood: 92081
Nearby schools
GreatSchools rating
- 7/10Lake Elementary SchoolGrades: K-5Distance: 1.1 mi
- 3/10Madison Middle SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Rancho Buena Vista High SchoolGrades: 9-12Distance: 0.5 mi
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Estimated market value
$1,049,800
Get a cash offer in 3 minutes
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Estimated market value
$1,049,800
- California
- San Diego County
- Vista
- 92081
- 1937 Elm Ridge Dr
Nearby cities
Nearby zip codes
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