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For sale
  • $395,000

    1938 Cardinal Harbour Rd, Prospect, KY 40059

    3beds
    2,000sqft
    : 
    $2,802/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    0.47 Acres Lot
    $382,000 Zestimate®
    $198/sqft
    $117/mo HOA

    What's special

    Impressive folding nano wallCozy wood-burning fireplacePremium finishesStriking vertical tile backsplashElegant quartz countertopsQuality updates throughoutOverlooking the peaceful surroundings
    Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and beautifully renovated kitchen, making entertaining effortless. Gorgeous tile flooring spans the most of the first floor, while updated lighting and plumbing fixtures add a sophisticated finishing touch throughout. The stunning kitchen has been thoughtfully redesigned with custom cabinetry, elegant quartz countertops, a striking vertical tile backsplash, stainless steel appliances, a large stainless farmhouse sink, a spacious pantry with automatic lighting, and a built-in buffet with additional shelving in the dining area, providing both beauty and functionality. Offering the convenience of two primary suites, the main-level owner's retreat is a true sanctuary with double closets and a luxurious ensuite bath featuring a corner Jacuzzi tub, walk-in tiled shower, double marble-top vanity, and premium finishes. A second spacious bedroom with double closets and an additional beautifully updated full bath complete the first floor. The living space extends outdoors through an impressive folding nano wall that opens to a covered, screened-in deck, creating the perfect indoor-outdoor entertaining experience while overlooking the peaceful surroundings. Upstairs, you'll find a generous loft-style suite that offers incredible flexibility as a second primary suite, children's retreat, playroom, guest quarters, or private home office. Complete with a walk-in closet and a beautifully updated full bath featuring a double vanity and walk-in shower, this level provides functionality and versatility. Additional highlights include a spacious oversized two-car garage, exceptional storage, and quality updates throughout that make this home truly move-in ready. Life in Cardinal Harbour is unlike anywhere else. Nestled alongside the picturesque Ohio River, this one-of-a-kind community offers breathtaking scenery and resort-style amenities, including a clubhouse, large swimming pool, pavilion, tennis courts, horse stables, locked boat storage, private boat ramp, and beautifully maintained grounds perfect for walking, biking, and enjoying the outdoors. It's a neighborhood that offers not just a home, but an exceptional lifestyle just minutes from Prospect, award-winning Oldham County schools, dining, shopping, and everything Prospect has to offer.
    2 days
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    78
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    Zillow last checked:

    Listing updated:

    Listed by:

    Shaun S Wallace 502-939-8029,

    1 Percent Lists Purple Door

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1725059MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Primary bathroom
      • Level: Second
      Full bathroom
      • Level: First
      Dining area
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Description: Eat in Kitchen
      • Level: First
      Laundry
      • Level: Basement
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air, Heat Pump
      Features
      • Basement: Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,000
      • Total interior livable area: 2,000 sqft
      • Finished area above ground: 2,000
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Screened Porch, Deck
      • Pool features: Association, Community
      Lot
      • Size: 0.47 Acres
      • Features: Cleared, Level
      Details
      • Parcel number: 0402B06184

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Other
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: Cardinal Harbour
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool
      • HOA fee: $1,400 annually
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $198/sqft
      • Tax assessed value: $240,000
      • Annual tax amount: $3,001
      • Date on market: 7/31/2026
      • Electric utility on property: Yes

        Estimated market value

        $382,000

        $363,000 - $401,000

        $2,622/mo

        Price history

        DateEventPrice
        7/31/2026Listed for sale$395,000+156.5%$198/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1725059 Report a problem
        8/26/2015Sold$154,000+2.7%$77/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1421165 Report a problem
        10/19/2006Sold$150,000$75/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,001 +19%$240,000 +20%
        2023$2,521 +1%$200,000
        2022$2,496 +0.6%$200,000
        2021$2,480 -0.2%$200,000
        2020$2,486 +30.6%$200,000 +29.9%
        2019$1,904 0%$154,000
        2018$1,905 -27.7%$154,000
        2017$2,636 $154,000 -35.8%
        2013$2,636 $240,000
        2011-- $240,000
        2010-- $240,000
        2009-- $240,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40059

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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