New

$400,000

1940 Division St, St Charles, IL 60174

3beds

1,634sqft

$2,821/mo

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Single Family Residence

Built in 1980

9,931 Square Feet Lot

$-- Zestimate^®

$245/sqft

$-- HOA

What's special

Usable lawn spaceLarge fully fenced backyardAttached garageUpdated main bathroomNewer cabinetry and appliancesOpen-concept main levelUpdated kitchen

Exceptionally clean and well-maintained 3-bedroom, 2-bath ranch in the desirable Chandlers subdivision of St. Charles. The open-concept main level features an updated kitchen with newer cabinetry and appliances, an updated main bathroom, and engineered hardwood flooring. Recent improvements include a patio (2020), fence (2022), roof (2022), attic insulation (2023), and front door (2023). The HVAC system was recently serviced, and the ductwork professionally cleaned. A standout feature is the large, fully fenced backyard, offering excellent privacy, usable lawn space, and a comfortable patio area for outdoor dining, entertaining, pets, or play. The home also includes a finished lower level, attached garage, and freshly sealed driveway. Vacant, spotless, and move-in ready, with convenient access to schools, parks, shopping, and downtown St. Charles.

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: No additional rooms

Primary bedroom

Features: Flooring (Carpet)
Level: Main
Area: 154 Square Feet
Dimensions: 14X11

Bedroom 2

Features: Flooring (Carpet)
Level: Main
Area: 140 Square Feet
Dimensions: 14X10

Bedroom 3

Features: Flooring (Carpet)
Level: Main
Area: 100 Square Feet
Dimensions: 10X10

Dining room

Features: Flooring (Hardwood), Window Treatments (All)
Level: Main
Area: 99 Square Feet
Dimensions: 11X09

Family room

Features: Flooring (Carpet)
Level: Lower
Area: 306 Square Feet
Dimensions: 18X17

Kitchen

Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island), Flooring (Hardwood), Window Treatments (All)
Level: Main
Area: 110 Square Feet
Dimensions: 11X10

Laundry

Features: Flooring (Vinyl), Window Treatments (Curtains/Drapes)
Level: Lower
Area: 84 Square Feet
Dimensions: 12X7

Living room

Features: Flooring (Carpet), Window Treatments (All)
Level: Main
Area: 288 Square Feet
Dimensions: 18X16

Heating

Natural Gas, Forced Air

Cooling

Central Air

Appliances

Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal

Features

1st Floor Bedroom, 1st Floor Full Bath
Flooring: Hardwood
Windows: Screens
Basement: Finished,Exterior Entry,Full,Daylight
Attic: Full,Unfinished

Interior area

Total structure area: 1,634
Total interior livable area: 1,634 sqft

Property

Parking

Total spaces: 2
Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Attached garage spaces: 2
Has uncovered spaces: Yes

Accessibility

Accessibility features: No Disability Access

Features

Levels: Bi-Level
Patio & porch: Deck, Patio

Lot

Size: 9,931 Square Feet
Dimensions: 68 X 143 X 70 X 137

Details

Parcel number: 0936353012
Special conditions: None
Other equipment: Water-Softener Owned, TV-Dish, Ceiling Fan(s), Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Bi-Level
Property subtype: Single Family Residence

Materials

Vinyl Siding, Brick
Foundation: Concrete Perimeter
Roof: Asphalt

Condition

New construction: No
Year built: 1980

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Curbs, Sidewalks, Street Lights, Street Paved
Security: Carbon Monoxide Detector(s)
Subdivision: Chandler

HOA

Services included: None

Location

Region: St Charles

Financial & listing details

Price per square foot: $245/sqft
Tax assessed value: $305,346
Annual tax amount: $7,078
Date on market: 8/17/2026
Ownership: Fee Simple

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/28/2016	Sold	$228,500-4.2%$140/sqft
Source: MRED as distributed by MLS GRID #09304073 Report a problem
9/19/2016	Pending sale	$238,500-0.2%$146/sqft
Source: Coldwell Banker Honig-Bell #09304073 Report a problem
8/4/2016	Price change	$239,000-2.4%$146/sqft
Source: Coldwell Banker Honig-Bell #09304073 Report a problem
4/8/2016	Price change	$244,900-1.2%$150/sqft
Source: American National Real Estate Inc #08991780 Report a problem
10/16/2015	Price change	$247,900-0.4%$152/sqft
Source: American National Real Estate Inc #08991780 Report a problem
9/18/2015	Price change	$248,900-0.4%$152/sqft
Source: American National Real Estate Inc #08991780 Report a problem
8/14/2015	Price change	$249,900-2%$153/sqft
Source: American National Real Estate Inc #08991780 Report a problem
8/7/2015	Price change	$254,900-1.9%$156/sqft
Source: American National Real Estate Inc #08991780 Report a problem
7/24/2015	Listed for sale	$259,900+16942.6%$159/sqft
Source: American National Real Estate Inc #08991780 Report a problem
5/3/2009	Listing removed	$1,525$1/sqft
Source: NCI #07172842 Report a problem
4/12/2009	Listed for sale	$1,525-99.3%$1/sqft
Source: NCI #07172842 Report a problem
7/21/2005	Sold	$217,500$133/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$6,856 +4.7%	$101,782 +11.7%
2023	$6,548 +12.8%	$91,096 +15.1%
2022	$5,803 +4.3%	$79,154 +6.6%
2021	$5,565 +1.1%	$74,232 +1.9%
2020	$5,502 +1.9%	$72,848 +2%
2019	$5,398 +3.7%	$71,406 +3.9%
2018	$5,205 +4.7%	$68,756 +5.3%
2017	$4,970 -13.7%	$65,310 +3.6%
2016	$5,757	$63,016 +3.8%
2015	--	$60,690 +2.2%
2014	--	$59,382 -3%
2013	--	$61,207 -1.8%
2012	--	$62,336 -5.5%
2011	--	$65,931 -4.6%
2010	--	$69,097 -8.4%
2009	--	$75,451 -1.2%
2008	--	$76,356 +3.8%
2007	--	$73,568 +4.7%
2006	--	$70,250 +9.6%
2005	--	$64,085 +10.5%
2004	--	$57,995 +6.9%
2003	--	$54,239 +4.3%
2002	--	$52,016 -0.2%
2001	--	$52,105 +5.3%
2000	--	$49,499

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 60174

Getting around

14 / 100

Car-Dependent

49 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Fox Ridge Elementary School
Grades: K-5Distance: 0.5 mi
7/10
Wredling Middle School
Grades: 6-8Distance: 2.3 mi
7/10
St Charles East High School
Grades: 9-12Distance: 2.1 mi

Schools provided by the listing agent

Elementary: Fox Ridge Elementary School
Middle: Wredling Middle School
High: St Charles East High School
District: 303

Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.